How to calculate annual rate of return over multiple years?

Asked by: Xavier Becker  |  Last update: June 25, 2025
Score: 5/5 (31 votes)

[ Annual Return = (ending value / beginning value)^(1 / number of years) – 1 ] When we know the annual return but not the total return, we can calculate total return by adding one to the annual return rate and raising it to the power of the number of years of the investment period.

How do you calculate annual growth rate over multiple years?

Divide the value of an investment at the end of the period by its value at the beginning of that period. Raise the result to an exponent of one divided by the number of years. Subtract one from the subsequent result. Multiply by 100 to convert the answer into a percentage.

How to annualize a return over 3 years?

For example, if an investor invested $20,000 and receives $25,000 at the end of three years, the investment provided a total return of (25,000 – 20,000) / 20,000 = 0.25 (i.e., 25%). However, it does not consider the period of three years that the investor dedicated to the security.

How do you calculate the annual rate of return over 5 years?

Calculate your return on investment (RO!) by subtracting the initial cost of your investment from its final value. Divide the result by the overall cost of the investment, adding in fees, commissions, and mark-ups. Multiply this result by 100 to get a percentage.

How to calculate annual rate of return over multiple years in Excel?

Calculating Annualized Return with XIRR
  1. List your cash flows: Include all investments and returns, with investments as negative values and returns as positive.
  2. List the corresponding dates: Ensure that each cash flow has a corresponding date in the same order.
  3. Use the XIRR function: The syntax is =XIRR(values, dates) .

Annualized Rate of Return Formula in Excel

23 related questions found

How do you calculate rate of return over several years?

[ Annual Return = (ending value / beginning value)^(1 / number of years) – 1 ] When we know the annual return but not the total return, we can calculate total return by adding one to the annual return rate and raising it to the power of the number of years of the investment period.

How do I calculate ROI for multiple years in Excel?

This is displayed as a percentage, and the calculation would be: ROI = (Ending value / Starting value) ^ (1 / Number of years) -1. To figure out the number of years, you'd subtract your starting date from your ending date, then divide by 365.

How do you calculate ROI over 5 years?

ROI Formula
  1. ROI = Net Income / Cost of Investment.
  2. ROI = Investment Gain / Investment Base.
  3. ROI Formula: = [(Ending Value / Beginning Value) ^ (1 / # of Years)] – 1.
  4. Regular = ($15.20 – $12.50) / $12.50 = 21.6%
  5. Annualized = [($15.20 / $12.50) ^ (1 / ((Aug 24 – Jan 1)/365) )] -1 = 35.5%

What is the formula for annual rate of return?

Example of calculating annualized return

To calculate the total return rate (which is needed to calculate the annualized return), the investor will perform the following formula: (ending value - beginning value) / beginning value, or (5000 - 2000) / 2000 = 1.5. This gives the investor a total return rate of 1.5.

How do you calculate average return over 5 years?

Average Return Example

For instance, suppose an investment returns the following annually over a period of five full years: 10%, 15%, 10%, 0%, and 5%. To calculate the average return for the investment over this five-year period, the five annual returns are added together and then divided by 5.

How do you calculate return on investment over 3 years?

ROI is calculated by subtracting the initial cost of the investment from its final value, then dividing this new number by the cost of the investment, and finally, multiplying it by 100.

What is a 5 year annualized return?

The return over five years, expressed in yearly figures. For example a fund that has returned 50% over five years has a 5 year annualised return of 10%.

How to calculate cumulative return in Excel?

In excel, the formula is product((year1. month1 return+1):(yearn. monthn return+1)) -1.

How do you calculate growth over 3 years?

To calculate the average growth rate of your company, you first need to divide the present by the past value, then multiply that number by 1/N (where N is the number of years). Finally, subtract the result by 1, and you'll get the average growth rate.

How to calculate annual growth rate over multiple years in Excel?

Calculating CAGR in Excel
  1. Gather your Start and End Values. Start Value: $1,000. ...
  2. Calculate the Number of Periods. Periods are the # of years between the start and end dates. ...
  3. Plug in the values to our CAGR formula. CAGR = (1,330 / 1,000)^(1/3) – 1.
  4. Enter the formula in Excel. ...
  5. Format the result as a percentage.

How to calculate percentage change over multiple years?

To find the percent change, you first subtract the earlier index value from the later one, then divide that difference by the earlier index value, and finally multiply the result by 100.

How do you calculate real annual rate of return?

  1. The real rate of return is calculated by subtracting the inflation rate from the nominal interest rate. ...
  2. Interest rates can be expressed in two ways: as nominal rates, or as real rates. ...
  3. An example of the potential gap between nominal and real rates of return occurred in the late 1970s and early 1980s.

What is the effective annual rate formula?

How do you calculate effective annual rate? The formula for EAR is: EAR = (1 + i/n)^n - 1 where i is the stated interest rate as a decimal and n is the number of interest payments per year.

What is the formula for the annual rate of return?

Subtract the initial investment you made at the beginning of the year (“beginning of year price” or “BYP”) from the amount of money you gained or lost at the end of the year (“end of year price” or “EYP.”)2. Divide the difference by the initial investment. Multiply the number by 100 to get the percentage.

What is the easy formula for ROI?

The basic formula for ROI is: ROI = Net Profit / Total Investment * 100. Keep in mind that if you have a net loss on your investment, the ROI will be negative. Shareholders can evaluate the ROI of their stock holding by using this formula: ROI = (Net Income + (Current Value - Original Value)) / Original Value * 100.

How to calculate rate of return in Excel?

Calculating ROI is simple, both on paper and in Excel. In Excel, you enter how much the investment made or lost and its initial cost in separate cells, then, in another cell, ask Excel to divide the two figures (=cellname/cellname) and give you a percentage.

How do you calculate ROI over multiple years?

Calculating ROI

The ROI is calculated by dividing the actual profit by the total investment amount and multiplying the result by 100. The resulting number is the percentage by which profit increased or decreased as a result of the investment.

How do you calculate ROI after 5 years?

You have the initial value of the investment as Rs 30 lakh and the final value of the investment as Rs 50 lakh. You have held the investment for five years. The holding period is five years. Annualised Return = 50,00,000 – 30,00,000 / 30,00,000 * 100 * (1/5) Annualised Return = 13.33%.

How do you calculate multiple years of interest?

Use the formula A=P(1+r/n)^nt. For example, say you deposit $5,000 in a savings account that earns a 5% annual interest rate and compounds monthly. You would calculate A = $5,000(1 + 0.00416667/12)^(12 x 1), and your ending balance would be $5,255.81.