How many years can you go without filing a tax return?

Asked by: Rory Zemlak  |  Last update: September 21, 2025
Score: 5/5 (6 votes)

If you wait too long to file, you may risk losing the refund altogether. In cases where a return is not filed, the law provides most taxpayers with a three-year window of opportunity for claiming a refund.

What happens if I don't file taxes for 5 years?

If you haven't filed a tax return in a few years, the IRS will pull your tax documents from those years and use them to calculate your tax. They will then mail you a letter known as an assessment letter that details how much tax you owe.

How many years can you go without filing taxes before you get in trouble?

Even if it's been years since you skipped filing a return, the Internal Revenue Service can still demand payment because there are no time limits for collecting from someone who never filed. In most cases, the IRS does not pursue taxpayers with unfiled returns more than six years old.

Can IRS come after you after 5 years?

Generally, under IRC § 6502, the IRS can collect back taxes for 10 years from the date of assessment. The IRS cannot chase you forever and, due to the 1998 IRS Reform and Restructuring Act, taxpayers have a little relief from the IRS collections division's pursuit of an IRS balance due.

How far back can IRS go for unfiled taxes?

While the IRS can technically go as far back as it chooses to penalize you for unfiled tax returns, they generally do not go further back than six years. Furthermore, there are voluntary disclosure programs that you can use to get caught up and become fully compliant with IRS requirements.

How many years can you go without filing income tax?

43 related questions found

How far back can IRS go back on taxes?

Generally, the IRS can include returns filed within the last three years in an audit. If we identify a substantial error, we may add additional years. We usually don't go back more than the last six years. The IRS tries to audit tax returns as soon as possible after they are filed.

Is IRS debt forgiven after 10 years?

The IRS generally has 10 years from the assessment date to collect unpaid taxes. The IRS can't extend this 10-year period unless the taxpayer agrees to extend the period as part of an installment agreement to pay tax debt or a court judgment allows the IRS to collect unpaid tax after the 10-year period.

What is the IRS 6 year rule?

6 years - If you don't report income that you should have reported, and it's more than 25% of the gross income shown on the return, or it's attributable to foreign financial assets and is more than $5,000, the time to assess tax is 6 years from the date you filed the return.

How do I catch up on years of unfiled taxes?

Help filing your past due return

For filing help, call 800-829-1040 or 800-829-4059 for TTY/TDD. If you need wage and income information to help prepare a past due return, complete Form 4506-T, Request for Transcript of Tax Return, and check the box on line 8. You can also contact your employer or payer of income.

Who qualifies for IRS debt forgiveness?

The IRS ultimately determines whether you qualify for debt forgiveness. However, the agency generally considers taxpayers who meet these criteria: a total tax debt balance of $50,000 or less, and a total income below $100,000 for individuals (or $200,000 for married couples). Need to talk to a tax relief specialist?

Do people get away with not filing taxes?

First, there's no such thing as “getting away” with not filing taxes.

At what age do I not have to file taxes anymore?

At What Age Can You Stop Filing Taxes? Taxes aren't determined by age, so you will never age out of paying taxes. People who are 65 or older at the end of 2024 have to file a return for tax year 2024 (which is due in 2025) if their gross income is $16,550 or higher.

What is the IRS fresh start program?

A higher tax lien threshold: Under the Fresh Start program, the IRS generally won't file a tax lien unless you owe more than $10,000, up from the previous threshold of $5,000. Offer in compromise (OIC) modifications: These modifications make it easier to settle tax debt for less than the full amount owed.

What's the longest you can go without filing taxes?

Note, too, that the IRS does not have a statute of limitations on missing or late tax forms. If you didn't file taxes for the last two, three, ten, twenty, or fifty years, the IRS will still accept your forms as soon as you can get them submitted.

What is considered tax evasion?

Tax evasion is the illegal non-payment or under-payment of taxes, usually by deliberately making a false declaration or no declaration to tax authorities – such as by declaring less income, profits or gains than the amounts actually earned, or by overstating deductions. It entails criminal or civil legal penalties.

Are you allowed to skip a year filing taxes?

It's illegal.

The law requires you to file every year that you have a filing requirement. The government can hit you with civil and even criminal penalties for failing to file your return.

Can you get in trouble for not filing taxes for 10 years?

There is no specific time limit for avoiding filing your taxes. However, the longer you wait, the more severe the consequences can become, including penalties, interest, and potential legal action by the IRS.

How do I settle unfiled taxes?

You can use your Online Account to make offer in compromise (OIC) payments or check if you're eligible to submit an OIC. We'll review your OIC and decide if you qualify. An offer in compromise allows you to settle your tax debt for less than the full amount you owe.

How many years back can you file taxes?

Technically, there is no limit on how far back you can file a tax return. If you have never filed or have several years of unfiled returns, you can still file those returns, regardless of how old they are.

How many years back can IRS come after you?

The IRS generally has 10 years – from the date your tax was assessed – to collect the tax and any associated penalties and interest from you. This time period is called the Collection Statute Expiration Date (CSED).

How much income can go unreported?

For the 2022 tax year, the gross income threshold for filing taxes varies depending on your age, filing status, and dependents. Generally, the threshold ranges between $12,550 and $28,500. If your income falls below these amounts, you may not be required to file a tax return.

What happens if you don't file your taxes but don't owe anything?

Taxpayers who don't owe tax or are owed a refund

Taxpayers sometimes fail to file a tax return and claim a refund for these credits and others for which they may be eligible. There's no penalty for filing after the April 15 deadline if a refund is due.

How much will the IRS usually settle for?

How much will the IRS settle for? The IRS will often settle for what it deems you can feasibly pay. To determine this, the agency will take into account your assets (home, car, etc.), your income, your monthly expenses (rent, utilities, child care, etc.), your savings, and more.

What happens if you haven't filed taxes in 20 years?

Generally, if you haven't filed in 10 to 20 years, the IRS will only make you file the last six years of returns. However, the agency may make you file older returns if you owe a substantial amount or if fraud is involved.

Can the IRS take money from my bank account without notice?

The IRS can't take money from your bank account without notice, but it can levy your bank account after following a specific process involving multiple notices. The IRS sends a Notice of Intent to Levy before taking money from your account or garnishing your wages.