To pay in-store with your digital wallet (like Apple Pay or Google Wallet), look for the contactless symbol at checkout, then unlock your phone, hold it near the payment terminal (NFC reader), and authenticate with Face ID, fingerprint, or PIN; the screen confirms payment. No internet is needed for the tap, and it works by holding your device near the terminal's NFC reader, just like a physical contactless card.
You can pay with Google Wallet wherever you find the contactless or Google Pay symbols on the payment terminal screen or cash register.
Quick Steps
You have 2 ways to tap to pay in a store: Unlock your phone and hold it near the reader: You can tap the terminal when your phone is unlocked, even when the Google Wallet app is not open. If prompted, use your Android screen lock to verify the payment.
Set up pay contactless
Mobile Wallet
Tap card to your mobile device and use the MyCardWallet app to add it to your preferred wallet. Then tap your device to pay in-store, or use the mobile wallet checkout option online.
With your eligible cards stored in the Wallet app on iPhone, you can use Apple Pay for secure, contactless payments in stores, restaurants, and more.
No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function.
Open Wallet and tap the card you want to use from the list. Place and hold your finger on Touch ID or enter the passcode until you see a confirmation message that you are ready to pay. Your device will remain ready to pay for the next 30 seconds. Hold the device near the contactless reader to complete the payment.
Apple Pay gives you flexibility at checkout when you shop in stores with iPhone, or online and in apps with iPhone or iPad. You can choose to pay in full or split your purchases into smaller payments over time through an eligible card or other pay later provider.
Cons of a digital wallet:
Note that not all merchants accept digital wallets yet, so it's a good idea to also carry a physical credit or debit card as backup.
Using Your Digital Wallet
Look for a symbol at the checkout counter that indicates your digital wallet is accepted. Then, open your digital wallet app, select the card you want to use, and hold your phone near the payment terminal. You'll either need to enter your PIN or use your fingerprint to confirm the payment.
The digital wallet available will depend on the type of compatible device you have. If you have an iOS device, you can set up Apple Pay in the NAB app. If you have an Android device, you can set up Google Pay in the NAB app or Samsung Pay on your phone.
The customer scans the merchant's QR code with their smartphone to initiate the payment process. The amount is then debited from the customer's account. It is a contactless payment method, so there is no need to touch the merchant's terminal or card reader.
To pay with your phone, set up a digital wallet like Apple Pay (iPhone) or Google Wallet/Pay (Android), add your debit/credit cards, ensure your phone's NFC is on, then simply unlock your phone and hold the back near a contactless payment terminal (look for the symbol) to tap and pay.
📱 Setting Up Google Pay (Android Phones)
Android users can find Google Wallet on most newer Android devices. To check if you already have it, swipe up from your home screen and scroll through your apps. You can also search by swiping down and typing “Wallet” or “Google Wallet.”
A digital wallet is an app that stores your credit, debit and gift card information so you can make purchases with your mobile device. You can use digital wallet apps like PayPal™, Google Pay™, Samsung Pay™ or Apple Pay® on phones and smartwatches.
Hold your Android device near the card reader and wait for the checkmark. Pay with your default card or select another. Google Pay will handle the rest.