To pay contactlessly with your phone, activate NFC in your device settings, open Google Wallet (Android) or Apple Wallet (iOS), and add a credit/debit card. At checkout, unlock your phone and hold the back of it near the contactless terminal symbol until a beep or vibration confirms payment.
You have two ways to pay contactless in a shop: Unlock your phone and hold it near the reader: You can tap the terminal when your phone is unlocked, even when the Google Wallet app is not open. If prompted, use your Android screen lock to verify the payment.
You can check for NFC settings on your Samsung Android device by looking in the settings app > connections > tap NFC and contactless payments. If you see an option for NFC there, your device is enabled to make NFC payments.
Hold your Android device near the card reader and wait for the checkmark. Pay with your default card or select another.
To set up Tap to Pay on iPhone, enable it in the payment app of your choice. To accept a payment, open the app, enter the amount, and present your iPhone to your customer. To pay, the customer holds their card horizontally or places their device directly over the payment symbol.
How to set up Tap to Pay on your Android device?
Yes, you can tap a card on an iPhone, both to pay using Apple Pay (by holding your iPhone near a reader) and for businesses to accept payments via the "Tap to Pay on iPhone" feature (where a customer taps their card or digital wallet on the merchant's iPhone). You use your iPhone like a contactless card in stores by double-clicking the side button (Face ID) or home button (Touch ID) and tapping the top of your phone to the reader, or you can use it to accept payments from customers with compatible apps.
Any Android device on version 9.0 or higher, that has near field communication or 'NFC' technology, is compatible with Google Pay. By choosing 'Settings' then 'Connections' on your Android device, you can check if you have an 'NFC and contactless payments' option.
To turn on NFC, swipe down for Quick Settings on Android and tap the NFC icon, or go to Settings > Connections > NFC; on iPhone, NFC for payments is always on, but for tag reading, use the Shortcuts app to create a Personal Automation with the NFC trigger.
Look for the symbol with four curved lines that get larger from left to right. This symbol, found on the front or back of your card, resembles the Wi-Fi icon. Our cards now come with contactless functionality as standard.
To make contactless payments, make sure to meet these requirements:
Unlock your phone and wave a contactless payment card or an NFC tag over it to see if anything happens. Try a tester app. Apps are available that can test if your handset is NFC capable. NFC Check by Tapkey is one such app for Android devices.
With Tap to Pay on iPhone, customers' payment data is protected by the same technology that makes Apple Pay private and secure. All transactions made using Tap to Pay on iPhone are encrypted and processed using the Secure Element and, as with Apple Pay, Apple doesn't know what's being purchased or who is buying it.
Ensure contactless setting is enabled in the card issuing bank's application. On your mobile device, go to “Settings.” If NFC isn't already turned on your device, make sure to turn it on. Before tapping to pay, ensure that your phone must be unlocked.
Point of Sale app
Select Tap to Pay and hold the card or contactless payment device to the back of your Android device. You'll hear an audible beep once the payment is accepted, signifying a successful transaction.
Check for call forwarding
Phone tapping sometimes involves call forwarding, where incoming calls are silently redirected to another number. Dialing MMI codes like *#62# or checking call settings can reveal whether calls are being diverted. If call forwarding is detected, you can disable it – instructions below.
Pay with your default card on an iPhone with Face ID
Download the TAP App. the "Cards" tab on the bottom and then the "Add Card" Icon on the upper left-hand corner. Select "Add a TAP Card to Apple Wallet" (or Google Wallet if you have an Android).
If your mobile device is compatible:
You can pay with Google Wallet wherever you find the contactless or Google Pay symbols on the payment terminal screen or cash register.
No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function.