How do I know if my tax return has been flagged?

Asked by: Mossie Glover  |  Last update: February 20, 2026
Score: 5/5 (4 votes)

If the IRS decides that your return merits a second glance, you'll be issued a CP05 Notice. This notice lets you know that your return is being reviewed to verify any or all of the following: Your income. Your tax withholding.

How long does it take for the IRS to flag you?

Office audits are usually initiated within one year of when you file your federal tax return and can take roughly 3-6 months to complete. The process goes something like this: Receive a notice from the IRS.

How do I know if the IRS rejected my tax return?

It will generally mail you a notice if there is a problem with your return. An IRS agent may call you or visit your home, but usually only after sending several letters first. When an e-filed return gets rejected, the IRS will often let you know within a few hours.

How do I know if my tax refund will be seized?

BFS will send you a notice if an offset occurs. The notice will reflect the original refund amount, your offset amount, the agency receiving the payment, and the address and telephone number of the agency.

How do I know if I'm being investigated by the IRS?

  • Am I being Targeted for IRS Criminal Investigation? ...
  • IRS Agent Suddenly Terminates a Civil Tax Audit. ...
  • Contacting The Taxpayer's Financial Institution. ...
  • Showing up at the Taxpayer's Home. ...
  • Showing up at the Taxpayer's Place of Business. ...
  • Unscheduled Interactions When A Taxpayer Least Expects it.

What to do if your tax return is flagged by the IRS

29 related questions found

How do you know if the IRS is reviewing your return?

If the IRS decides that your return merits a second glance, you'll be issued a CP05 Notice. This notice lets you know that your return is being reviewed to verify any or all of the following: Your income. Your tax withholding.

What triggers IRS investigation?

The IRS receives copies of your W-2s and 1099s, and their systems automatically compare this data to the amounts you report on your tax return. A discrepancy, such as a 1099 that isn't reported on your return, could trigger further review. So, if you receive a 1099 that isn't yours, or isn't correct, don't ignore it.

How do you know if your tax refund was flagged?

Taxpayers whose tax returns have been flagged for possible IDT should receive one of the following letters: Letter 5071C, Potential Identity Theft during Original Processing with Online Option – Provides online and phone options and is issued most widely.

What happens when the IRS seizes your account?

If the IRS levies your bank, funds in the account are held and after 21 days sent to the IRS. Learn more about bank and similar levies here.

Who can garnish your tax refund?

If you're expecting a tax refund but have concerns about creditors garnishing it, you may be worrying too much. Federal law allows only state and federal government agencies (not individual or private creditors) to take your refund as payment toward a debt.

How to verify that your tax return was accepted?

The most convenient way to check on a tax refund is by using the Where's My Refund? tool on IRS.gov. Taxpayers can start checking their refund status within 24 hours after the IRS acknowledges receipt of the taxpayer's e-filed return.

Can your refund be denied after being accepted?

The return was already accepted – The IRS will reject your return if they previously accepted a return with your Social Security number (SSN) or taxpayer identification number (TIN). If this happens, it could be a sign of fraud or identity theft.

What if I put the wrong birthday on my tax return?

You can contact the SSA at 800-772-1213 and the IRS at 800-829-1040 to correct an incorrect birthdate. If you confirm your date of birth is on file correctly with these agencies, you'll need to print and mail your return with an explanation of the issue; you can't e-file your return. Was this topic helpful?

How much income can go unreported?

For the 2022 tax year, the gross income threshold for filing taxes varies depending on your age, filing status, and dependents. Generally, the threshold ranges between $12,550 and $28,500. If your income falls below these amounts, you may not be required to file a tax return.

How soon after filing taxes do you get audited?

In this type of audit, which typically occurs within seven months of filing a tax return, the taxpayer receives a notice from the IRS providing questions that need to be answered or information the taxpayer is expected to give to the auditor, with a deadline for responses.

How do I know if my taxes are being audited?

Should your account be selected for audit, we will notify you by mail. We won't initiate an audit by telephone. Assistance is available to help you understand the letter/notice received: Understanding your IRS notice or letter.

What is a hardship for taxes?

An economic hardship occurs when we have determined the levy prevents you from meeting basic, reasonable living expenses. In order for the IRS to determine if a levy is causing hardship, the IRS will usually need you to provide financial information so be prepared to provide it when you call.

What is the final notice before seizure?

The IRS must send you several notices before seizing your assets. The last notice is called "Final Notice. Notice Of Intent To Levy and Notice of Your Right to a Hearing". This means you are running out of time before the IRS can levy your bank account.

How long does it take for the IRS to levy you?

Generally, the IRS can't issue a tax levy until it sends out several written notices—generally four. It can take up to six months or even longer from the due date of your payment, until the IRS can legally levy on your bank account. The last of the IRS notices is known as a Collection Due Process Notice.

What happens if you get flagged by the IRS?

If a tax return is flagged as suspicious, the agency will pull it for more review. Then the IRS will send the taxpayer a letter notifying them of potential ID theft. The suspicious tax return won't be processed until the taxpayer responds to the letter.

How do I know if the IRS intercepted my refund?

The IRS makes offsets for past due federal taxes. All other offsets are handled by the Treasury Department's Bureau of the Fiscal Service (Fiscal Service). For federal tax offsets, you'll get an IRS notice. For all other offsets, the notice will come from Fiscal Service.

How long can the IRS hold your refund for review?

See our Held or Stopped Refund page or our video for more information. If the IRS is reviewing your return, the review process could take anywhere from 45 to 180 days, depending on the number and types of issues the IRS is reviewing. Follow these steps if you know you made a mistake, before the IRS contacts you.

How do you know if you are under IRS investigation?

You have been selected for an audit and you know that the relevant tax years contain untrue statements or significant understatements of income. Your bank records have been served with an IRS summons even though you volunteered to provide those records to the IRS yourself.

What raises red flags for the IRS?

Another easily avoidable audit red flag is rounding or estimating dollar amounts on your tax return. Say, for instance, you round $403 of tip income to $400, $847 of student loan interest to $850, and $97 of medical expenses to $100. The IRS is going to see all those nice round numbers and think you're making them up.

What is the IRS 6 year rule?

6 years - If you don't report income that you should have reported, and it's more than 25% of the gross income shown on the return, or it's attributable to foreign financial assets and is more than $5,000, the time to assess tax is 6 years from the date you filed the return.