Does Apple Pay work on old iPhones?

Asked by: Prof. Stephania Robel  |  Last update: September 10, 2026
Score: 4.3/5 (4 votes)

Yes, Apple Pay works on older iPhones like the iPhone 6 and later, as long as they have Face ID or Touch ID (excluding the iPhone 5s) and the latest compatible iOS version (often iOS 12.5 or newer for older models), allowing in-store, in-app, and online purchases, though specific features and regional availability can vary. For very old models like the iPhone 5/5s/5c, you need an Apple Watch paired with the phone to use it for contactless payments.

Does Apple Pay work on older iPhones?

You can use Apple Pay with an iPhone 5, 5s or 5c, but only if you have an Apple Watch paired with the phone as you can't carry out contactless transactions with an iPhone 5 alone. Older models of the iPhone won't work with Apple Pay.

What is the oldest iPhone that works with Apple Pay?

Device compatibility

The service is compatible with iPhone 6 and newer, iPad Air 2 and newer, Macs with Touch ID, and Apple Watch Series 1 and later.

Is the iPhone 6 still usable?

Yes, an iPhone 6 still physically works for basic tasks like calls, texts, and some apps, but it's stuck on iOS 12 and lacks crucial security updates, making many modern apps (banking, social media) incompatible or risky, and its performance will be slow; it's best as a backup device or for offline use, not a daily driver.
 

Can an iPhone 8 do Apple Pay?

Apple Pay allows you to make payments at physical stores, online shops and within apps with your Apple iPhone 8.

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Does the 7-11 take Apple Pay on an iPhone?

The 7-Eleven app makes checking out contactless, earns you 3X points and rewards you along the way*. Get started when you load your Wallet with cash, credit, debit,7-Eleven gift cards, Apple Pay® or Google Pay®.

Why is Apple Pay not working on my iPhone 7?

Apple Pay may sometimes not work due to location settings. Make sure your location services are turned on and that your device is set to the correct country. Additionally, an internet connection is required for Apple Pay to function properly. Ensure that your Wi-Fi or mobile data connection is active and stable.

What is the oldest iPhone that does Apple Pay?

What devices can I use Apple Pay on?

  • iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE (or later)
  • Apple Watch (paired with iPhone 6 or later)
  • 9-7 inch iPad Pro, 12-9 inch iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3.

How to use tap to pay on old iPhone?

To set up Tap to Pay on iPhone, enable it in the payment app of your choice. To accept a payment, open the app, enter the amount, and present your iPhone to your customer. To pay, the customer holds their card horizontally or places their device directly over the payment symbol.

Is there a difference between Apple Wallet and Apple Pay?

No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function. 

Is there a fee to use Apple Pay?

Does it cost extra to use Apple Pay? No. Apple does not charge any fees when you pay with Apple Pay — in stores, online, or in apps.

Do iPhone 7s have Apple Pay?

You can use Apple Pay in stores on your iPhone X, iPhone 8, iPhone 8 Plus, iPhone® 7, iPhone® 7 Plus, iPhone® 6, iPhone® 6S, iPhone® 6 Plus, iPhone® 6S Plus, and Apple Watch™ with compatible iPhone 5 or later & Apple Watch Series 3, 2 & 1.

Why doesn't Apple Pay work on my iPhone 8?

Update to the Latest iOS Version

One of the reasons why Apple Pay is not working on iPhone can be an outdated iOS version or a bug. In this case, you just need to install the latest updates. To do this, you need to go to Settings, click General, and choose Software Update.

Can I use Apple Pay with my iPhone 6?

Use Apple Pay with a compatible Vision Pro for purchases and payments. To use Apple Pay for purchases in Chile and Vietnam, you need an iPhone 6 or later with iOS 12.5. 2 or later. To use with Apple Watch, you need a Watch Series 4 or later with watchOS 9.0 or later.

Are iPhone 8s still supported by Apple?

The iPhone 8 and 8 Plus were discontinued as of February 2020, having sold 86.3 million units worldwide, making them one of the best-selling smartphones of all time. They initially shipped with iOS 11 and supported up to iOS 16, and do not support iOS 17.

Which payment app works on iPhone 8?

You can use Google Pay to send or request money from family and friends using a mobile phone. You can also pay your utility bills and recharge your prepaid phone using Google Pay. Note: You'll need a Google account, an active Indian (+91) phone number and an active Indian bank account to set up Google Pay.

Does the iPhone 8 have NFC payment?

The Apple iPhone 8 and iPhone 8 Plus come with NFC for Apple Pay, as well as reader mode for reading NFC Forum type 1, 2, 3, 4 and 5 tags.