How much cash back does Aspiration give?

Asked by: Buster Cole  |  Last update: February 9, 2022
Score: 4.4/5 (19 votes)

Currently, Aspiration offers 0.5 percent cash back on every purchase and 1 percent cash back at businesses with a strong social conscience.

Does Aspiration really give 10% cash back?

If you are enrolled in Aspiration Plus, you earn 10% cash back on purchases by using your Aspiration debit card at businesses that are members of the Conscience Coalition. There are no limits on how much cash back you can earn. ... Click here to learn more about cash back at Aspiration.

Does Aspiration really give you money?

While technically not checking or savings accounts, Aspiration offers cash-management accounts that function similarly to traditional bank accounts. ... Additionally, for a limited time, you can earn a $150 bonus when you open an Aspiration Spend & Save Account and meet certain requirements with your debit card.

Does Aspiration give 200 dollars?

Aspiration is offering a $200 bonus when you open one of their Aspiration Plus accounts and then spend at least $1,000 using your debit card. ... With that account, you pay what you think is fair, even if it's $0.

How can I get $100 from Aspiration?

Aspiration is offering a bonus of $100 when you open a new Spend & Save account and complete the following requirements:
  1. Open and fund an account with $10 or more.
  2. Use your Aspiration debit card to make at least $1,000 worth of cumulative transactions within 60 days of account opening.

Aspiration Online Bank Checking Account - The Truth

39 related questions found

How do you get $150 from aspiration?

How to Get a $150 Bonus When You Open This Account
  1. Open your Aspiration Spend & Save Account and fund your account with at least $10.
  2. Use your Aspiration debit card to make at least $1,000 of cumulative transactions within the first 60 days of opening your account. ...
  3. You're good to go!

Do you get cash back with aspiration?

Currently, Aspiration offers 0.5 percent cash back on every purchase and 1 percent cash back at businesses with a strong social conscience.

How does aspiration cash back work?

When you use your debit card at a business with a high AIM score, you'll earn 1.0% cash back on that purchase. You'll earn 0.5% cash back on any purchases made at businesses that do not have a high AIM score, or have not yet been scored.

How do I get a 50 dollar chime?

The Chime Spending Account promotion requires you to set up direct deposits and use a referral link in order to earn the $50 bonus. Full requirements to receive this bonus are: Open a new account using a referral link from an existing customer. Within 45 days, receive a direct deposit of at least $200.

Is aspiration a good deal?

Aspiration may be a good choice for customers who want the convenience of banking online, without the need to visit a branch. It might be right for someone who wants to: Pay no monthly maintenance fees on checking. Earn cash back on debit card purchases at select retailers.

What is Aspiration pay fair?

What is "Pay What Is Fair?" At Aspiration, you decide how much to pay us. We're confident enough in our products and in our customers to trust you to make this decision. We call this optional fee “Pay What Is Fair.” Most financial firms impose a flat management or service fee on their customers.

How do you withdraw money from Aspiration?

You may only access your Cash Balance through your Aspiration Account. You cannot access or withdraw the Cash Balance by directly contacting the Priority List of Banks. Balances in the Cash Sweep Program can be liquidated on your order and the proceeds returned to your brokerage account or to you.

How long does it take Aspiration to deposit a check?

Onceyou'vebeen with us for 30 days, deposits are available within 1-2 business days. Checks submitted before 2pm PT will be processed that day. During your first 30 days as a customer, all check deposits are subject to a 5 business day hold.

Is aspiration spend a checking account?

Aspiration does not offer traditional checking or savings accounts, but customers can use its Spend & Save cash management account (CMA) for their day-to-day financial needs and transactions.

Is Aspiration a loan?

Online Loans

With an Aspiration Loan, you can get a little extra money before your next paycheck.

Can you overdraft Aspiration card?

No monthly fee for the basic Aspiration Save account and no overdraft fees. Welcome bonus of up to $200.

How do I get 200 spot me on Chime?

What is SpotMe?
  1. With SpotMe, you don't have to pay fees for certain transactions that overdraw your account. ...
  2. In order to be eligible for SpotMe, you need to receive a single direct deposit of at least $200. ...
  3. Your SpotMe limit will appear in your Chime mobile app once you receive your qualifying direct deposit.

How can I get $75 on Chime?

The easier way to meet this requirement, however, is to do an ACH push of $200 or more from an external bank into your Chime account. While the terms do say a direct deposit is required, in practice, an ACH push from almost any external bank account will trigger the direct deposit requirement and get you your bonus.

How do I get a 200 Chime?

When you're enrolled in SpotMe, you will be able to make debit card purchases that overdraft your account up to your limit. When we receive your next deposit, we will automatically apply it to your negative balance. No overdraft fees are applied. Ever.

Are aspirations legit?

Aspiration is totally legit but it's not a bank. Like most other online banking platforms, Aspiration is a financial technology company that partners with FDIC-member banks to hold and insure your money.

Does Aspiration work with Zelle?

Aspiration Review 2022

Joint accounts are available. You can set up Apple Pay, Google Pay or Samsung Pay. You can also link your account to third-party apps like PayPal, Venmo, Mint, Square Cash, Uber, Lyft, Acorns and Zelle.

Is Aspiration a credit or debit card?

Aspiration launched their very first credit card on Thursday, the Aspiration Zero Credit Card. This new card earns cash back on every purchase, but ultimately serves a much greater purpose that that. ... Aspiration is a digital bank with a larger mission than just making money.

How can I get free money for signing up?

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Does aspiration have referral bonus?

Aspiration will deposit a $50 bonus into your account when you use our link to create a new account, fund it with at least $10, and use your new debit card to spend $250 (bonus may take up to 8 weeks to post). You can refer your friends and family to earn up to $1500 per month!

Does Aspiration cash 3rd party checks?

*Endorsed third-party checks are not accepted for deposit into Spend & Save accounts at Aspiration. ... A check might look easy to use but there are actually quite a few rules to follow to make sure that it can be cashed or deposited without any issues.