To use a virtual card in a Walmart store, add its details to the Walmart app as a payment method, then use the app's Walmart Pay feature at checkout by scanning the QR code on the register, letting the virtual card's balance pay first before other methods. For non-Walmart virtual cards (like Visa/Mastercard), add them to a digital wallet (Apple/Google Pay) and use contactless payment if the terminal accepts it, or load them into the Walmart app's wallet.
When you're done shopping, go to any checkout lane & scan your items, then either open Walmart Pay in the app, or open your phone's camera. Hold your phone over the QR code on the register to pay. Walmart Pay can use credit, debit or gift cards saved to your Walmart account.
You can use a virtual credit card in-store by adding it to a digital wallet (like Apple Pay or Google Pay) for tap-to-pay, or by manually entering the virtual card number, expiration, and CVV at the terminal if the merchant allows it, though adding it to your phone's wallet is usually easier and more secure for contactless payments.
To redeem your Walmart Cash balance in-store, you need to scan the Walmart Pay QR code at the register prior to completing the purchase.
Yes, you can use a virtual card in stores, primarily by adding it to a digital wallet like Apple Pay or Google Pay for contactless tap-to-pay, or sometimes by manually entering the card number at the reader if the retailer supports it, though they're generally designed for online use and may not work for swiping or inserting like physical cards.
For example, if you want to use a virtual Visa card at Walmart, you'll have to try adding it to the retailer's Walmart Pay app. Target, on the other hand, accepts all major digital wallets for in-store purchases.
A virtual card is a unique 16-digit card number with a CVV code and expiration date that can be generated instantly and used to make purchases online or over the phone. Think of it as a normal credit or debit card, but without the physical plastic card.
If you receive a virtual Mastercard or Visa prepaid card, you can usually use these to buy items in physical stores. You need to add the e-gift card code to an online wallet like Apple Pay or Google Pay. You can then purchase items using the e-gift card in physical stores that accept those online wallets.
Yes, you can tap with a virtual card by adding it to a mobile wallet like Apple Pay or Google Pay, then using your phone to tap the contactless reader at checkout, which uses the card's details securely without needing the physical card. Alternatively, some virtual cards allow manual entry of the card number, expiration, and CVV directly at the terminal.
A virtual debit card is all your debit card information without a physical, personalized card. This includes your debit card number, expiration date & CVV code. You can find your Walmart MoneyCard virtual debit card in the Walmart MoneyCard app.
If you aren't using the full balance on the card, save the eGift card as one of your payment options. When at the register, redeem your Walmart eGift card by showing the barcode on your digital device. Another option is printing the electronic gift card details, including barcode, and bringing it to the store.
Virtual cards typically are not accepted at brick-and-mortar stores unless they are first added to a digital wallet. To add the card to a digital wallet, see: Can I add my card to Apple Pay or Google Wallet? When paying in-store, select “credit” instead of “debit”.
Yes, you can use a digital Walmart gift card in-store by either adding it to your Walmart account and using Walmart Pay (recommended for ease) or by presenting the barcode from your phone or a printed version to the cashier. The most reliable method is saving the card to your Walmart app's wallet and scanning the QR code at checkout via Walmart Pay.
Virtual credit cards can be used for online, in-app, over-the-phone, or in-person transactions. For in-person payments, you can either key in the virtual card details at checkout or, if your issuer supports it, add the virtual card to your digital wallet, such as Apple Pay or Google Pay.
You have 2 ways to tap to pay in a store:
Make a purchase with your virtual card
In most cases, it isn't possible to use a virtual card at a store, as these cards are intended for online use. Depending on the issuer and retailer, you may be able to enter your virtual card number at the card reader. But because this won't always be an option, it may be a good idea to rely on other payment methods.
Virtual debit card PINs, however, are entirely optional as they may not ever be required when making online purchases. If you do want to set up a virtual debit card PIN, this article will walk you through how to do so.