You can set up an Apple ID without a payment method or remove an existing one under certain conditions. This allows you to download free apps, though a payment method may still be required on file for verification purposes or in specific account situations.
You might need to sign in to your Apple Account. Next to Payment Information, click Manage Payments. Click Edit. Click Remove Payment Method.
Select Create Apple ID. Add your account details. As you proceed through the instructions, you will encounter a Payment Information screen. In the Payment Type section, there will be an option – None.
Even if you're trying to download a free app on the App Store, Apple requires that you have a payment method on file registered for your Apple ID. This is primarily for verification and security purposes and to confirm that you're a real user.
iPhone or iPad
How to download apps on iPhone without a payment method?
To make purchases from the App Store, iTunes, Music, and more, you must add a valid payment method to your Apple Account.
Reject a payment in Wallet
Open the Wallet app on your iPhone, tap your Apple Cash card, then look for the payment in Latest Transactions. Tap the payment, tap the payment again, then tap Reject Payment.
How to bypass “Apple could not verify this app is free of malware” safely
Yes, you absolutely can create an Apple ID using a Gmail address; it's a common and perfectly acceptable practice, allowing you to use your familiar Gmail login for all Apple services like the App Store, iCloud, iMessage, and FaceTime, though you'll need to verify the email during setup.
Apple stops you from downloading apps due to billing issues when you have an unpaid balance from a previous purchase, even for free apps, requiring you to clear that debt first by updating your payment method or redeeming a gift card, as this "verification required" error signals an old charge failed, preventing any new downloads (paid or free) until resolved.
To select "None" for an Apple ID payment method, you typically need to be setting up a new ID or removing all existing methods, often by downloading a free app first or by changing your Country/Region in settings to make the "None" option appear, as you can't have "None" if you have active subscriptions or an unpaid balance, and you can usually find the option under Settings > [Your Name] > Payment & Shipping > Edit, or by creating an ID via the App Store by getting a free app.
Section 1: Create an Apple ID without using a Credit Card on Mac (iTunes)
Guest User is designed to protect your information and enable you to choose what you share. Guest User allows you to give temporary access of your Apple Vision Pro to others. When activating Guest User, you can choose whether your guest may use all apps or just the apps you allow.
There are many choices for paying your friends directly, such as Apple Pay, Cash App, PayPal, Samsung Pay, and Venmo.
To remove a payment method for downloading apps, go to your account settings in the Google Play Store (Android) or the App Store/Settings (Apple), find "Payment methods," and select "Remove" next to the card or account you want to delete, but be aware you often need a valid method (like "None" for Apple) or must pay any balance/cancel subscriptions first.
If you're under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available.
If you don't pay by the time the money is due then that's it. No subscription anymore. No music anymore and all playlists, etc. deleted.
If the other person hasn't accepted the payment, you can cancel the payment until they accept it. If the person doesn't accept the payment within 7 days, the money automatically returns to you.
Create your Apple Account using the App Store on your device
Tap Create New Apple Account. If you don't see this option, make sure that you're signed out of iCloud. Enter your payment method and billing information, then tap Next. You can also choose None.
To fix the Netflix payment error, go to your Account settings on the Netflix website, update your card details (like zip code, CVV, expiry), contact your bank to ensure the card supports e-commerce/international payments, or try a different payment method like PayPal, as the issue often stems from insufficient funds, an expired card, or bank-side security blocks.
Yes, you can use Google Pay on an iPhone, but its functionality differs from Android; you primarily use the Google Pay app for online payments, sending money (in supported regions like India/Singapore), and managing cards, while in-person tap-to-pay relies on the native Apple Wallet for cards linked to your Google Account, as Google Wallet isn't natively available for iPhone NFC. You download the app from the App Store, sign in with your Google account, and add payment methods.