To activate Google Pay (now Google Wallet) in Canada, download the Google Wallet app on an Android device (version 6+), sign in with your Google account, and select 'Add to Wallet' to input your credit or debit cards. Most major Canadian banks (RBC, TD, Amex, etc.) are supported, enabling contactless payments by unlocking your phone and holding it over the terminal.
Get the Google Pay app
Google Pay purchases are subject to current $250 limit for point-of-sale transactions. Certain transactions may not be completed outside of Canada and in-app availability may be limited. Certain merchants may set their limit under $250. Please check with the merchant about the limit before using Google Pay.
Activate Foreign Inward Remittances
The UPI linkage must be through an NRE or NRO account. Your international mobile number (the one you currently use abroad) must be linked to your NRE/NRO account with your bank. The verification SMS is sent to this linked number during setup.
Turn on UPI International
You can now use your BMO card with Google Pay for purchases in stores, online, or in apps where Google Pay is accepted. To use it, open the Google Wallet app.
Confirm phone number. Confirm that the number linked to your bank account matches the number that you use to send SMS. If you have a dual SIM phone: Make sure that you send the SMS with the number that's linked to your bank account.
Sign in to Google Pay. At the top, click Settings. Under "Payments profile," find "Country/Region."
Google Pay is accepted at more places than you think. Millions, in fact. It works in select supermarkets, pharmacies, restaurants, clothing stores, gas stations, beauty shops, and other retailers that accept mobile payments. See a list of major stores that accept Google Pay.
Paytm: Wide range of services including wallet, UPI, payments, and investments. Slightly higher app clutter and notifications. Key Takeaway: Google Pay is ideal for simplicity, PhonePe for comprehensive features, and Paytm for those who prefer wallet integration along with payments.
UPI set up process for NRIs
To set up UPI for your NRE or NRO account, you must follow the steps below: Choose a UPI app: You can choose any of several UPI app options. The most popular ones are BHIM UPI, Google Pay, and PhonePe.
It uses USSD (Unstructured Supplementary Service Data) technology, which works on basic phones too. This service helps people across India do banking just by dialling *99# from their mobile.
UPI can be activated abroad by linking a bank account with a UPI app, registering a mobile number, and setting up a PIN. Transactions require recipient details and authentication. Secure UPI payments simplify financial transactions overseas.
How do I pay with Google Wallet? Set up your Android phone for easy contactless payments. Just add your credit or debit cards to get started. When you're ready to pay, unlock your phone, hold it near the reader and look for the check mark to know your payment has been accepted.
Open Google Wallet app using a shortcut and hold it near the reader: Some phones offer shortcuts to the Wallet app, like quick settings or the lock screen. Learn how to open Google Wallet. For Pixel 8 phones or newer, set up a shortcut to double press the power button.