How do you calculate future value of CAGR?

Asked by: Prof. Alvis Monahan MD  |  Last update: November 25, 2025
Score: 4.3/5 (45 votes)

To calculate the CAGR of an investment: Divide the value of an investment at the end of the period by its value at the beginning of that period. Raise the result to an exponent of one divided by the number of years. Subtract one from the subsequent result.

How do you calculate forecasts based on CAGR?

Forecasting future values based on the CAGR of a data series (you find future values by multiplying the last datum of the series by (1 + CAGR) as many times as years required).

How do you calculate future value from annual growth rate?

FV = PV*(1+r)^n
  1. FV is the future value of the investment, including growth/interest.
  2. PV is the present value of the investment.
  3. r is the annual interest rate.
  4. n is the number of years the money is invested.

What is the formula for 5 year CAGR?

Calculate the total number of years or periods over which the growth occurred. Use the formula: CAGR = (Ending Value / Starting Value)^(1 / Number of Years) – 1. Multiply the result by 100 to express the CAGR as a percentage.

How to apply CAGR backwards?

Reverse CAGR Formula

The ending value is calculated as the beginning value multiplied by one plus the CAGR, all raised to the power of the number of years.

CAGR| Compounded Annual Growth Rate| Compounded Interest| Why do we do -1 ?How to calculate|

43 related questions found

How to use CAGR to calculate future value?

The formula to calculate CAGR divides the future value (FV) by the present value (PV), raises the figure to one divided by the number of compounding periods, and subtracts by one. Note: The difference between the CAGR formulas is merely the usage of financial jargon in the latter.

How do you calculate growth backwards?

To reverse a percentage change: Write the percentage change as a decimal multiplier. Divide the new amount by the decimal multiplier.
  1. If the percentage change is an increase, add it to 100% or if the percentage change is a decrease, subtract it from 100%.
  2. Divide this new percentage by 100 to make the decimal multiplier.

What is the quick formula for CAGR?

It is often used to measure and compare the past performance of investments or to project their expected future returns. The CAGR formula is equal to (Ending Value/Beginning Value) ^ (1/No. of Periods) – 1.

What is the difference between absolute return and CAGR?

Absolute return measures the total gain or loss of an investment over a specific period. In contrast, CAGR shows the average annual growth rate, offering a smoother view of performance over time. Absolute return and compound annual growth rate (CAGR) are essential metrics for evaluating investment performance.

How do you calculate annual rate of return over 5 years?

[ Total Return = (1 + annual return)^(number of years) ] Let's return to the example where a $10,000 investment grows to $12,000 over a five year period. The annual return is calculated as [ (12,000/10,000)^(1/5) – 1 = 0.0371 = 3.71% ].

How do I calculate future value?

FV = CV * (1 + i) ^ n

If we were working with a bond and calculating bond yields, for example, this Future Value formula would not make sense unless the interest paid accrued to the bond principal (as with PIK Interest).

What is the formula for CAGR in Excel?

To calculate a 5-year CAGR, you must enter 5 for the number of years in the CAGR formula which is = (Ending Value / Beginning Value)^(1 / Number of Years) – 1.

When should you not use CAGR?

CAGR limitations to keep in mind
  1. It doesn't account for investment volatility. ...
  2. It doesn't account for added funds in an investment portfolio. ...
  3. It can only be used to compare identical time periods. ...
  4. It is less reliable for shorter investment periods.

What is a good CAGR rate?

Size of the company and also the industry sector plays a role in the growth rate of a company. For large-cap companies, a CAGR in sales of 5-12% is good. Similarly, for small companies, a CAGR between 15% to 30% is good. On the other hand, start-up companies have a CAGR ranging between 100% to 500%.

What is the formula for annual growth rate?

The annual percentage growth rate is simply the percent growth divided by N, the number of years.

Are CAGR and ROI the same?

CAGR, unlike average ROI, does consider compounding returns. CAGR is derived from the compounding interest formula, FV=PV(1+i)t, where PV is the initial value, FV is the future value, i is the interest rate, and t is the number of periods.

Is CAGR the same as annualized return?

What is CAGR? CAGR, or Compound Annual Growth Rate, measures the rate of return of an investment over a certain period, in percentage terms. In other words, CAGR is the imaginary growth rate at which an investment is expected to grow steadily on an annually compounded basis. CAGR is also known as an annualised return.

What is the formula for calculating absolute return?

Calculating Absolute Return

To calculate the absolute return of an investment, you need to subtract the initial investment amount from the final value (including any interest, dividends, or capital gains) and then divide it by the initial investment.

What is the future value based on CAGR?

By using a reverse CAGR calculator, you provide the initial investment amount and CAGR. Assume initially you invested ₹50,000. This therefore implies that after 5 years at an annual compounded growth rate of 8%, your investment would bring in approximately Rs. 73,467.

How do you forecast using CAGR?

So if you want to calculate the # of transactions in 12 months you will have 2 methods :
  1. The slow one : multiply your last data point by (1+CAGR), the advantage is that you will obtain a value for every month.
  2. The faster way: use the future value formula as follow: =FV(CAGR,12,,-"your last data point")

How do you calculate CAGR for next 5 years?

To calculate the CAGR of an investment:
  1. Divide the value of an investment at the end of the period by its value at the beginning of that period.
  2. Raise the result to an exponent of one divided by the number of years.
  3. Subtract one from the subsequent result.
  4. Multiply by 100 to convert the answer into a percentage.

How to find the original value before percentage off?

For example, if you have to work out the original price of a laptop that is being sold at 25% off:
  1. work out the current price as a percentage of the original price (100%): current price is 100% - 25%
  2. Find 1% by dividing the current price by 75.
  3. Multiply this 1% by 100 to find the original price (100%)

How do you calculate growth from one year to the next?

The formula for year-over-year growth is:YOY growth = [(Current period value – Last period value) / Last period value] x 100Where: The current period is the value at the time of measurement. The previous period is the value exactly one year prior to the measurement.

How do you find 100% if you know a percentage?

How to use reverse percentages given a percentage of an amount (calculator method)
  1. Write down the percentage and put it equal to the amount you have been given.
  2. Divide both sides by the percentage. (e.g. if you have 80% , divide both by 80 ). This will give you 1% .
  3. Multiply both sides by 100 . This will give you 100% .