How can I cash a government check without a bank account?

Asked by: Sadye Jacobs MD  |  Last update: February 9, 2022
Score: 4.2/5 (16 votes)

How to Cash a Check Without a Bank Account or ID
  1. Cash it at the issuing bank (this is the bank name that is pre-printed on the check)
  2. Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.)
  3. Cash the check at a check-cashing store.

Can someone else cash my stimulus check for me?

Can someone cash my stimulus check? Unfortunately, it is possible for someone else to cash your refund check without your knowledge or permission. This can happen if the check ends up at the wrong address or if it's intercepted en route to you. Find out when to expect your check with the IRS' refund status system.

Where can I cash a Treasury check?

Check Cashing Service

Check cashing stores, such as Advance America, ACE Cash Express and Check into Cash will cash treasury checks for a fee. Fees vary depending on the amount of the check and the state you live in, so call the store and ask what the fee is before you decide to use a check cashing service.

Can I cash a government check online?

At EZ Money Online, we make it easy to get your stimulus check, tax refund, or other government check cashed quickly, so you can be on your way with your money. All you need is your government-issued ID.

Where to cash your stimulus check if you don't have a bank account?

If you don't have a bank account, here are a few check-cashing options to consider.
  • Walmart. Cashing fee: Up to eight dollars. ...
  • Local banks. Cashing fee: Five to 20 dollars. ...
  • Check cashing stores. Cashing fee: Up to three percent. ...
  • PayPal. Cashing fee: Free. ...
  • Ingo Money. Cashing fee: Up to one percent.

WHERE TO CASH A CHECK WHEN YOU DON'T HAVE A BANK ACCOUNT

18 related questions found

How do I cash a check on Cash App?

To deposit a check using Cash App (or to tell if you have the check depositing functionality): Tap on your balance in the top left corner of Cash App. On the following screen, scroll down and tap on the the option to deposit a check.

How can I cash a check online instantly?

How it works
  1. Download the Money Mart app.
  2. Sign-in or create an account.
  3. Tap "Cash a Check"
  4. Take a photo of the front and back of your check.
  5. Review your details and fees, and tap "Submit"

What app will cash a check immediately?

With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts.

Does the post office cash U.S. Treasury checks?

Treasury checks, not more than 1 year old, may be cashed at Post Offices and postal retail units provided that sufficient funds are available.

Where can I cash a third party check online?

Other Third Party Check Cashing Sites
  • Bank of Internet USA.
  • GoBank.
  • Guaranty Bank.
  • Ingo Money.
  • Money Mart.
  • Netspend.

How do I cash a government check?

Try Your Bank

If you don't have an account, apply to open one. Even without an account, you may still be able to cash certain types of government checks at a local bank. Some checks, such as tax refund checks, are issued directly by the U.S. Treasury, and most banks will cash them even if you aren't an account holder.

How do I endorse a U.S. Treasury check to someone else?

Government-issued checks require all payees listed to endorse the check by signing each of their names on the back of the check. If you receive a check made out to you and a joint filer, be sure to endorse the check with both of your names and deposit it into an account you hold jointly.

Can you mobile deposit a Treasury check?

U.S. Treasury Checks are eligible for mobile deposit. If you are unable to visit a local Citizens Bank branch or an ATM, you can mail in your check to have it deposited into your account.

Can I deposit someone else's tax refund check in my account?

While there are no IRS rules that specifically forbid you from depositing your refund into someone else's account, we don't recommend it. The IRS will then have to re-process the refund, cut a check, and send it by mail. ...

Can I deposit someone else's check in my account?

You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. They will need to write “Pay to <your name>” on the back of the check and sign it.

How can I cash a check without a bank account and ID?

How to cash a check without ID:
  1. Deposit it into your account through an ATM at your bank.
  2. Take advantage of ATM check cashing if your bank offers it.
  3. Sign the check over to someone else.

Are banks required to cash U.S. Treasury checks?

There is no federal law or regulation that requires banks to cash checks for non-customers. Most banks have policies that allow check cashing services only for account holders. If a bank agrees to cash a check for a non-customer, it may legally charge a fee.

Does Walmart cash U.S. Treasury checks?

What services are available at Walmart MoneyCenters? Cash your payroll or government checks, including tax refund checks, at Walmart stores.

Can you cash a Treasury check at Walmart?

There are a number of different checks that we can cash for you at checkout lines. These include payroll checks, government checks, tax refund checks, cashiers' checks, insurance settlement checks and 401(k) or the retirement account disbursement checks.

Can I deposit a check to a prepaid card?

If your prepaid card was issued by a financial institution with branch locations, you should be able to deposit your check in person. Simply take the check into the local branch. You will be asked to sign the check, provide identification and disclose the card account you wish the funds to be deposited into.

How long does it take PayPal to cash a check?

If your check is approved, you have the option to pay a fee and get your money credited to your PayPal account in minutes, or if you don't need the money immediately, you can get your money in 10 days for no fee, if the check is not returned unpaid.

How do you cash a check at an ATM?

How to Deposit or Cash a Check at an ATM
  1. Insert Your Debit Card and PIN.
  2. Select “Cash Check”
  3. Endorse Your Check.
  4. Insert Check and Verify Amount.

Can I deposit a check to venmo?

What are the limits on Venmo-Ingo Cash a Check? You may cash checks ranging in value from a minimum of $5 to a maximum of $5,000. You can cash multiple checks totaling up to $5,000 in value per day and up to $15,000 in value per month. All checks are subject to review for approval.

How do I activate government check on Cash App?

All you have to do is just update your Cash App routing number and account number. Also, take a minute to share your personal details like SSN, D.O.B, and address and upload a photo-id proof as well, if asked. That's not all, whenever you wish; you also can check the stimulus check status on the IRS portal.

Can you cash a check on PayPal?

The PayPal cash-a-check feature allows customers to cash checks and have them sent to a PayPal Cash Plus account If they haven't already, customers can apply for a PayPal Cash Plus account within the app or online. ... Checks which aren't approved will not be processed and funds will not be received through PayPal.