Citibank Credit Cards With the Highest Minimum Limits
Citi Strata Premier℠ Card: $2,000+ credit limit. Citi Rewards+® Card: $1,000+ credit limit. Citi Double Cash® Card: $500+ credit limit. Citi® Diamond Preferred® Card: $500+ credit limit.
The Citi Prestige® Credit Card is no longer taking new applicants as of July 2021, although existing cardholders can still use the card. Those interested in the The Citi Prestige® Credit Card can check out the Citi Strata Premier℠ Card instead.
As a Citi® / AAdvantage® Platinum Select Mastercard® cardmember, you earn both AAdvantage® miles and Loyalty Points. Redeem miles for hotels, flights and other experiences. Loyalty Points count toward status and can get you perks like upgrades and priority boarding.
Personal Income and Business Income
We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum card.
The latest Citi Prestige Card welcome offer is valid for applications submitted between 1 January to 28 February 2025, with approval received within 30 days of application.
You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card. And even still, excellent credit is not always a guarantee of approval.
Where the Citi Prestige charges an annual fee of $495, the Citi Premier Card offers a slightly lower level of benefits and rewards for a much more reasonable annual fee of $95. Neither card is available to new applicants, however, you may be able to keep your card if you are an existing cardholder.
To be eligible for a SMAC Prestige membership, you must have spent a cumulative amount of at least P150,000 at SM Store and other SM Retail Stores within 12 months upon registration. Your membership will be automatically upgraded as you reach the spending requirement.
Undoubtedly, the most high-profile payment card in the world is often considered the American Express Centurion Card, commonly known as the “Amex Black Card.” However, true exclusivity goes beyond mere recognition; it embodies a luxury and distinction that few can access.
The most difficult Citi card to get is the Costco Anywhere Visa® Card by Citi, since it's their only consumer card that requires excellent credit to qualify. You also need to join Costco if you're not already a member and earn enough income to afford monthly payments on the card.
The most valuable benefits on offer with the Citi Prestige credit card are unlimited complimentary airport lounge passes courtesy of Priority Pass(TM) for you and a guest, a “4th Night on Us” benefit when you book 4 consecutive nights or more with Luxury Escapes and receive a credit back for one night (capped at $1,000 ...
Citi's Relationship Tiers are Citi Priority, Citigold, Citigold Private Client.
Citi Strata Premier℠ Card
If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
Individuals eligible for Axis Bank Platinum Credit Card: Primary cardholder between the age of 18 and 70 years. Add-on cardholder should be over 15 years.
Bloomberg described the Palladium Card as the "card for the 1% of the 1%". Clients of J.P. Morgan who are invited to carry the card must have a reported minimum of US$10 million in assets under management (AUM) with the private bank.
The Platinum Card® from American Express is a prestigious metal card designed for big spenders who travel often, and it offers generous perks. For example, it provides a substantial initial bonus, valuable ongoing rewards, concierge service, and airport lounge access.
It is worth mentioning that this card has been discontinued for new applicants in the summer of 2021. Existing cardholders can still benefit from their cards, though. Citi Prestige was designed as an exclusive travel credit card for customers with excellent credit (a credit score of 750+).
Bottom Line: You will need to have a fair to excellent credit score to qualify for the best Citi credit cards. You can only apply for 1 Citi credit card every 8 days, with no more than 2 cards applied for within a 65-day time period. If you have poor or no credit, you may still qualify for a secured Citi card.
As World Elite Mastercard Cardmembers, Citi Prestige Cardmembers will continue to enjoy complimentary travel insurance provided and underwritten by AIG Asia Pacific Insurance Pte. Ltd. ("AIG").