To use a virtual card on an iPhone, add it to the Apple Wallet app via the "+" button, or generate a virtual Apple Cash card in Wallet settings (iOS 17.4+) to use with Apple Pay online and in stores. For online shopping, select the card in Apple Pay or use Safari AutoFill; for in-store, double-click the side button and hold the iPhone near the terminal.
On iPhone
Turn on a virtual card on the Google Wallet website
To use a virtual card in a store, first add it to your digital wallet (Apple Pay, Google Pay) by entering the details, then use your phone's tap-to-pay (NFC) at checkout; alternatively, some merchants allow manually typing the virtual card number and security code into the POS terminal. The most common method is linking to a digital wallet for secure tap-to-pay at modern terminals that support it, providing enhanced security over traditional cards.
Pay with your default card on an iPhone with Face ID
You have 2 ways to tap to pay in a store: Unlock your phone and hold it near the reader: You can tap the terminal when your phone is unlocked, even when the Google Wallet app is not open. If prompted, use your Android screen lock to verify the payment.
Activate your virtual debit and credit card in our app to pay online, in-store, in-app or with Scan to Pay. It's free and secure. Your virtual card is the ultimate in digital convenience, and it's waiting for you on our app. It's specially designed for safer online shopping and scan to pay purchases.
Yes, you can use a virtual card in stores, primarily by adding it to a digital wallet like Apple Pay or Google Pay for contactless tap-to-pay, or sometimes by manually entering the card number at the reader if the retailer supports it, though they're generally designed for online use and may not work for swiping or inserting like physical cards.
Make quick and easy purchases by adding your Virtual Debit Card to your mobile wallet (Tap to Pay). Enjoy the convenience of making secure online purchases without the hassle of entering card information each time.
Using Your Digital Wallet
Look for a symbol at the checkout counter that indicates your digital wallet is accepted. Then, open your digital wallet app, select the card you want to use, and hold your phone near the payment terminal. You'll either need to enter your PIN or use your fingerprint to confirm the payment.
Your digital wallet (like Google Wallet for Android or Apple Wallet for iPhone) is usually found as an app on your phone, accessible by swiping down for quick settings or searching your apps, often with icons for cards, tickets, and IDs, ready for tap-to-pay when you double-click a button or use a quick access gesture.
Open the Google Wallet app on your Android device. Look for the option to add a new card. This is usually done by tapping the "Add Card" button within the app. Scan your virtual card using your phone's camera or enter the details manually as instructed by the app.
Yes, you can tap a card on an iPhone in two main ways: customers can tap their contactless cards/devices on a merchant's iPhone using Tap to Pay on iPhone (requiring an app like Square or Stripe), and users can tap their own iPhone (with Apple Pay loaded) on compatible readers to pay, by double-clicking the side/home button and holding the top of the phone near the symbol.
A virtual card is a digital version of your actual card, with a randomly generated number that replaces your actual card number. Your virtual card is shared with the merchant when you pay online or in-app with Google Chrome autofill to help keep your actual card information safe.
To use a virtual card at checkout, especially online, select it as the payment method and let your browser autofill the details, or manually enter the unique card number, expiration, and CVV generated by your bank; for in-store use, you typically add it to a digital wallet (like Apple Pay/Google Pay) and tap to pay at the contactless reader, if supported.
A virtual credit card is a card number that's tied to your traditional credit card account but isn't the same as the number on your physical card. This helps protect you from credit card fraud.
The 15/3 credit card payment method is a strategy to potentially boost your credit score by making two payments per billing cycle: one about 15 days before your statement closes (to lower reported utilization) and another around 3 days before the payment due date (to cover the rest and avoid late fees), though its actual impact on credit scoring is debated. It works by keeping your reported balance lower when the card issuer reports to bureaus, but experts note the specific timing isn't magical, and focusing on the reporting date is key.
Virtual cards don't have a PIN code.
Virtual credit cards are digital credit cards that function like physical credit cards—but without the plastic. Rather than providing the same card number to multiple vendors, companies can limit their exposure to potential fraud by generating different 16-digit card numbers and expiration dates for each transaction.
Connect your account to Wallet
No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function.