Although Amex doesn't publish requirements for the card—or its perks, for that matter—it typically extends black card invitations only to high earners who have spent and paid off between $350,000 and $500,000 across all of their American Express accounts in a calendar year.
You get free travel insurance on international flight tickets purchased with your Discovery Black Card. You and a guest get six free visits each year to over a 1 000 airport lounges worldwide. You have access to a global concierge service for all your lifestyle needs.
The Mastercard® Black Card's minimum credit limit is $5,000. Given that the Mastercard Black Card is advertised as a “luxury” card and charges an annual fee of $495, applicants may assume it will have a high limit. That may or may not prove true, depending on the applicant's credit history, income and potential debt.
How much do you have to make to get Amex's black card? There aren't any income requirements per se, but you most likely need to be a high spender on your Amex cards. If you're in the ballpark of $250,000 to $500,000 in annual spending across all your open Amex cards, you may qualify for the Centurion card.
Sorry, Black Cards Are By Invitation Only
Loyal American Express cardholders are likely the most commonly invited, a list that includes both long-time business and personal charge card customers. You can now request an invitation to apply.
Known simply as the “Black Card,” you need an invitation to get Amex Centurion. And only the super rich and famous can expect to get the call, as it's rumored that you must charge at least $1 million per year to an American Express credit card to even qualify.
According to Weiss, one of the most recommended cards for high-net-worth individuals is The Platinum Card® from American Express . While this card comes with a wide range of perks that make it seem too good to be true, it also comes with an annual fee of $695 (See Rates), which is higher than most other credit cards.
But we have it on good authority that celebrities including Beyoncé, Oprah Winfrey, and Jerry Seinfeld, who reportedly received the first-ever Black Card, all carry it. Collectively there are thought to be fewer than 20,000 AmEx Centurion cardholders around the world.
The Black Card has a hefty $10,000 initiation fee, a $5,000 annual fee, and offers many travel perks. The Platinum Card has a $695 annual fee with many travel-related perks, and cardholders can earn points for every dollar spent.
EDITOR'S OVERVIEW. The Platinum Card® from American Express is the winner over the Mastercard® Black Card. The American Express Platinum card provides frequent travelers with far better features and much more value overall, despite its higher annual fee.
Cardholder benefits include airline status with Delta, broad airport lounge access that includes Priority Pass and American Express Centurion Lounges and an airline fee credit. You can also access an exclusive 24/7 concierge program and you'll receive automatic elite status with various hotel and rental car programs.
The Mastercard® Black Card™ is best for high-earning consumers with 720 - 850 credit who are looking for a luxury credit card. We recommend this card for those who want a credit card that affords them bragging rights, as this heavy metal black card can do just that.
For many, this is the holy grail of credit cards — the card that rules all cards. One of the reasons that this particular black card is so desirable is its exclusivity and some of the card's perks, like: A 24/7 personal concierge. Access to Amex Centurion lounges.
The highest credit card color is black, in large part because of the ultra-exclusive Centurion® Card from American Express, which is also known as the “Black Card” due to its color.
Visa Infinite is the highest tier you can get and comes with all of the benefits from Traditional and Signature. Many of the Visa Infinite perks offer higher levels of protection compared to the Visa Signature version of the benefits.
According to BusinessTech, in order to be considered wealthy enough to open a top-shelf private banking account, you need to be making in the region of, or more than R1,5 million a year. If you want to open a Discovery Bank Purple account, you'd better be pulling in upwards of R2,5 million a year.
The new Mastercard® Black Card is a carbon/stainless steel card and offers a few more perks than the Visa version did. More specifically, with this card you get: Earn 1 point for every $1 spent on this card. Receive 1.5% Value for Cash Back direct deposit into a US bank account or as a statement credit.
Amex has an invite-only Centurion 'black' card with a $5,000 annual fee and several luxury perks, but you can get many of its benefits with the Amex Platinum.
Both Taeyang and G-Dragon are two of the richest idols in the industry, with their popularity spanning across the world. G-Dragon, as a matter of fact, is one of the richet people in the world right now. Both these idols own the black card and it really comes as no surprise, knowing their net worth and global impact.
In a 2018 episode of the Netflix show Comedians in Cars Getting Coffee, Jerry Seinfeld, who appeared in American Express commercials in the 1990s, claimed to have received the first Centurion card after contacting the company's president about the rumored existence of an exclusive black card.
It's been 21 years since Amex launched the original black card, and card issuers are increasingly offering more and more luxury perks at a more accessible price point to a larger portion of their customers. The biggest draw of elite rewards cards are the many travel benefits they offer.
The Discover it® Secured Credit Card is made out of plastic and not metal, like most other credit cards. There's no functional difference between a plastic card like the Discover it Secured Credit Card and a metal credit card, though, so don't dismiss the Discover it Secured Credit Card just because it isn't metal.