To change Apple Pay settings on an iPhone, navigate to Settings > Wallet & Apple Pay. Here, you can change your default card by tapping "Default Card," add new cards, update billing/contact information under "Transaction Defaults," and toggle settings like Express Transit or double-click functionality.
Go to the Settings app on your iPhone. Tap Wallet & Apple Pay, then tap Apple Pay Defaults. Set any of the following: Transaction defaults: Set the default card, your shipping address, email, and phone number.
To change these settings, choose Apple menu > System Settings, then click Wallet & Apple Pay in the sidebar. (You may need to scroll down.) You can add a card using your computer's camera or by typing the card information. Click Add Card, then follow the onscreen instructions.
When the 'Edit' button is greyed out in your Apple account payment section, ensure you are signed in with the correct Apple ID. Check for any active subscriptions or unpaid balances that may restrict changes. Try updating payment info via a different device or through the Apple ID website.
Go to Settings > Wallet & Apple Pay. Tap 'Default Card'. Choose a new card.
To choose a default payment app (for tap-to-pay), go to your phone's Settings, search for "NFC" or "Contactless Payments," and then select your preferred app (like Google Wallet or Samsung Wallet) from the list; on iPhone, it's done within the Wallet & Apple Pay settings by holding and reordering your cards or setting a default in Settings. The exact path varies slightly by device (Samsung, Pixel, iPhone) but always involves finding the NFC/Contactless settings to assign the default app or card.
Go to Settings > Wallet & Apple Pay, then tap Apple Cash. Choose to automatically or manually accept payments. If you choose Manually Accept Payments, you have 7 days to accept a payment before it's returned to the sender.
How to edit your payment method
If there's an issue, change your payment method
Tap your name. Tap Payment & Shipping. You might be asked to sign in with your Apple Account. Tap Add Payment Method, enter the new payment method, then tap Done.
Learn how to remove a payment method. If you can't remove it, you might need to cancel subscriptions, turn off purchase sharing, or pay an unpaid balance.
Note: If you can't add your card, it may not be supported by Apple Pay, or your issuer may need to approve it first. Contact your bank or card issuer, or see the Apple Support article If you can't add a card to Apple Wallet to use with Apple Pay.
No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function.
Enable In-App Purchase for iOS Device
How can I update my personal information on Apple Pay?
If the card is valid and the terminal is running but Apple Pay still won't work, try choosing the card manually:
To activate Apple Pay, you usually double-click the side button (for Face ID iPhones) or double-click the home button (for Touch ID iPhones) to bring up your default card, then authenticate with Face ID, Touch ID, or your passcode, and hold the top of your phone near the contactless reader. For Apple Watch, double-click the side button and hold the watch face to the reader.
How to change the default card for Apple Pay on your iPhone
Troubleshooting on iPhone
Open the Wallet app, then tap your Apple Cash card. Tap the More button , then tap Card Details. Tap Manually Accept Payments or Automatically Accept Payments.
To update an expired credit card in Apple Wallet, you usually remove the old card and add the new one, as the expiration date often doesn't update automatically unless your bank supports it; open the Wallet app, select the expired card, tap the dots/More button, choose Remove Card, then tap the Add (+) button to add your new physical card details.
No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function.
If you operate an in-person POS, this means that many transactions require manual input. Whether it's taking cash and counting out the change, accepting checks, or reconciling invoices, these are examples of manual payments. By contrast, automated payments don't require any input from the vendor.