How to convert CAGR to annual growth rate?

Asked by: Dr. Hassan Weber PhD  |  Last update: June 23, 2025
Score: 4.8/5 (34 votes)

Likewise, when you know the rate per compound period (r) and the number of compound periods per year (n), you can calculate the effective annual rate using APY = CAGR = (1+r)^n-1.

How do you calculate annual growth rate from CAGR?

To calculate the compounded annual growth rate on investment, use the CAGR calculation formula and perform the following steps:
  1. Divide the investment value at the end of the period by the initial value.
  2. Increase the result to the power of one divided by the tenure of the investment in years.
  3. Subtract one from the total.

Is CAGR the same as annualized growth rate?

While they're similar, AAGR and CAGR are different metrics. AAGR provides the numerical average of annual growth rates. On the other hand, CAGR is the average compounded growth rate for the set duration of time.

What does 20% CAGR mean?

CAGR is a simple metric that measures the average rate of growth of a sum, be that a figure like sales or an investment, over any number of periods. It's easy to picture visually: In Example 1 above, a $1.00 investment grows by 20% for three years to a value of $1.73. The CAGR is 20%.

What does a 10% CAGR mean?

For example, if you invested Rs 1,000 in a particular mutual fund, it grew at a CAGR of 10% over five years. It means that, on average, your investment would have increased by 10% each year. However, the actual growth in each year may vary.

Investment Performance: Average vs. CAGR

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How to calculate a growth rate?

To calculate the percentage growth rate, use the basic growth rate formula: subtract the original from the new value and divide the results by the original value. To turn that into a percent increase, multiply the results by 100.

How to calculate CAGR growth in Excel?

Calculating CAGR in Excel
  1. Gather your Start and End Values. Start Value: $1,000. ...
  2. Calculate the Number of Periods. Periods are the # of years between the start and end dates. ...
  3. Plug in the values to our CAGR formula. CAGR = (1,330 / 1,000)^(1/3) – 1.
  4. Enter the formula in Excel. ...
  5. Format the result as a percentage.

What CAGR is doubling in 5 years?

If your business is growing at a rate of 15% per year it will double in size in 5 years (4.8 to be exact). At 30% growth, your company will double in size in 2.4 years. At 5% growth, you've got a 14.4-year journey ahead of you.

What is CAGR for dummies?

What Is the Compound Annual Growth Rate (CAGR)? The compound annual growth rate is the rate of return that an investment would need to have every year in order to grow from its beginning balance to its ending balance, over a given time interval.

What is the formula for average annual growth rate?

Annual Average Growth Rate = [(Growth Rate)y + (Growth Rate)y+1 + … (Growth Rate)y+n] / N. Where: Growth Rate (y) – Growth rate in year 1.

How to annualise growth rate?

Consider using the below steps to calculate the average annual growth rate:
  1. Write out the formula. ...
  2. Identify the ending and beginning value. ...
  3. Divide the ending value by the beginning value. ...
  4. Subtract the new value by one. ...
  5. Use the decimal to find the annual growth percentage.

Can I use CAGR to forecast?

If not, adjustments to the assumptions might be necessary. Forecast Using CAGR ➝ The CAGR metric can also be used to directly forecast the future value (FV) of an asset, which we will elaborate upon shortly.

What is the formula for growth rate in Excel?

Using Growth Rate Formula in Excel

To calculate the growth rate in Microsoft Excel, use the formula: =(B3-B2)/B2 for annualized yield rate or =AVERAGE(C3:C20) for the average growth rate. Replace 20 with the last cell of your data.

What is the difference between growth rate and CAGR?

Unlike the growth rate, which merely examines the percentage change in an investment's Value over a set period, CAGR provides a more nuanced insight. CAGR assesses and compares investments by calculating the average annual growth rate over a period, capturing the compounding impact for a comprehensive view.

How do you calculate annual real growth rate?

To calculate the growth rate for both nominal and real GDP, two data years are needed. The GDP of year 2 is divided by the GDP of year 1 and the answer is subtracted by one. That is, Growth Rate = (GDP_Year2/ GDP_Year 1) - 1.

How do you calculate annual growth rate in revenues?

Determining the growth rate over a one-year period is straightforward; you simply take the sales difference, divide it by the starting revenue total, and multiply the result by 100. The math is slightly more complicated for a three-year period, but below, we'll outline the entire calculation.

How to calculate annual growth rate over multiple years?

How to calculate the annual growth rate formula
  1. Find the ending value of the amount you are averaging. ...
  2. Find the beginning value of the amount you are averaging. ...
  3. Divide the ending value by the beginning value. ...
  4. Subtract the new value by one. ...
  5. Use the decimal to find the percentage of annual growth.

What is CAGR formula?

CAGR = (End value/ Beginning value) ^1/n -1

While the total NAV value remained Rs. 1,000 for the first year, it increased to Rs. 1,100 in the second year. Upon maturity of this fund, the final NAV stood at Rs.

Is CAGR the same as annualized return?

What is CAGR? CAGR, or Compound Annual Growth Rate, measures the rate of return of an investment over a certain period, in percentage terms. In other words, CAGR is the imaginary growth rate at which an investment is expected to grow steadily on an annually compounded basis. CAGR is also known as an annualised return.

What is the formula for calculating growth rate?

The formula is Growth rate = (Current value / Previous value) x 1/N - 1. Subtract the previous value from the current value: Get the difference between the previous and current values by subtracting the previous value from the current one. The formula is Current value - Previous value = Difference.

Is there a CAGR formula in Excel?

Calculating CAGR in Excel can be quickly done using the RRI function. This function is specifically designed to calculate the equivalent interest rate that represents the growth of an investment over a set period.

How to calculate compounded growth rate?

The CAGR formula is equal to (Ending Value/Beginning Value) ^ (1/No. of Periods) – 1.

How to calculate CAGR manually?

  1. You may calculate CAGR using the formula: CAGR = (Ending Investment Value) / (Beginning Investment Value) ^ (1/n) -1. ...
  2. You may calculate CAGR using the ClearTax CAGR Calculator. ...
  3. CAGR shows you the smoothened average annual return earned by your investment each year.

How do I show CAGR on Excel chart?

Click CAGR Arrow in the Charts drop-down menu. Select the start and end positions of the CAGR arrows using the dropdown menus and click the plus sign to add more. Click Apply when you're done.

What is the reverse CAGR formula?

Reverse CAGR Formula

The ending value is calculated as the beginning value multiplied by one plus the CAGR, all raised to the power of the number of years. The Reverse Compound Annual Growth Rate (RCAGR) is a tool designed to help you estimate the potential growth of your investments over time.