How can I find out if someone opened an account in my name?

Asked by: Prof. Gudrun Grady DVM  |  Last update: February 9, 2022
Score: 4.2/5 (50 votes)

The best way to find out if someone has opened an account in your name is to pull your own credit reports to check. Note that you'll need to pull your credit reports from all three bureaus—Experian, Equifax and TransUnion—to check for fraud since each report may have different information and reporting.

Can someone open a bank account in your name without you knowing?

One reason experts urge you to monitor your credit reports is so you can catch identity thieves who open fraudulent credit card accounts in your name. ... If you don't know to check those reports, you may not realize the fraudulent bank account exists until long after the damage is done.

How can someone open an account in my name?

They generally require one form of identity proof and one form of address proof. Your identity can be proven with a passport, driving licence, birth certificate, benefit book, national insurance number card or any other official document which bears your name.

How do I check to see if someone is using my Social Security number?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

How can I find out if someone has a bank account?

If you are trying to determine whether or not someone has opened a checking, savings or credit card account under your name, you can request copies of various consumer reports. The most famous such report is the credit report, which is administered by consumer reporting companies Equifax, TransUnion and Experian.

How can I find out if someone opened credit or cell phone accounts using my name?

29 related questions found

How can I find out how many bank accounts someone has?

Here's how the process works:
  1. Dial *99*99*1# from your phone. ...
  2. You will get a dialogue box asking you to enter the 12-digit Aadhaar number.
  3. When you enter the Aadhaar number, it will ask you to either confirm the number or change it.
  4. It will then show the bank it is linked to.

Can I trace a person through bank details?

Hi Muhammad: No, you can't. They can only disclose information to the police or other law enforcement agents. You cannot trace someone with the bank account details in Nigeria.

How do I find out if my spouse has a hidden bank account?

How to find hidden bank accounts
  1. Hire a reputable divorce attorney who is knowledgeable about finding hidden assets. ...
  2. With the help of an attorney, you can subpoena many valuable records, including employment records, bank statements, loan applications and other account records.

How do private investigators find hidden bank accounts?

Finding Assets

Private investigators can find bank accounts California by accessing databases. They may also look through public records such as property filings, tax returns, and other papers.

How do I find out if someone has an offshore bank account?

How to Find Off Shore Bank Accounts
  1. Determine the name of the account holder. ...
  2. If conducting the search on your own, start by trying to find the signer of the account. ...
  3. Get a copy of the person's tax return. ...
  4. Conduct a public records search. ...
  5. Hire an attorney to issue a subpoena for records.

How can I find out who owns a bank account?

How to Verify the Owner of a Bank Account
  1. Request to see identification. Check the name on the ID with the name on the check as well as matching the signatures. ...
  2. Call the check's bank and verify additional signers on the account. ...
  3. Use TeleCheck, the merchant service which uses digital data to confirm account status.

How do I trace a bank transaction?

How Can I Trace Back on a Bank Transaction?
  1. Research Recent Transactions.
  2. Search Through Older Activity.
  3. Find Transaction Details.
  4. Get Your Bank's Help.

How do you find out when you opened a bank account chase?

For most banks, you can find out the date you opened your bank account in the “account” section of your online banking profile. You can also check your past bank statements from your account online or via hard copies to see when the first one was (it's important to keep copies of your statements somewhere safe).

How do I check to see if someone is using my Social Security number for free?

To check to see if someone is using your SSN, consider checking your credit report. You can do this online through, the only authorized website for free credit reports. You can also use the Annual Credit Report phone number (1-877-322-8228) to request your credit report.

How do I stop someone from using my Social Security number?

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

How do you put an alert on your Social Security number?

How to put a flag on your social security number or credit report
  1. Contact one of the three credit reporting agencies (Transunion, Equifax, or Experian). ...
  2. After a few days, check with the other two credit bureaus to verify that they've received the fraud alert as well.