In order to qualify for the Mastercard® Gold Card™, you will need to have 720 - 850 credit and be able to afford the annual fee of $995 ($295 for each Authorized User added to the account).
Yes, it is hard to get the American Express® Gold Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.
A gold card is a special type of credit card that gives you extra benefits such as a higher spending limit.
This is a type of credit card made of 24k gold-plated stainless steel. However, in the US, you'll only find the Luxury Card Mastercard® Gold Card™ as a native 24k gold credit card. With the help of metal conversion services, you can turn any card — metal or plastic — into a 24k card.
This requires more work and even more spending — approximately $6,250 to $25,000 in purchases is required to offset the annual fee, depending on the categories you spend in. The quickest way to recoup the Amex Gold's annual fee is to spend a combined $6,250 at U.S. supermarkets and restaurants.
In order to qualify for the Mastercard® Gold Card™, you will need to have 720 - 850 credit and be able to afford the annual fee of $995 ($295 for each Authorized User added to the account).
Is the American Express Gold Card worth the annual fee? If you make use of the card's annual credits and you spend a lot on dining and groceries, the card can be well worth the $250 fee. If you're not maximizing the credits and bonus categories, another card could be a better choice.
Constructed of 24K-gold-plated stainless steel and carbon, the Mastercard Gold Card is heavy both physically and financially, with a jaw-dropping $995 annual fee.
What are the requirements to apply for this card? Proof of ID, front and back portion of one valid ID with picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Postal ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.
Requiring no security deposit, the Milestone Gold Mastercard is among a few cards that allow those with bad credit or no credit at all to get credit without having to put down money. Its minimum credit limit is $300 and its annual fee can be as high as $99.
Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. Platinum cards charge higher annual fees than gold cards offered by the same provider.
The highest credit card color is black, in large part because of the ultra-exclusive Centurion® Card from American Express, which is also known as the “Black Card” due to its color.
You can get an American Express card upgrade through a targeted online or mail offer. Amex cardholders may also contact customer service at 1 (800) 528-4800 to request an upgrade, which is commonly known as a product change.
American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.
Annual airline credit. The Luxury Card™ Mastercard® Gold Card™ offers $200 in annual air travel credit toward purchases like airline tickets, baggage fees and upgrades. The Luxury Card™ Mastercard® Black Card™ offers $100 a year in such credit. Credit for Global Entry or TSA Precheck application fee.
The Mastercard Gold Card offers 0% Intro APR on balance transfers for 15 months, to be followed by the card's standard rate APR of 15.74% variable.
Each Mastercard® Gold Card™ is made with a 24K-gold-plated stainless steel front and carbon back. With 70 patents issued globally, Luxury Card leads the industry in metal card design and construction.
But what are the advantages of owning a gold card over a standard credit card? Lower interest rates and a higher credit limit are the two main selling points. "The gold card is for creditworthy customers and, therefore, it can be offered at premium rates," says a spokeswoman for AIB.
Generally, a card issuer invites only their most loyal customers who spend upwards of six-figures or more a year to become a black cardholder.
First Visa Gold Card is an international premium credit card issued in partnership with Visa International. It is accepted for payment at over 29 million locations and for cash withdrawals at over 1.8 million ATMs in over 200 countries and territories worldwide.
You can qualify for a welcome bonus of up to 75,000 points on the American Express Gold Card after spending $4,000 within the first three months of card membership. That's another 15,000 points more than the standard bonus and the highest offer we've ever seen for this card.
Yes, you can downgrade your Amex Platinum card to the Amex Gold card. But just like with upgrades, you'll want to make sure that you've had the card open for at least 1 year or more. This is a great way to save yourself some money if you no longer find the benefits of the Amex Platinum card to be worth the fee.
If you have the American Express® Green Card, you might be targeted for a 35,000-point upgrade offer for moving to the higher-end American Express® Gold Card and spending $2,000 in the first three months, Doctor of Credit reports. Based on TPG's valuations, 35,000 Membership Rewards points are worth $700.
The American Express® Gold Card is constructed with a mix of materials that include stainless steel, just like the Platinum Card. The difference is that the Gold Card is slightly lighter and features its signature gold color.