How long after IRS approves return is it deposited?

Asked by: Corbin Hills  |  Last update: December 19, 2025
Score: 4.2/5 (66 votes)

They will provide an actual refund date as soon as the IRS processes your tax return and approves your refund. Most refunds will be issued in less than 21 days. You can start checking the status of your refund within 24 hours after you have e-filed your return.

How soon after the IRS approves you direct deposit do you receive it?

When will my refund arrive? If you e-filed your return and chose direct deposit to receive your refund, you'll usually receive your refund in 8-15 days. However, you should allow an extra 1-5 business days for your bank to process the funds.

What happens after the IRS approves a refund?

If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit. You can have a refund check mailed to you, or you may be able to have your refund deposited directly into your bank account.

How long does it take for tax refund to be sent after approval?

The IRS issues most refunds in fewer than 21 days for taxpayers who file electronically and choose direct deposit. However, some returns have errors or need more review and may take longer to process.

What day of week does the IRS deposit refunds?

Day of the week for IRS refund deposits

The IRS typically processes tax refunds and executes direct deposit transactions within 21 days after accepting your tax return. It's common for the IRS to issue them on business days, from Monday through Friday.

How long does it take for tax refund to show in bank account after approved?

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How do I know when my tax return will be deposited?

Tracking the status of a tax refund is easy with the Where's My Refund? tool. It's available anytime on IRS.gov or through the IRS2Go App. Taxpayers can start checking their refund status within 24 hours after an e-filed return is received.

How long after IRS verification will I get my refund?

What happens after I successfully verify? We'll process your tax return. It may take up to 9 weeks to receive your refund or credit any overpayment to your account. However, if we find other problems, we'll contact you again and this may delay your refund.

How long does it take for a refund to show in a bank account?

Depending on the issuing bank or credit card company, it can take an average of 1-7 business days for these funds to show in their account, based on the issuer's settlement process. Credit card accounts typically take longer to display refunded transactions than debit card accounts.

How long can the IRS hold your refund for review?

See our Held or Stopped Refund page or our video for more information. If the IRS is reviewing your return, the review process could take anywhere from 45 to 180 days, depending on the number and types of issues the IRS is reviewing. Follow these steps if you know you made a mistake, before the IRS contacts you.

Why has my refund been accepted but not approved?

If a taxpayer receives the status update that their tax return was accepted but not approved, this means that the IRS has received their tax return, but they have not yet evaluated the information. Therefore, the taxpayer must wait to see if more action is required.

What's the difference between refund received and refund approved?

shows the status of my refund is Return Received? This means the IRS has your tax return and is processing it. Your personalized refund date will be available as soon as the IRS finishes processing your return and confirms that your refund has been approved.

What time of day does IRS update refund status?

- It's updated every 24 hours - usually overnight -- so you only need to check once a day. There's no need to call IRS unless Where's My Refund? tells you to do so. It's Easy!

How do I know my tax return has been accepted?

When you electronically file your taxes, the IRS confirms each tax return with an Acknowledgement Record. It will either indicate “Accepted” or “Rejected.” A “Rejected” status will include a description of what needs to be fixed on the return. You'll have to re-file, but you won't have to pay again with 1040.com.

How long does it take IRS to send money after approval?

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24 hours after you e-file a current-year return. 3 or 4 days after you e-file a prior-year return. 4 weeks after you file a paper return.

How long does direct deposit take once approved?

Direct deposit can be instantaneous, but sometimes banks and credit unions take a bit of time to review the payment. The exact time will depend on your bank, and it may take one to three business days to access the money you've received.

What is the $1400 IRS payment?

This IRS initiative provides much-needed financial relief for those who were left out of previous stimulus payments. The $1,400 payment will be automatically issued to eligible taxpayers, offering a seamless way to claim this relief.

Why is my refund taking so long after being approved?

What's Taking So Long to Receive Refunds? If you don't receive your refund in 21 days, your tax return might need further review. This may happen if your return is incomplete or incorrect. The IRS may send you instructions through the mail if it needs additional information to process your return.

What is the longest IRS refund can take?

site to get the most updated status of your 2024 refund. If you paper-filed, wait at least 4 weeks before checking Where's My Refund?. The IRS is taking more than 21 days (and up to 90 to 120 days), to issue refunds for tax returns with the Earned Income Tax Credit and Child Tax Credit.

Can you get audited after your return is accepted?

Key Takeaways

Your tax returns can be audited even after you've been issued a refund. Only a small percentage of U.S. taxpayers' returns are audited each year. The IRS can audit returns for up to three prior tax years and, in some cases, go back even further.

How long does it take to get your tax refund back direct deposit Canada?

For example, if you electronically file your return to the Canada Revenue Agency (CRA) using NETFILE, you can expect to receive your refund (in most cases, via direct deposit) in as little as 8 business days (NetFile submissions to Revenu Québec take about 2 weeks to process).

Why does it take 7-10 business days for a refund?

When you, your return, the store has to accept your return first, then process it internally, then get the money back to your credit card company. Under federal law. The store has seven days to do that. Then the card company has another three days to actually post the refund to your account.

How will I know if the refund has been deposited in my account?

Status of 'paid' refund, being paid other than through 'Refund Banker', can also be viewed at www.tin-nsdl.com by entering the 'PAN' and 'Assessment Year'. 'Refund paid' status is also being reflected in the 'Tax Credit Statements' in Form 26AS.

What triggers the IRS letter 5071C?

The IRS sends a 5071C letter when it receives a tax return with your name and tax identification number, but believes the return to be fraudulent. A Letter 5071C will ask you to complete an online identity verification process to confirm your identity.