While technically not checking or savings accounts, Aspiration offers cash-management accounts that function similarly to traditional bank accounts. ... Additionally, for a limited time, you can earn a $150 bonus when you open an Aspiration Spend & Save Account and meet certain requirements with your debit card.
The Aspiration Plus promotion requires you to make purchases using the account's card in order to earn the $200 bonus. ... The bonus will post to your account within 120 calendar days from account opening.
Aspiration is offering a bonus of $100 when you open a new Spend & Save account and complete the following requirements: Open and fund an account with $10 or more. Use your Aspiration debit card to make at least $1,000 worth of cumulative transactions within 60 days of account opening.
As a cash management service for the non-wealthy and socially conscious, Aspiration is great. It doesn't cap the number of reimbursements you'll receive from ATMs and there's no minimum balance to maintain. Plus, you can use your dollars to align your finances with a worthy cause while still earning interest.
Aspiration is a financial firm, not a chartered bank. It offers a variety of accounts, with a focus on rewarding customers with cash back for purchases made from ethical companies. The money customers deposit through Aspiration is held at one of its partner banks, which offer FDIC insurance.
Is your money safe at Aspiration? Yes, it is safe. Even though Aspiration itself is not a bank and does not hold a banking license, your deposits are safe as the money is held at several partner banks, which are insured by the Federal Deposit Insurance Corporation (FDIC).
Get Paid Early
Many online banks now feature early direct deposits. With Aspiration, you can receive your paycheck up to two days early when you set up the direct deposit from your employer.
The biggest benefits of Aspiration's CMAs are exclusively for Aspiration Plus customers. Unlike the basic Spend & Save account, Aspiration Plus has a set monthly fee of $5.99 a month billed annually.
Online Loans
With an Aspiration Loan, you can get a little extra money before your next paycheck.
The Chime Spending Account promotion requires you to set up direct deposits and use a referral link in order to earn the $50 bonus. Full requirements to receive this bonus are: Open a new account using a referral link from an existing customer. Within 45 days, receive a direct deposit of at least $200.
Fee-free Overdraft: Get Overdrive™ with Current. Current allows you to overdraft up to $100 with no overdraft fees when you receive a qualifying direct deposit and enable Overdrive™ on your Current Premium Account.
When you use your debit card at a business with a high AIM score, you'll earn 1.0% cash back on that purchase. You'll earn 0.5% cash back on any purchases made at businesses that do not have a high AIM score, or have not yet been scored.
To update your Pay What is Fair, log in on our website, click "Settings" on the lefthand side of the page, then click "Fee Settings." For your Aspiration Spend & Save account, your monthly fee will come out of your Spend account.
Is Aspiration a Legit Bank? Aspiration is totally legit but it's not a bank. Like most other online banking platforms, Aspiration is a financial technology company that partners with FDIC-member banks to hold and insure your money.
Yes, direct deposit is our favorite feature (hello payday!) You can download a direct deposit form, complete with a voided check, through the app or website. Navigate to the “Manage” menu, click Direct Deposit, enter your details, and click Create Deposit Form to see a preview of the form.
Onceyou'vebeen with us for 30 days, deposits are available within 1-2 business days. Checks submitted before 2pm PT will be processed that day. During your first 30 days as a customer, all check deposits are subject to a 5 business day hold.
No monthly fee for the basic Aspiration Save account and no overdraft fees.
Currently, Aspiration offers 0.5 percent cash back on every purchase and 1 percent cash back at businesses with a strong social conscience.
New Current members can receive a $50 bonus after doing the following: Sign up for a Premium subscription using the advertised campaign link. Enter the code WELCOME50. Add a qualifying direct deposit of $200 or more within 45 days.
We don't provide cash advances, but with our Overdrive feature you can overdraft up to $100 with no additional fees! For more information, click here.