How many years is a small-cap fund good for?

Asked by: Flo Kovacek  |  Last update: August 8, 2025
Score: 4.8/5 (12 votes)

The small cap segment can be extremely volatile in the short term, but they have the potential to offer very high returns over a long period. Small cap schemes are recommended only to aggressive investors with a high-risk appetite and long investment horizon, say, around seven to 10 years.

How many years should I invest in small-cap mutual funds?

Ideally, if you are a long-term investor with an investment horizon of five years or more and do not mind taking a higher risk, investing in a small-cap mutual fund can potential to give high return with high risk in the long term.

Will small-caps do well in 2025?

We expect small-cap earnings growth could exceed that of large-cap stocks in 2025, aided by easier earnings comparisons.

Are small-cap funds good for long term?

Yes, small cap mfs are good on long term investment. 20 years time period is considered as a appropriate view on smallcap investment. That is because smallcap mfs are normally aggressive in nature. Once volatility will come, the first customer which will jump first to fire it will smallcap.

Will small-cap do well in 2024?

In July 2024, U.S. small-cap stocks outperformed large-cap stocks after lagging for the first half of the year, driven by a cooler inflation report and improved market sentiment.

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37 related questions found

Are small caps good in a recession?

Most investors think smaller companies underperform in a recession. In most cases, they are correct. However, what's less well-known is that small caps usually exit recessions quicker than assumed – outperforming large caps. This rebound can begin as early as three months into an economic downturn.

What is the disadvantage of a small-cap fund?

The main disadvantage of a small-cap fund is its higher risk profile, making it susceptible to market volatility and economic downturns.

Which mutual fund is best for 10 years?

Overview of Top 10 Best Mutual Funds to Invest for 10 Years
  • Quant ELSS Tax Saver Fund. ...
  • Motilal Oswal Midcap Fund. ...
  • Quant Small Cap Fund. ...
  • HSBC Small Cap Fund. ...
  • Edelweiss Mid Cap Fund. ...
  • Kotak Small Cap Fund. ...
  • Axis Small Cap Fund. ...
  • Quant Flexi Cap Fund.

Which small-cap fund gives the highest return?

Invesco India Smallcap Fund Direct Growth

Fund Performance: The Invesco India Smallcap Fund has given 21.89% annualized returns in the past three years and 30.36% in the last 5 years. The Invesco India Smallcap Fund comes under the Equity category of Invesco Mutual Funds.

Is it time to buy small caps?

But analysts and investors are increasingly optimistic about small-caps' potential to outperform large-caps in the months ahead, driven by the likelihood that the U.S. won't fall into a recession and that interest rates will fall by as much as 1.5 percentage points by the end of 2025, says Sam Stovall, chief investment ...

What are the predictions for the small-cap?

Looking ahead, S&P 500 stocks are currently forecast to generate 13% EPS growth in 2025 and 13.1% growth in 2026 (versus 8.5% EPS growth in 2025), while the S&P SmallCap 600 Index is currently forecast to generate EPS growth of 20.9% in 2025 and 18.6% EPS growth in 2026 (versus minus 8.0% EPS growth in 2024), according ...

Do small caps outperform long term?

However, between the end of 2008 and the end of 2023 small caps have outperformed, delivering a cumulative return of 521% against 466% for the large cap index over the 15-year period – although past performance should not be seen as a guide to future returns.

Is it time to exit small-cap fund?

Exit if your portfolio is becoming too concentrated in small-cap stocks. Diversification is a key risk management strategy.

Should I avoid small-cap funds?

Small-cap funds are riskier than large-cap funds and may not be suitable for everyone. Small-cap companies are more sensitive to market changes and can experience sudden and wide price fluctuations. Small-cap companies are less popular and smaller in size, making their stock less liquid.

Should I invest in mutual funds for 20 years?

Start investing in. Mutual Funds. Investing for the long term requires a strategic approach, and a Systematic Investment Plan (SIP) tailored for a 20-year horizon stands as a prudent choice in the Indian financial landscape.

What age owns the most mutual funds?

» In 2023, most households that owned mutual funds were headed by individuals in their peak earning and saving years. Fifty-two percent of mutual fund–owning households were headed by individuals between the ages of 35 and 64.

Is it safe to invest in small-cap for long term?

The small cap segment can be extremely volatile in the short term, but they have the potential to offer very high returns over a long period. Small cap schemes are recommended only to aggressive investors with a high-risk appetite and long investment horizon, say, around seven to 10 years.

Why are small-cap funds falling?

Nifty Smallcap 100 index has fallen 4% to its lowest level since mid-June amid concerns about Q3FY25 performance. Disappointing earnings results have led to increased selling pressure, with many stocks down significantly from their 1-year highs and foreign investors pulling out funds.

What is a good PE ratio?

To give you some sense of what the average for the market is, though, many value investors would refer to 20 to 25 as the average P/E ratio range. And again, like golf, the lower the P/E ratio a company has, the better an investment the metric is saying it is.

Which small stock will boom in 2024?

Top 5 shares under 10 rupees in 2024
  • 52 Week high.
  • 52 Week low. RattanIndia Power Ltd. Power Generation and Distribution. 10.70 INR. 5.69TCr. 11.70. 2.80. Kanani Industries Ltd. Diamonds andjewelryy. 8.35 INR. 82.61Cr. 10.10. 5.50. GTL Infrastructure Ltd. Telecomm Equipment & Infra Services. 1.70 INR. 2.18TCr. 1.90. 0.60.