Yes, Afterpay can still be used to purchase products from Apple, primarily through the Afterpay app/website or by using the digital Afterpay Card in Apple Wallet for in-store purchases. While Apple discontinued its own "Apple Pay Later" service, customers can continue to use third-party "buy now, pay later" services like Afterpay for Apple products.
Shop at Apple today and take advantage of Afterpay's easy and convenient payment plans.
Apple said it will discontinue its existing Pay Later service, which was first announced two years ago and launched in the US nearly a year ago, as the company plans to expand a revamped offering to additional markets and collaborate with more FinTech players globally.
We have partnered with Apple Pay to allow you the option to make secure payments using Apple Pay as your payment method!
You can now make purchases with installments when you check out with Apple Pay on your iPhone or iPad and select the pay later option that works for you. Installment offers are available on supported debit and credit cards from banks and installment providers.
Apple has shut down its buy now, pay later service known as Apple Pay Later, less than a year after launching it. The service was discontinued in the U.S. as of Monday, ahead of Apple's launch of new Apple Pay features, set to hit iPhones this fall.
Winegarten said the scrapping of Apple Pay Later comes as no surprise when thinking about the amount of regulation, licensing and compliance hurdles that would need to be worked through in each country.
Join millions who use Klarna at Apple and other stores
Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.
The most common reasons are: You have exceeded the $2,000 transaction limit with AfterPay. You do not have sufficient funds available on your card at the time of purchase. There may be restrictions in place with your details in the AfterPay system.
To add the card to your digital wallet follow these steps:
Yes, Apple offers monthly payment plans for its products, primarily through Apple Card Monthly Installments (ACMI) for 0% APR financing on eligible devices like iPhones, Macs, and iPads, or through other partners like Klarna or carrier financing, and even the iPhone Upgrade Program, allowing you to spread costs over time with interest-free or low monthly payments.
Most Popular Apple Pay Later Alternatives
In 2025, Apple phased out support for older models like the iPhone XS, XS Max, and potentially the original iPhone SE, ending major iOS updates and eventually repairs, though many older phones like the iPhone 11 still received updates (iOS 26 in 2025). While phones don't suddenly "quit working," they lose crucial security updates and app compatibility, with devices like the iPhone 7 and iPhone 8 series becoming largely obsolete, requiring upgrades for security and modern functionality.
When you use iPhone and iPad to shop online and in apps, you can make flexible, timely payments with buy now, pay later options like Affirm or Klarna.* Just select “Other Cards & Pay Later Options” at checkout with Apple Pay to get started.
Explore our wide range of Apple products, including the latest versions of the iPhone, iPad, iMac, MacBook Air many of which are available to Afterpay today! Want to buy now, pay later? Afterpay makes it easy to own your Apple device today.
You can't get cash directly from Afterpay as it's for purchases, not loans, but you might get cash by using Afterpay to buy a gift card for a store that allows cash back or by linking Afterpay to Cash App's "Pay over time" feature, which turns recent purchases into loans you can use, though this isn't a direct cash withdrawal and requires specific eligibility on Cash App.
If you feel financially ready and would like to return to using Afterpay, please get in touch with us so we can consider your request to use Afterpay again. We assess account access on a case-by-case basis and can't guarantee reinstatement. If we approve you for reinstatement, we may reduce your spend limit.
Check Your Afterpay Approval Status
If your purchase amount is higher than your Afterpay limit, the option may not show up at all. This is controlled on Afterpay's end.
Yes, Apple accepts Afterpay both online and in physical stores, primarily by integrating it through Apple Pay, allowing you to use the Afterpay virtual card in your digital wallet for purchases, though direct acceptance at the official Apple Store might vary by region or promotion. You can set up the Afterpay digital card in your Apple Wallet to tap and pay in-store or use Apple Pay for online checkouts where Afterpay is a payment option.
Be sure your device is updated to the latest iOS or iPadOS version. Error message Card Not Added: Check you entered the card details correctly.
In February 2023, Affirm announced it would lay off 19 percent of its workforce as part of a restructuring plan and shut down its crypto unit.
Potential Fees and Interest
If you stop making payments altogether, buy now, pay later services can turn your account over to a collection agency. Besides accruing more fees and interest during this timeframe, your credit score could also suffer.