How do I find the assets of a deceased person?

Asked by: Abdullah Leffler  |  Last update: September 26, 2025
Score: 4.8/5 (37 votes)

7 Steps to Finding a Deceased Person's Assets
  1. #1 Search Your Loved One's House. ...
  2. #2 Look Through Their Computer. ...
  3. #3 Ask the Decedent's Friends and Family Members. ...
  4. #4 Contact Financial Institutions. ...
  5. #5 Talk to Your Loved One's Employer. ...
  6. #6 Reach Out to the Local Probate Court. ...
  7. #7 Contact Their Estate Planning Attorney.

How to find out what assets someone has after death?

How to access online assets
  1. Request certified copies of the death certificate. Contact the state's office or the county clerk where the person died for records. ...
  2. Check for access rules. ...
  3. Contact the company or service. ...
  4. Gather other files and identification. ...
  5. Obtain a letter of testamentary.

How do I find all the accounts of a deceased person?

If the decedent died without a will, it may be necessary for you to do some detective work to track down their bank accounts.
  1. Search Their Home and Mail. ...
  2. Visit Banks in Their Area. ...
  3. Call Their Employer. ...
  4. Search Online Databases. ...
  5. Consult With an Experienced Probate Attorney.

How to find out what someone's assets are?

Finding all of your loved one's assets
  1. Where to look for assets. ...
  2. Start with their desk and computer. ...
  3. Contact financial institutions. ...
  4. Contact the person's most recent employer. ...
  5. Contact local town offices. ...
  6. Search your loved one's home thoroughly. ...
  7. Search online databases.

How long after death are assets distributed?

Simple estates might be settled within six months. Complex estates, those with a lot of assets or assets that are complex or hard to value can take several years to settle. If an estate tax return is required, the estate might not be closed until the IRS indicates its acceptance of the estate tax return.

Assets of a Deceased Person - Part 1: How to Locate Them

17 related questions found

How long do you have to claim assets after death?

That being said, it is never a good idea to delay the inevitable. California Probate Code section 8001 specifies that the executor has 30 days after the decedent's date of death and after learning they are the nominated executor to petition the court for administration of the estate.

How long can an executor withhold money from a beneficiary?

Q: Can an Executor Withhold Money From a Beneficiary in California? A: Executors do not have the authority to act outside the guidelines stipulated in the will. An executor cannot withhold money from a beneficiary unless they are directed to do so through a will or another court-enforceable document.

How do you find someone's total assets?

Determine total assets by combining your liabilities with your equity. Since liabilities represent a negative value, the simplest method for finding total assets with this formula is to subtract the value of liabilities from the value of equity or assets. The resulting figure equals your total assets.

How do I find out if my deceased father left me money?

The best place to begin your search is www.Unclaimed.org, the website of the National Association of Unclaimed Property Administrators (NAUPA). This free website contains information about unclaimed property held by each state. You can search every state where your loved one lived or worked to see if anything shows up.

How much does an asset search cost?

Cost: $170 to $400 most of the time but prices vary as it depends on the amount of assets found and the ease to verify them. A typical add on for this report is an Employment Search or a Phone Search or a Bank Search. Time Frames: Most routine Asset searches take 1 to 2 weeks.

Is it illegal to withdraw money from a deceased person's account?

Legally, only the owner has legal access to the funds, even after death. A court must grant someone else the power to withdraw money and close the account.

Why shouldn't you always tell your bank when someone dies?

If you contact the bank before consulting an attorney, you risk account freezes, which could severely delay auto-payments and direct deposits and most importantly mortgage payments. You should call Social Security right away to tell them about the death of your loved one.

Who can access a deceased person's bank account?

Once a Grant of Probate has been awarded, the executor or administrator will be able to take this document to any banks where the person who has died held an account. They will then be given permission to withdraw any money from the accounts and distribute it as per instructions in the Will.

How do I find the financial accounts of a deceased person?

The clerk's office may have records of the deceased person's financial transactions, including tax records and property deeds. If you are the executor of the deceased person's estate, you may have access to their financial information through probate court proceedings.

How long can you keep an estate open after death?

State laws typically govern the specific timeframe for keeping an estate open after death, but the average is about two years. The duration an estate remains open depends on how fast it goes through the probate process, how quickly the executor can fulfill their responsibilities, and the complexity of the estate.

Is it illegal to keep utilities in a deceased person's name?

Yes, that is fraud. Someone should file a probate case on the deceased person.

How to locate assets of a deceased?

7 Steps to Finding a Deceased Person's Assets
  1. #1 Search Your Loved One's House. ...
  2. #2 Look Through Their Computer. ...
  3. #3 Ask the Decedent's Friends and Family Members. ...
  4. #4 Contact Financial Institutions. ...
  5. #5 Talk to Your Loved One's Employer. ...
  6. #6 Reach Out to the Local Probate Court. ...
  7. #7 Contact Their Estate Planning Attorney.

What happens to a bank account when someone dies without a beneficiary?

If someone dies without a will, the bank account will typically go through probate, where state laws of intestacy will determine how the funds are distributed.

How to find out someone's inheritance?

The US Government recommends first checking your state, which you can do using the National Association of Unclaimed Property Administrators (NAUPA). There isn't just one service to use, so use your judgment when contacting an agency that specializes in unclaimed inheritances.

How to find someone's hidden assets?

Here are common locations to look for hidden assets:
  1. With friends and family. One common tactic used to hide assets is transferring them to friends or family members temporarily. ...
  2. Tax returns. ...
  3. Bank accounts. ...
  4. Business records. ...
  5. Tax assessor's office. ...
  6. New accounts or property. ...
  7. Their family business. ...
  8. Crypto accounts.

How to find current assets?

Current Assets = Cash + Cash Equivalents + Inventory + Accounts Receivables + Marketable Securities + Prepaid Expenses + Other Liquid Assets
  1. Current ratio (Current Assets / Current Liabilities)
  2. Quick ratio = [(Current Assets – Inventory + Prepaid Expenses) / Current Liabilities]

How can I do an asset search?

The easiest way to do this is to conduct an online asset search instead of a painstaking individual search. Some assets are searchable through county clerk offices, depending on where they are. Big city county clerks will have much better records than a small rural town.

Can an executor decide who gets what?

While executors have discretion in some areas, your core decision-making is bounded by: The deceased's will. You must follow their distribution wishes rather than diverging based on your own judgments.

How long does an executor have to notify beneficiaries?

The timeline is much shorter. California laws, for example, require that beneficiaries are notified within 60 days of the death. After you are notified, you typically must play another waiting game.

Can an executor withdraw money from deceased bank account?

The executor of an estate is named in a will. An executor must be given permission by a probate court to withdraw money from the account and close it. The court will want to see proof that you're the executor and a certified copy of the death certificate before granting access to the money.