How to calculate rate of return?

Asked by: Devonte Mante MD  |  Last update: December 22, 2025
Score: 4.6/5 (15 votes)

There must be two values that are known to calculate the rate of return; the current value of the investment and the original value. To calculate the rate of return subtract the original value from the current value, divide the difference by the original value, then multiply by 100.

What is the formula for the simple rate of return?

Calculate Simple Rate of Return

Take your annual net income and divide it by the initial cost of the investment. In this case, a $37,000 net operating income divided by $200,000 leaves you with a simple rate of return of 18.5 percent.

How do you calculate real rate of return?

  1. The real rate of return is calculated by subtracting the inflation rate from the nominal interest rate. ...
  2. Interest rates can be expressed in two ways: as nominal rates, or as real rates. ...
  3. An example of the potential gap between nominal and real rates of return occurred in the late 1970s and early 1980s.

What is the ROI formula?

How do you calculate ROI? Traditionally, ROI is calculated by dividing the net income from an investment by the original cost of the investment, the result of which is expressed as a percentage using the following formula. ROI = net income ÷ cost of investment × 100.

How do you calculate the percentage of return?

To calculate your return rate, divide the number of units returned by the number of units sold, multiplying the product by 100 to find your percentage.
  1. (Units Returned ÷ Units Sold) x 100 = Return-Rate-Percentage%
  2. (10 ÷ 100) x 100 = 10%

🔴 3 Minutes! Internal Rate of Return IRR Explained with Internal Rate of Return Example

39 related questions found

How do you calculate rate of return?

There must be two values that are known to calculate the rate of return; the current value of the investment and the original value. To calculate the rate of return subtract the original value from the current value, divide the difference by the original value, then multiply by 100.

What is the rate of return on a security that costs $1000 and returns $2000 after 5 years?

Answer and Explanation:

The calculated value of the rate of return is 14.87%.

What is the formula for the average rate of return?

Divide the average annual profit by the investment or asset's initial cost. Multiply the resulting decimal figure by 100 to see ARR in a percentage format.

Is there an Excel formula for ROI?

Calculating ROI is simple, both on paper and in Excel. In Excel, you enter how much the investment made or lost and its initial cost in separate cells, then, in another cell, ask Excel to divide the two figures (=cellname/cellname) and give you a percentage. Harvard Business School.

How to get 10% return on investment?

HOW TO EARN A 10% ROI: TEN PROVEN WAYS
  1. Paying Off Debts Is Similar to Investing. ...
  2. Stock Trading on a Short-Term Basis. ...
  3. Art and Similar Collectibles Might Help You Diversify Your Portfolio. ...
  4. Junk Bonds. ...
  5. Master Limited Partnerships (MLPs) ...
  6. Investing in Real Estate. ...
  7. Long-Term Investments in Stocks. ...
  8. Creating Your Own Company.

How to calculate normal rate of return?

Calculate the rate of return: Use the formula: [(Current Value−Initial Value)/Initial Value​] × 100. Consistent holding period: Ensure the holding period is consistent for all investments to accurately compare performance.

What is the formula for total return?

The total return of an investment includes both the capital gains and the income that it generates. As a strategy, the total return approach involves producing the highest possible return on investment. To put it simply, total return = (ending value – starting value) + earnings in that period.

Is ROI calculated before or after taxes?

The small business can, thus, calculate its ROI simply by dividing its after-tax income by its net worth (the residue after total liabilities are deducted from total assets on the balance sheet) or can use net worth plus long-term debt.

What is the formula for the true rate of return?

The real rate of return for an investment is the nominal rate discounted to account for inflation and its effect on purchasing power. The nominal rate is the investment's unadjusted annual growth rate. The formula for the real rate of return is: (1 + nominal rate) ÷ (1 + inflation rate) - 1.

How to calculate returns?

Annualised return can be calculated with the following formula: End Value – Beginning Value/Beginning Value * 100 * (1/holding period of the investment) For example, you had bought a house for 30 lakh in January 2010 and sold it for Rs 50 lakh in January 2020.

What is a fair percentage for an investor?

A fair percentage for an investor will depend on a variety of factors, including the type of investment, the level of risk, and the expected return. For equity investments, a fair percentage for an investor is typically between 10% and 25%.

How to calculate ROI formula?

ROI Formula
  1. ROI = Net Income / Cost of Investment.
  2. ROI = Investment Gain / Investment Base.
  3. ROI Formula: = [(Ending Value / Beginning Value) ^ (1 / # of Years)] – 1.
  4. Regular = ($15.20 – $12.50) / $12.50 = 21.6%
  5. Annualized = [($15.20 / $12.50) ^ (1 / ((Aug 24 – Jan 1)/365) )] -1 = 35.5%

What is the best formula for ROI?

Return on investment (ROI) is an approximate measure of an investment's profitability. ROI is calculated by subtracting the initial cost of the investment from its final value, then dividing this new number by the cost of the investment, and finally, multiplying it by 100.

How do I find the rate of return?

How do you calculate the rate of return? The rate of return is simply the percentage change in value over a period of time. It's calculated by subtracting the initial investment from its final value, then dividing that number by the initial amount invested. It's then multiplied by 100 to get a percentage.

How do you calculate rate of return in accounting?

ARR = Average Annual Profit / Average Investment

Where: Average Annual Profit = Total profit over Investment Period / Number of Years. Average Investment = (Book Value at Year 1 + Book Value at End of Useful Life) / 2.

How do you calculate mean rate of return?

Mean returns are calculated by adding the product of all possible return probabilities and returns and placing them against the weighted average of the sum.

What is 20% IRR over 5 years?

In other words, if you are provided an IRR of 20% and asked to determine the proceeds achieved in year 5, the result is simple: Your investment will grow by 20% for 5 years. This works out to 2.49.

How to calculate ROI in months?

Take the ending balance and either add back net withdrawals or subtract out net deposits during the period. Then, divide the result by the starting balance at the beginning of the month. Subtract 1 and multiply by 100, and you'll have the percentage gain or loss that corresponds to your monthly return.

What is the rate of return if a $10000 investment earns interest of $500 in one year?

Answer: If a $10,000 investment earns an interest of $500 in one year, the rate of return is 5%.