How do co-trustees work together?

Asked by: Laron Heathcote  |  Last update: November 4, 2025
Score: 4.8/5 (47 votes)

Ultimately, co-trustees are accountable for managing and overseeing the trust in the best interests of its beneficiaries. And, again, unless specifically indicated on the trust, co-trustees must act unanimously (or sometimes with a majority if there are more than 2 trustees) and be in agreement when making decisions.

What happens when there are two trustees?

Co-trustees need to agree upon decisions that they make for the trust. It is not enough for one trustee to think that an action is a good idea, with the other trustee disagreeing. Both trustees must decide and agree together in the best interests of the beneficiaries.

Do co-trustees have to work together?

In California, trust law dictates that co-trustees must act unanimously. However, if the trust document states that they can act independently, the trust will trump California trust law.

What are the disadvantages of a co-trustee?

Disagreements and Delays: Co-trustees may disagree on decisions or interpretations of the trust document, leading to delays in trust administration. Shared Liability: Each co-trustee is jointly responsible for the management of the trust, meaning if one makes a mistake, all co-trustees could be held liable.

How much power does a co-trustee have?

Whether it's choosing to sell a family home or deciding how much money should be distributed to a beneficiary, both co-trustees have equal authority, and both must be on the same page.

Working Together as Co-Trustee's with An Aging Parent

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Can a co-trustee withdraw money from a trust?

Yes, a trustee in California can withdraw money from a trust, but only under certain conditions. The authority to withdraw and use trust funds must be in accordance with the terms of the trust document and California law.

What are the rights of a co-trustee?

Co-trustees may have equal powers, or their powers may be divided in accordance with the trust instrument. Two trustees can be required to obtain the consent of the other trustees before taking certain actions, or you can authorize one co-trustee to act alone.

What is the problem with co-trustees?

What are the Pitfalls of a Co-Trustee? One of most difficult aspects of co-trustees working together is the requirement of unanimity. A majority rule does not exist for two co-trustees. The management of the trust means there must be agreement on all action taken.

What a trustee can and Cannot do?

A trustee must abide by the trust document and the California Probate Code. They are prohibited from using trust assets for personal gain and must act in the best interest of the beneficiaries. Trust assets are meant for the benefit of the trust beneficiaries and not for the personal use of the trustee.

Can a co-trustee remove a beneficiary?

Can a Trustee Change the Beneficiary? Trustees generally do not have the power to change the beneficiary of a trust. The right to add and remove beneficiaries is a power reserved for the settlor of the trust; when the grantor dies, their trust will usually become irrevocable.

How do you deal with a difficult co-trustee?

Steps to Follow with a Difficult Co-Trustee
  1. Step 1: Understand Your Duties as a Trustee. ...
  2. Step 2: Find a Trust Attorney to Advise You. ...
  3. Step 3: Try to Work Together. ...
  4. Step 4: Be Proactive in Going to Court, But Don't Overreach. ...
  5. Step 5: Consider Mediation. ...
  6. Step 6: Keep a Positive Attitude.

Can a trustee be a beneficiary?

It is not unusual for the successor trustee of a trust to also be a beneficiary of the same trust. This is because settlors often name trusted family members or friends to both manage their trust and inherit from it.

Should siblings be co-trustees?

On the surface, it may seem like the best way to protect their legacy is to keep trust management within the family. However, this plan may backfire due to practicality or family dynamics. Appointing two or more siblings as co-trustees could create logistical problems.

Is it a good idea to have co-trustees in a trust?

People often choose Co-Trustees for various reasons, such as: Avoiding potential conflicts among adult children by appointing multiple Co-Trustees. Combining a family member's trust with a professional's expertise, balancing trust and practical guidance.

What were the three rules for the trustees?

Georgia colonists complained the most, however, about three of the trustees' regulations: (1) restrictions on land ownership and inheritance, (2) a ban on slavery, and (3) prohibitions on rum and other hard liquors.

Can co-trustees sue each other?

And when co-trustees are appointed, trustees not only have the ability to contest certain aspects of a trust, they may have the duty to do so. Specifically, if one co-trustee concludes that the other co-trustee(s) are breaching their duties, they have the obligation to take legal action against their co-trustee.

Can a trustee take all the money?

Ultimately, trustees can only withdraw money from a trust account for specific expenses within certain limitations. Their duties require them to comply with the grantor's wishes. If they breach their fiduciary duties, they will be removed as the trustee and face a surcharge for compensatory damages.

Who holds the real power in a trust, the trustee or the beneficiary?

This is a fundamental concept of trust law: the separation of legal and equitable title. In other words, while the trustee has the legal authority to manage and control the assets, they do so not for their own benefit, but for the beneficiaries.

What happens if a trustee refuses to give beneficiary money?

If the trustee is not paying beneficiaries accurately or on time, legal action can be taken against them.

What makes a bad trustee?

Common Breaches of Trustee Duties in California. Too often, trustees breach their duties. Some of the most common ways they do this include breaches of trust, funds misappropriation, poor management, fraudulent acts, failure to act, and engagement with a competitor.

What is the difference between a co executor and a co-trustee?

Generally, an executor administers the estate of the person who died, while a trustee administers a trust for the benefit of the named beneficiaries.

Are trustees liable for debt?

Operational liabilities

guarantee. If the charity is not incorporated and cannot meet its obligations, the trustees are personally liable and the members of an association may be liable as the charity does not have its own separate legal personality.

What makes a trustee unfit?

Negligence or Mismanagement of Trust Assets

So, if a trustee fails to do so, whether it is out of negligence, incompetence, or outright malice, then a trustee is unfit to manage the trust, and this constitutes a breach of his or her fiduciary duty and can be one reason for removing a trustee.

What are two mandatory duties of a trustee?

7 Important Duties of a Trustee in California
  • Duty of Loyalty. ...
  • Duty of Impartiality. ...
  • Duty to Avoid Conflicts of Interest. ...
  • Duty of Disclosure of Information. ...
  • Duty Not to Delegate. ...
  • Duty to Enforce or Defend Claims. ...
  • Duty to Keep Trust Assets Separate from trustee's own property.

What to do when co-trustees disagree?

What happens if trustees disagree. In California, co-trustees in dispute can seek judicial assistance by filing a petition for instructions in Superior Court. This legal measure requests the judge to offer guidance on the conflict, helping to direct co-trustee actions according to the trust's terms and California law.