How do I turn off Apple Pay?

Asked by: Dr. Ellsworth Wilderman PhD  |  Last update: June 30, 2026
Score: 4.2/5 (24 votes)

You can't fully "turn off" Apple Pay as it's built into iOS, but you can disable its payment functions by removing all credit/debit cards from the Wallet app, turning off the side button shortcut, and disabling Apple Cash in Settings. For a complete removal, you must also ensure your Apple Cash balance is $0 and contact Green Dot Bank to close the account.

How do I turn off Apple Pay on my iPhone?

To deactivate Apple Pay® or Google PayTM, simply delete your card from the app. No other action is required, and you can continue using your debit or credit card to make your purchases as usual.

How do I turn on Apple Pay on my iPhone?

To activate Apple Pay on your iPhone, open the Wallet app, tap the plus icon, and add a credit or debit card by scanning it or entering details manually; you'll then need to verify the card with your bank, and you can set it as default in Settings > Wallet & Apple Pay. Once set up, you can pay by double-clicking the side button and authenticating with Face ID, Touch ID, or your passcode.

Where is Apple Pay in settings?

Go to the Settings app on your iPhone. Tap Wallet & Apple Pay, then tap Apple Pay Defaults. Set any of the following: Transaction defaults: Set the default card, your shipping address, email, and phone number.

Is Apple Pay the same as Apple Wallet?

No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function. 

How To Turn Off Apple Pay

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How do you shut up Apple Pay?

Close your Apple Cash account or turn it off on a device

  1. On iPhone, iPad, or Apple Vision Pro, open the Settings app, tap Wallet & Apple Pay, then turn off Apple Cash.
  2. For Apple Watch, open the Apple Watch app on your iPhone, tap Wallet & Apple Pay, then turn off Apple Cash.

Can your Apple Pay be disabled?

Apple doesn't retain any of this information in a form that personally identifies you. You can disable the ability to use Apple Pay on your Mac in Settings on your iPhone.

Can I disable Apple Pay temporarily?

The fastest ways to do this are: Visit icloud.com/settings to remove your card. Go to 'Find My iPhone' to temporarily suspend or permanently remove the ability to pay with your cards on your device.

How do I delete off Apple Pay?

To remove something from Apple Pay, open the Wallet app, tap the card or pass you want to remove, tap the "More" button (three dots), select "Card Details" (for cards) or "Pass Details" (for passes), then scroll down and tap "Remove Card" or "Remove Pass," confirming the action when prompted. For Apple Cash, you often need to go through Settings > Wallet & Apple Pay, as shown in this YouTube video.

How do I turn off my Wallet?

To uninstall or disable Google Wallet:

  1. On your device, go to Settings.
  2. Tap Apps. Google Wallet. If you can't find “Google Wallet,” tap See all apps. Swipe until you find Google Wallet.
  3. Tap Uninstall or Disable.

What happens when you turn off Apple Pay?

When you disable Apple Pay or remove a registered card from Apple Pay, you only suspend the Device Account Number that has been assigned to your card on that device. You can continue to use your physical card for transactions outside Apple Pay.

How to refuse Apple Pay on iPhone?

Reject a payment in Wallet

  1. Open the Wallet app on your iPhone, tap your Apple Cash card, then look for the payment in Latest Transactions.
  2. Tap the payment, tap the payment again, then tap Reject Payment.

How do I turn off Apple Pay for in-app purchases?

How to turn off in-app purchases on your iPhone or iPad

  1. When Screen Time is enabled, open the Settings app, then tap Screen Time.
  2. Tap Content & Privacy Restrictions. If asked, enter your passcode, then turn on Content & Privacy Restrictions. ...
  3. Tap iTunes & App Store Purchases.
  4. Tap In-app Purchases and select Don't Allow.

Can you tap on and off with Apple Pay?

Yes. Just make sure that you have added a payment card to your iPhone and Apple Watch and enabled Express Mode. You can add a card to Apple Watch with the Apple Watch app on your iPhone. And always remember to use the same device to tap in and out when paying with Apple Pay.

Is Apple Pay safer than a card?

How secure is Apple Pay? Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode is required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your identity isn't shared with merchants, and they don't see your actual card number.

Does Apple Pay charge a fee?

No, Apple Pay doesn't charge any fees to use, and it works just like your physical debit or credit card.

Is Apple Pay connected to my Wallet?

With your cards stored in Apple Wallet, you can use Apple Pay to make secure payments in stores, for transit, in apps, and online wherever Apple Pay is accepted. Note: Apple Pay and its features aren't available in all countries or regions. See the Apple Support article Countries and regions that support Apple Pay.