How do I know how much to sue for?

Asked by: Sandra Kihn  |  Last update: June 25, 2026
Score: 4.2/5 (41 votes)

To determine how much to sue for, calculate your total economic damages (medical bills, lost wages, property damage) and add a reasonable amount for non-economic damages (pain and suffering). A common strategy is to ask for 75% to 100% more than your calculated damages to allow room for negotiation.

How do you know how much to sue for?

The most important factors that can determine the value of your personal injury claim include: The amount of economic and non-economic losses you suffered as a result of the accident. Whether you have been physically or mentally disabled as a result of the accident.

How much of a 20k settlement will I get?

On average, people walk away with about $10,000 to $14,000 from a $20k settlement. The rest goes toward things like attorney fees, medical costs, and case expenses. It might sound like a lot disappearing, but those deductions usually cover the costs of getting your case to that point in the first place.

What is a good settlement figure?

A “good” figure is one that fairly compensates the victim for all losses incurred due to the accident, including medical bills, ongoing treatment, future medical bills, lost wages, and pain and suffering.

Is $10,000 a lot for a lawyer?

Lawyers typically charge retainer fees ranging from $1,000 to $5,000, depending on their experience, location, and case complexity. For more complex cases, retainers can exceed $10,000. The specifics are outlined in a retainer agreement, which may be refundable or non-refundable.

How Much Does it Cost to Sue Someone? [Answered]

38 related questions found

What are the downsides of suing?

Time Commitment and Delays

Legal cases take time – often months or years, depending on complexity. A lawsuit involves meetings with attorneys, producing evidence, depositions, procedural delays, and eventually trial if necessary. Plaintiffs must be committed for the long haul.

What happens if you get sued but own nothing?

If someone sues you with nothing, they can still win a judgment, but collecting is hard; you become "judgment-proof" if legally protected assets/income (like minimum wage earnings or Social Security) exist, but creditors can place liens or garnish future wages/bank accounts once you do get money or property, meaning the debt and judgment can follow you for years. Ignoring the suit leads to a default judgment against you, making collection easier for the plaintiff. 

Who pays when you sue someone?

In most U.S. lawsuits, each side pays their own attorney fees, no matter who wins or loses. Usually, the losing side only pays the winner's attorney fees if a law or contract requires it. Ask your lawyer if a contract provision or some law might make you responsible for the other side's attorney's fees.

What is pain and suffering worth?

There's no single price for pain and suffering; it's subjective, but lawyers often estimate it using methods like the Multiplier Method (multiplying economic damages like medical bills by 1.5 to 5, depending on injury severity) or the Per Diem Method (a daily rate for recovery). Factors like injury severity, permanence, impact on quality of life, and clear liability heavily influence the final value, ranging from a few thousand dollars to millions for catastrophic injuries, with settlements varying widely.

What is the average cost to sue someone?

The cost to sue someone varies wildly, from a few hundred dollars for small claims (filing fees) to $10,000 - $100,000+ for complex civil cases, depending on lawyer fees, court costs, expert witnesses, and case duration, though many personal injury cases use contingency fees (you pay a percentage only if you win). Factors like case complexity, lawyer's experience, location, and whether you need experts heavily influence costs, with small claims being simpler and cheaper than full civil litigation. 

Is suing risky?

As we mentioned above, there are risks to filing lawsuits, and there are often rewards. As always, the unique facts of your case will help you and your attorney work together to determine whether filing a lawsuit is in your best interest.

How much can I sue for emotional distress in Canada?

Determining compensation for emotional distress varies widely, with awards ranging from modest sums to substantial amounts. Severe and prolonged distress can exceed $100,000, especially if it leads to long-term psychological injury or significant life impairment.

How much money should I ask for in a settlement?

To determine how much to ask for in a settlement, calculate your tangible losses (economic damages like medical bills, lost wages) and add estimated non-economic damages (pain & suffering, often using a multiplier), then add a buffer (75-100% more than your target) for negotiation, considering factors like fault, legal strength, and insurance limits, and remember to also include non-financial terms like career support in employment cases.