The best way to find out if someone has opened an account in your name is to pull your own credit reports to check. Note that you'll need to pull your credit reports from all three bureaus—Experian, Equifax and TransUnion—to check for fraud since each report may have different information and reporting.
One reason experts urge you to monitor your credit reports is so you can catch identity thieves who open fraudulent credit card accounts in your name. ... If you don't know to check those reports, you may not realize the fraudulent bank account exists until long after the damage is done.
They generally require one form of identity proof and one form of address proof. Your identity can be proven with a passport, driving licence, birth certificate, benefit book, national insurance number card or any other official document which bears your name.
If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).
If you are trying to determine whether or not someone has opened a checking, savings or credit card account under your name, you can request copies of various consumer reports. The most famous such report is the credit report, which is administered by consumer reporting companies Equifax, TransUnion and Experian.
Hi Muhammad: No, you can't. They can only disclose information to the police or other law enforcement agents. You cannot trace someone with the bank account details in Nigeria.
Finding Assets
Private investigators can find bank accounts California by accessing databases. They may also look through public records such as property filings, tax returns, and other papers.
For most banks, you can find out the date you opened your bank account in the “account” section of your online banking profile. You can also check your past bank statements from your account online or via hard copies to see when the first one was (it's important to keep copies of your statements somewhere safe).
To check to see if someone is using your SSN, consider checking your credit report. You can do this online through AnnualCreditReport.com, the only authorized website for free credit reports. You can also use the Annual Credit Report phone number (1-877-322-8228) to request your credit report.
If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).