Affected individuals from the 2019 Capital One breach were notified directly by mail if their Social Security or bank account numbers were accessed. To verify, check for official notices from Capital One, monitor credit reports for unauthorized activity, and be aware of phishing attempts, as the company will not call to ask for sensitive information.
We have directly notified by mail the U.S. individuals whose Social Security numbers or linked bank account numbers were accessed. We also have notified all Canadian customers affected. Canadian customers can find more information at https://support.capitalone.ca/cyber/facts2019 or www.capitalone.ca/facts2019/fr. 5.
Eligibility for the main Capital One settlement centers on holding a Capital One 360 Savings account (not Performance) between September 18, 2019, and June 16, 2025, with payments automatically issued to eligible members for alleged underpaid interest, though a separate data breach settlement had earlier deadlines. You're likely included if you had the 360 Savings account, including joint holders, while those with only the Performance account generally aren't.
About 98 million Capital One customers are eligible. The claim filing deadline was September 30, 2022. Notice was sent to those whose Social Security/social insurance or bank account numbers were exposed. If you are ever the victim of a breach, contact Morgan & Morgan to see if you are eligible for compensation.
You may qualify if: You held a Capital One 360 Savings account between September 18, 2019 and June 16, 2025. Your account was active at any point during this period. You are a current or former account holder.
Anyone who had a Capital One “360 Savings” account at any point between Sept. 18, 2019 and June 16, 2025, qualifies for the settlement. No claim form is required. Payments of $5 or more will be sent automatically, either by check or electronically, depending on the option previously selected.
Brown today announced a new settlement that will require Capital One to provide $425 million in restitution and better interest rates for its 360 Savings customers who were cheated out of higher interest payments on their savings accounts for years.
If you're being sued, you'll receive official court papers
If you are being sued, you'll receive at least two documents. One is called a Summons and the other a Complaint. These documents are typically handed to you or might be left with someone 18 years or older at your home, work, or mailing address.
Check your login history
Some websites and apps let you see where or when your account was used. If you see a login from a place or device you don't recognize, your account may be compromised.
You can find lawsuit settlement amounts through public court records if the case went to trial or involved a government entity. Start by checking the courthouse where the case was filed—either online or in person—using the case number or party names.
Credit Card settlement is an option for individuals facing financial hardship and unable to repay their full Credit Card debt. For example, if you have an outstanding balance of ₹1,00,000 but cannot make regular payments, you can negotiate with your issuer to settle the debt for a lower amount.
Eligibility for the main Capital One settlement centers on holding a Capital One 360 Savings account (not Performance) between September 18, 2019, and June 16, 2025, with payments automatically issued to eligible members for alleged underpaid interest, though a separate data breach settlement had earlier deadlines. You're likely included if you had the 360 Savings account, including joint holders, while those with only the Performance account generally aren't.
Approximately 100 million individuals in the United States and 6 million in Canada had their data exposed. Capital One has not disclosed the total number of unique individuals impacted.
For the major 2025 Capital One settlement (the $425M 360 Savings account case), you're eligible if you held a Capital One 360 Savings account between September 18, 2019, and June 16, 2025, automatically receiving payments for the interest difference or choosing a larger lump sum, with deadlines like October 2, 2025, for opting out/objecting and a final hearing on November 6, 2025, while another separate settlement covers deceased account holders reported to credit bureaus between Aug 13, 2019, and Dec 3, 2025.
For the Capital One 360 Savings settlement, individual payouts vary greatly, but the $425 million fund pays for missed interest (pro rata based on your balance and time) and higher future rates, with those closing accounts potentially getting ~15% more cash upfront, though exact amounts aren't set until claims are processed and court approval is final, with some estimates suggesting up to $1,000 or more for some, but no fixed per-person amount exists.
Yes, you can be sued without knowing it, especially if you don't receive the official court documents (summons and complaint) due to moving, incorrect addresses, or improper service (like "sewer service"), which can lead to a default judgment against you, even if you were never personally notified. While courts aim for proper notice, errors happen, allowing cases to proceed if service is attempted at your last known address or by alternative methods like posting on your door.
We have directly notified by mail the U.S. individuals whose Social Security numbers or linked bank account numbers were accessed. We also have notified all Canadian customers affected. Canadian customers can find more information at www.capitalone.ca/facts2019 or www.capitalone.ca/facts2019/fr.