How to increase PhonePe number of transaction limit per day?

Asked by: Xander Orn  |  Last update: July 19, 2026
Score: 4.7/5 (63 votes)

To increase your PhonePe daily transaction limit, you must complete Full KYC, which can raise wallet limits up to ₹100,000 monthly, and contact your bank to increase UPI limits, which are typically capped at ₹1 lakh per day by NPCI. Using a Verified Business Profile or multiple bank accounts also helps.

How to increase daily transaction limit in PhonePe?

How to Increase PhonePe Limit?

  1. Visit the PhonePe app, go to the settings and navigate to the KYC section to complete the KYC verification by providing the required documents.
  2. Link the bank account to your PhonePe account.
  3. Request the bank increase the transfer limit.

What is the maximum number of transactions in PhonePe per day?

The PhonePe UPI transaction limit per day is ₹1 lakh (₹100,000) for all users. In 24 hours, you can send money only 20 times on Phonepe. This means that you can transfer up to ₹1 lakh in a single day, which can be broken into a total of 20 transactions each day.

Can I increase my daily transaction limit?

Visit your bank branch. Request the staff to increase your UPI daily transaction limit.

Can we transfer 8 lakhs through PhonePe?

Daily Limit on PhonePe Transactions

1: For every user, the daily limit for PhonePe UPI transactions is ₹1 lakh (₹100,000). 2: You can only send money on Phonepe a maximum of 20 times in a 24-hour period. With 20 transactions per day, you may transfer up to ₹1 lakh in a single day.

Phonepe Transaction Limit Kaise Badhaye 2025 | How To Increase Phonepe Transaction Limit

37 related questions found

How to remove PhonePe limit?

How to Increase PhonePe Transaction Limit?

  1. Complete Full KYC. To increase limit: Minimum KYC: This allows daily transactions up to ₹10,000. ...
  2. Contact Your Bank. To increase limit: Contact Your Bank: Reach out to your bank's customer service or visit a branch to request an increase.

How to increase UPI limit?

Note: The transaction limits for UPI are set and standardised by the National Payments Corporation of India (NPCI) that governing body for UPI. Since these limits are set by the government, users cannot increase or make changes to the UPI limit. Users must adhere to the daily transaction limit guidelines.

How do I increase my daily e-transfer limit?

For a temporary increase to your Interac e-Transfer limit, give us a call at 1-800-472-6842. To make a permanent change to your limits, please visit your home branch. If you're unsure which branch is your home branch, you can find its address at the top of your statements.

Can I transfer 2 lakh UPI?

The standard daily UPI transaction limit is ₹1 lakh (one lakh), as set by the National Payments Corporation of India (NPCI). Therefore, a standard transfer of ₹2 lakh in a single day is generally not possible.

How do I transfer money if my daily limit exceeded?

My bank account has a transfer limit. How can I transfer the full amount?

  1. Another immediate family member can make payment for you, then you can enter their PAN number under Payer Information.
  2. Use another payment method besides bank transfer in INR. E.g. card payment/ International Bank Transfer.

Can NRI use PhonePe?

Download PhonePe, connect your NRE or NRO account to your overseas number, and you're ready to make secure UPI payments in minutes, no matter where you are. Download PhonePe, connect your NRE or NRO account to your overseas number, and you're ready to make secure UPI payments in minutes, no matter where you are.

How do I check my UPI limit per day?

To check this limit: Through UPI Apps: Look for the "Bank Account" or "Payment Methods" section in your UPI app (Google Pay, PhonePe, etc.) and look for per-day limit details. Bank's Mobile App: You can find your per-day limit under the UPI section in your bank's app.

Is PhonePe safe for large transfers?

PhonePe Security - Every Payment is Protected on PhonePe. That's why we have an advanced security infrastructure to keep your transactions safe. We do what it takes to earn the trust that you and 65+ crore* Indians have placed in us.

What is the limit per day or 24 hours for PhonePe?

PhonePe transaction limit per day is ₹1,00,000 with a maximum of 20 UPI transfers within 24 hours. These limits are set by NPCI and may vary depending on your bank and account type. Completing full KYC or contacting your bank can help increase your limits for smoother transactions.

How to set up UPI for nri?

How NRIs can set up UPI payments

  1. Ensure you have an NRE/NRO account with an Indian bank that supports UPI transactions.
  2. Register your international mobile number with your bank. ...
  3. Download a UPI-enabled app such as PhonePe, Paytm, or the IDFC FIRST Bank mobile app.

What is the new UPI limit per day 2025?

The UPI daily limit is set at ₹1,00,000 per day for standard transactions, as established by NPCI regulations. This means: Maximum daily transfer: ₹1 lakh across all UPI transactions. Limit applies to both Person-to-Person (P2P) and Person-to-Merchant (P2M) payments.

Can I transfer 2 lakhs in one day?

The overall daily limit for IMPS transfers is Rs. 5,00,000. Additionally, for a newly activated beneficiary, a total of Rs. 5,00,000 can be transferred during the first four days.

What is the GPay limit per day?

The Google Pay transaction limit per day remains Rs. 1,00,000 for most banks with a maximum of 20 transactions allowed per day. Additionally, Google Pay limits vary based on your bank and transaction type (e.g. P2P, merchant, or capital market transactions).

How to increase transfer limits?

Online: To modify your Third Party Transfer Limit, just login to NetBanking and follow these simple steps: Click on the Funds Transfer tab, select "Modify TPT Limit"/"Customize Transfer Limit" & set the amount to your desired transfer limit(maximum up to Rs 50,00,000).

How do I increase my daily limit on my bank account?

1. Call your bank to ask for a daily limit change. Contact your bank to see if it will increase your daily debit card limit on signature and PIN-based purchases.

How do I increase my daily transfer limit with Move bank?

How can I increase my daily transfer limit? To raise your daily account limit, give us a call on 1300 362 216 during business hours. Depending on the amount being increased, we may require additional ID verification for security purposes.

Can I transfer 1 lakh through Gpay and 1 lakh through PhonePe?

1 lakh (Rs 100,000) daily for all users. This limit applies to both P2P and P2M transactions. The PhonePe UPI transaction limit is set by the National Payments Corporation of India (NPCI).

How to solve UPI limit exceeded?

If you have exceeded the UPI limit, it means you have likely hit the daily maximum of ₹1,00,000 or the maximum number of transactions (usually 10 to 20, depending on the bank). The most straightforward solution is to wait for the limit to reset, which typically happens after 24 hours.

Which UPI app has more limits?

This limit is generally ₹1,00,000 (One lakh Indian Rupees) across many platforms. For instance, the Paytm UPI app maintains this daily transaction limit of ₹1,00,000 for users, ensuring high-value transfers are supported according to regulatory guidelines.