How will I know when my refund is deposited?

Asked by: Lew Crooks IV  |  Last update: January 23, 2026
Score: 4.7/5 (74 votes)

Tracking the status of a tax refund is easy with the Where's My Refund? tool. It's available anytime on IRS.gov or through the IRS2Go App. Taxpayers can start checking their refund status within 24 hours after an e-filed return is received.

How will I know if the refund has been deposited in my account?

Status of 'paid' refund, being paid other than through 'Refund Banker', can also be viewed at www.tin-nsdl.com by entering the 'PAN' and 'Assessment Year'. 'Refund paid' status is also being reflected in the 'Tax Credit Statements' in Form 26AS.

How do you know when the IRS has sent your refund?

tool on IRS.gov. Taxpayers can start checking their refund status within 24 hours after the IRS acknowledges receipt of the taxpayer's e-filed return. The tool also provides a personalized refund date after the return is processed and a refund is approved. Taxpayers can access the Where's My Refund?

What time should my refund be direct deposited?

While a person can choose direct deposit whether they file their taxes on paper or electronically, a taxpayer who e-files will typically see their refund in less than 21 days.

How long does a refund take to be deposited?

If you file a complete and accurate paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit.

How long does it take for tax refund to show in bank account after approved?

32 related questions found

How long does a deposit refund take?

It's best to write or email when you ask for your deposit back - if you do, you'll have a record of when you asked for it. If you and your landlord or letting agent agree how much you should get back, you'll usually get the money within a couple of weeks.

How do I know when my refund will be deposited?

Tracking the status of a tax refund is easy with the Where's My Refund? tool. It's available anytime on IRS.gov or through the IRS2Go App. Taxpayers can start checking their refund status within 24 hours after an e-filed return is received.

How long after IRS sends a refund to bank will I get it?

If you e-filed your return and chose direct deposit to receive your refund, you'll usually receive your refund in 8-15 days. However, you should allow an extra 1-5 business days for your bank to process the funds. If you chose the Refund Transfer option, the refund will come from the Axos Bank®, not the IRS.

At what time does direct deposit hit?

Direct deposit is usually processed before 9 am on your scheduled payday. If a payday falls on a weekend or holiday, the deposit may be delayed to the next business day, or your employer may schedule it so it occurs early.

What time does a refund go into the bank?

Refunds for bank transfers

Generally, a bank transfer takes between 0–3 working days to appear back in your account.

How long before I can see my refund status?

Your refund status will appear around: 24 hours after you e-file a current-year return. 3 or 4 days after you e-file a prior-year return. 4 weeks after you file a paper return.

Can I get my tax refund early?

If you'd rather get your refund cash now, you can turn to a tax refund loan (also known as a refund advance loan). This is a short-term loan you can take against a portion of your estimated tax refund, and it's typically offered by your tax preparation service right after you file.

Why has my refund been accepted but not approved?

If a taxpayer receives the status update that their tax return was accepted but not approved, this means that the IRS has received their tax return, but they have not yet evaluated the information. Therefore, the taxpayer must wait to see if more action is required.

How do I know if my refund is issued?

Step 1: Go to the e-Filing portal homepage.
  1. Step 2: Enter the user ID and password.
  2. Step 3: Go to e-File tab > Income Tax Returns > View Filed Returns.
  3. Step 4: Now you can check the refund status for the desired Assessment year.
  4. Status 1: When refund is issued:
  5. Status 2: When refund is partially adjusted:

How do I know if my direct deposit went through?

Contact the payer's accounting or payroll department to confirm the transaction was initiated. ATMs: An ATM may provide a mini-statement or recent transaction summary. You can use both to find out if your direct deposit was credited to your account.

How long does IRS refund take direct deposit reddit?

The IRS has been known to issue refunds in 8 days. The 21 days is their standard blurb. But they can be sooner than 21 days. The WMR tool updates on Wednesday or Saturday.

Why has my direct deposit not hit yet?

Reasons your direct deposit hasn't hit

Your employer entered an incorrect date when processing your payroll. Processing is taking longer than usual due to holidays (payday falling on a bank holiday often delays direct deposits). The direct deposit request was accidentally submitted after business hours.

What time will a pending deposit go through?

Generally, a bank must make the first $225 from the deposit available—for either cash withdrawal or check writing purposes—at the start of the next business day after the banking day that the deposit is made. The rest of the deposit should generally be available on the second business day.

Does direct deposit show up at midnight?

Each bank has different rules, but you can expect most direct deposits to hit your bank account at midnight. This is because some financial institutions update their accounts a few hours after midnight.

How do I know when my tax refund will be deposited?

Use the IRS Where's My Refund tool or the IRS2Go mobile app to check your refund online. This is the fastest and easiest way to track your refund. The systems are updated once every 24 hours. You can contact the IRS to check on the status of your refund.

What time does the tax refund direct deposit hit?

Short answer: IRS sends electronic transfers to all financial institutions on Friday evenings to be posted the following Tuesday (Monday @ midnight) You can always check your pending transactions via online or mobile banking.

How long does it take to get your tax refund back direct deposit Canada?

For example, if you electronically file your return to the Canada Revenue Agency (CRA) using NETFILE, you can expect to receive your refund (in most cases, via direct deposit) in as little as 8 business days (NetFile submissions to Revenu Québec take about 2 weeks to process).

What day of the week are tax returns deposited?

Day of the week for IRS refund deposits

The IRS typically processes tax refunds and executes direct deposit transactions within 21 days after accepting your tax return. It's common for the IRS to issue them on business days, from Monday through Friday.

What is the child tax credit for 2024 IRS?

If you have a child, you may be eligible for the Child Tax Credit. For 2024, the credit is up to $2,000 per qualifying child.

What time does Credit Karma deposit tax refunds?

If approved, your Refund Advance will be deposited into your Credit Karma Money™ Spend (checking) account, typically within 15 minutes after the IRS accepts your e-filed federal return and you may access your funds online through a virtual card. Your physical Credit Karma Visa Debit Card* should arrive in 7 – 14 days.