Yes, Walmart offers contactless payment through its own system, Walmart Pay, using the Walmart app to scan a QR code at checkout, but it does not accept standard tap-to-pay methods like Apple Pay, Google Pay, or contactless credit/debit cards in the U.S. You link your card to the app for a touch-free experience, but it's a QR-based system, not NFC.
Walmart Pay doesn't use near-field communication (NFC). Instead, our customers use their smartphones to scan a secure QR code displayed on the same PIN pads at checkout that are being used now.
Walmart doesn't have traditional tap-to-pay (NFC) like Apple Pay or Google Pay primarily to maintain control over customer data, avoid third-party fees, and promote its own integrated system, Walmart Pay, which offers deeper insights into shopping habits, personalized offers, and a unified experience through its app. While frustrating for some, this strategy allows them to collect valuable purchasing data for marketing and inventory, bypassing intermediaries and fees from tech giants, though it sacrifices the widespread convenience of universal contactless payment.
If you download the Walmart app, you can add payment methods in a wallet within Account Settings, then use them with Walmart Pay. The app allows you to store a variety of payment methods: Credit and debit cards from most of the major issuers, including Visa, Mastercard, American Express and Discover.
What Payment Methods Walmart Does Accept
🙌💳 Skip the wallet and use your phone instead. Just link your credit card or Walmart gift card to your account and enjoy a fast, secure, and contactless checkout experience every time you shop. 💡 Quick reminder: We do not accept any other form of touchless payments — Walmart Pay is the way to go!
OnePay has partnered with Klarna to bring you a buy now, pay later option at Walmart. Now you can choose to pay over time, in-store & online, with plans powered by Klarna. Learn more information about Klarna. Loans available through Klarna & OnePay are issued by WebBank.
After requesting your cash pick-up Instapay in the Even app, you can pick up your Instapay from any U.S. Walmart at the MoneyCenter (or, if there's no MoneyCenter, the Customer Service Center). You will need to show the cashier the 11 digit reference code in your Even app, the amount of your Instapay, and your ID.
OnePay Wallet at Walmart is a digital wallet within the OnePay app that lets you link credit/debit cards to earn rewards (points for cash back) on purchases at Walmart (online, in-app, or in-store) and provides contactless payment options like QR codes at registers, plus features for budgeting, savings, and even buy now, pay later (OnePay Later). It's a comprehensive financial tool designed to enhance the Walmart shopping experience with integrated rewards and banking services.
Set up pay contactless
📱 Setting Up Google Pay (Android Phones)
Android users can find Google Wallet on most newer Android devices. To check if you already have it, swipe up from your home screen and scroll through your apps. You can also search by swiping down and typing “Wallet” or “Google Wallet.”
Yes, tapping your card is generally considered safer than inserting it because it uses tokenization and encrypted one-time codes, preventing your actual card details from being exposed to the terminal and reducing the risk of skimming, keeping your card in your possession at all times, and often requiring biometric authentication with mobile wallets, though both methods are secure due to EMV technology. While both tap and insert (chip) use strong EMV security, tapping avoids physical contact with potentially compromised readers and keeps your data encrypted for each transaction, making it a superior choice for security and hygiene.
Walmart doesn't have traditional tap-to-pay (NFC) like Apple Pay or Google Pay primarily to maintain control over customer data, avoid third-party fees, and promote its own integrated system, Walmart Pay, which offers deeper insights into shopping habits, personalized offers, and a unified experience through its app. While frustrating for some, this strategy allows them to collect valuable purchasing data for marketing and inventory, bypassing intermediaries and fees from tech giants, though it sacrifices the widespread convenience of universal contactless payment.
Add a payment method
You have 2 ways to tap to pay in a store:
📣 Just a friendly reminder: If you're using a credit card at Walmart, we do NOT accept tap-to-pay at our registers. 🚫📱💳 BUT — if you're looking for that touch-free checkout experience, we've got you covered! 🙌 💡 Just add your credit card to your Walmart app wallet, and you're all set to use Walmart Pay!