Does the Bible say loans should be forgiven?

Asked by: Junior Ferry  |  Last update: August 21, 2026
Score: 4.8/5 (40 votes)

Yes, the Bible explicitly instructs that loans to fellow countrymen should be forgiven or released, specifically every seven years to prevent generational poverty and promote social justice. This practice, detailed in Deuteronomy 15:1-2, mandates that creditors cancel debts to fellow Israelites, emphasizing compassion over repayment.

What does the Bible say about forgiving loans?

Similarly, in Deuteronomy 15, God says that every seven years, creditors should “remit the claim that is held against a neighbor” because “the Lord's remission has been proclaimed.” In the New Testament, Jesus instructs his followers to pray “forgive us our debts, as we also have forgiven our debtors” (Matthew 6:12, ...

What does Proverbs 22:7 say about debt?

Proverbs 22:7 says, “The rich rule over the poor, and the borrower is slave to the lender.” If you owe someone money, they'll control your life until you pay it back.

Does the Bible say forgive debt every 7 years?

The Bible commands debt forgiveness every seven years for Israelites, known as the Sabbatical Year (Shemitah), detailed in Deuteronomy 15:1-2, where creditors must cancel loans to fellow Israelites as a release, promoting social equality, caring for the poor, and freeing Hebrew servants, with a similar principle in the larger Jubilee Year (every 50 years).

What does Jesus say about loans?

In Luke 6:34-35a, Jesus tells a crowd of people, “And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. But love your enemies, do good to them, and lend to them without expecting to get anything back.”

What Does the Bible Say about Student Loan Forgiveness?

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Is getting a loan a sin?

Just as the Bible doesn't say that it's a sin to borrow money, it also doesn't say that it's a sin to loan money. Still, it's important to remember that when you loan someone money, you inevitably change your relationship with that person — even if he or she is your own child.

What does Proverbs 11:24 say about money?

Proverbs 11:24 teaches a paradox about wealth: generosity leads to increase, while stinginess leads to poverty, even though it seems counterintuitive. It says a person who scatters or gives freely becomes richer, while someone who withholds more than is right (hoards) ends up in want or poverty. The core message is that true financial security and prosperity come from a generous spirit, not from selfishly holding onto resources.

Why can't the US forgive its own debt?

The U.S. can't simply "erase" its debt because doing so (defaulting) would devastate its economic credibility, trigger a global financial crisis, crash the dollar, and harm investors, including retirement funds. While technically the government could print money (inflation), that devalues the currency, making goods incredibly expensive (hyperinflation), and doesn't solve the problem for inflation-indexed obligations like Social Security. The national debt isn't like household debt; it's managed through a mix of taxes, spending cuts, economic growth, and borrowing, with the risk coming from the economic chaos a default would cause, not just the amount owed.
 

What does Colossians 3:13 say about forgiveness?

Colossians 3:13 is a pivotal Bible verse about forgiveness, urging believers to "Bear with each other and forgive one another if any of you has a grievance against someone, forgive as the Lord forgave you" (NIV). It calls Christians to extend grace and patience to others, mirroring God's unconditional forgiveness of them, and emphasizes that this act of forgiving, even when difficult, frees individuals from bitterness and promotes peace, love, and unity within the community.
 

Is Proverbs 22:6 a warning?

Yes, Proverbs 22:6 ("Train up a child in the way he should go, and when he is old he will not depart from it") functions strongly as a warning against permissive parenting and indulging a child's selfish ways, indicating that letting them have their own way (their "way") leads to sticking to that path into adulthood, rather than a promise that dedicated godly training guarantees a perfect outcome. It highlights the formative power of early guidance, suggesting that if you train them in their natural, often foolish, way, that's what sticks, but if you start them on God's way, it's harder to leave.
 

What does it mean when Mary pondered in her heart?

Mary was making memories. She was collecting a sort of mental scrapbook. The other key word in this verse is the word, “pondered.” The Greek word means “to throw thoughts together; mull over, draw conclusions, consider, confer mentally.” Another definition for ponder is to wonder at a deep level.

Are Christians allowed to take loans?

Borrowing money seems like a fact of life in our culture, unavoidable. The Bible does not prohibit borrowing. However, it has strong words of caution. “The rich rule over the poor, and the borrower is slave to the lender” (Proverbs 22:7).

How to break the spirit of debt?

Six Steps on the Path to Overcoming Debt

  1. Put God first in your finances. Putting God first is a matter of trust; it's saying to God, “What I have is in Your hands. ...
  2. Admit money isn't the problem. Money itself isn't evil. ...
  3. Resolve to attack your debt. ...
  4. Make a budget and stick to it. ...
  5. Save and reduce spending. ...
  6. Celebrate!

What is a powerful verse about forgiveness?

A powerful verse about forgiveness is Ephesians 4:32: "Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you". Other potent verses highlight that God removes sins completely, like Psalm 103:12 ("As far as the east is from the west, so far has he removed our transgressions from us"), and emphasize forgiving enemies by showing them love and care, as in Romans 12:20, which encourages feeding an enemy who is hungry.
 

Can my name be blotted out of the book of life?

Whether a name can be erased from the "Book of Life" is a complex theological debate, with some interpretations (like unconditional eternal security) saying no, a true believer's name is secure forever, while others argue that the promise in Revelation 3:5 ("I will not blot out his name") implies it is possible through a lack of faith, though the promise is for the faithful, offering security, not a universal threat for all. The concept is metaphorical, representing spiritual standing, and different Christian traditions hold varying views, often focusing on perseverance or God's preserving grace.

What does Colossians 3:23 really mean?

Colossians 3:23 means that Christians should approach all tasks, whether at work, school, or home, with wholehearted diligence and integrity, viewing them as acts of service to God rather than just for human masters, because Jesus Christ is the ultimate authority and rewarder, leading to a life of purpose and glory for God. It's about a mindset shift: doing your best for the Lord, not just when people watch, recognizing your true "boss" is Christ, and finding deeper meaning in all activities as devotion to Him.

What debt cannot be erased?

Special debts like child support, alimony and student loans, will not be eliminated when filing for bankruptcy. Not all debts are treated the same. The law takes some debts very seriously and these cannot be wiped out by filing for bankruptcy.

What percent of Americans are 100% debt free?

Federal Reserve data shows that about 23% of Americans have no debt.

Can government debt be forgiven?

The IRS has established mechanisms for forgiving or reducing tax debt through several programs: Offer in Compromise (OIC): Allows taxpayers to settle their tax debt for less than the full amount owed if they can demonstrate financial hardship. Currently Not Collectible status: Temporarily halts collection activities.

What does Isaiah 60:22 say?

Isaiah 60:22 is a Bible verse promising transformation and growth, stating that "The least of you will become a thousand, the smallest a mighty nation. I am the Lord; in its time I will do this swiftly" (NIV), emphasizing God's ability to make small beginnings into powerful forces at His perfect time. It assures believers that seemingly insignificant things or people will flourish and become great when God acts, bringing peace and fulfillment. 

What does Proverbs 22:7 really mean?

Proverbs 22:7 means that wealth brings power, while debt creates servitude, famously stating, "The rich rule over the poor, and the borrower is slave to the lender". It's a warning about the bondage of debt, showing that borrowing money puts you under the lender's control until the debt is settled, highlighting the importance of financial independence and living within your means to avoid this servitude.
 

What did Jesus say about money and wealth?

Jesus didn't say that money, wealth, or possessions were bad. Instead, He said that the love of money puts us at risk of wavering from our faith. In Jesus's Sermon on the Mount, He teaches against serving two masters.