If you're planning to spend a lot of money AND you want the choice of redeeming for airfare or cash, go with the Gold Card. If you are mostly focused on redeeming points for airfare and don't plan to redeem for cash, the Black Card is probably best for you.
Gold credit cards have slightly higher income and credit history requirements than standard cards, but not as high as those of platinum or black cards. You also need to have a good credit history to apply for a gold credit card.
Platinum cards charge higher annual fees than gold cards offered by the same provider. Platinum cards also generally require successful card applicants to have higher income levels compared to gold cards.
The highest credit card color is black, in large part because of the ultra-exclusive Centurion® Card from American Express, which is also known as the “Black Card” due to its color.
The Platinum Card® from American Express is the winner over the American Express® Gold Card. While it's a more expensive choice, the American Express Platinum card provides frequent travelers with a lot more value.
In order to qualify for the Mastercard® Gold Card™, you will need to have 720 - 850 credit and be able to afford the annual fee of $995 ($295 for each Authorized User added to the account).
Does the American Express Gold Card have a limit? The American Express® Gold Card has no preset spending limit, which reflects its origins as a charge card — a card that requires you to pay your bill in full every month.
According to Weiss, one of the most recommended cards for high-net-worth individuals is The Platinum Card® from American Express . While this card comes with a wide range of perks that make it seem too good to be true, it also comes with an annual fee of $695 (See Rates), which is higher than most other credit cards.
The American Express Gold Card is one of the premier cards for dining rewards, and the best for dining in Amex's elite card portfolio. Its high rewards rate, valuable benefits and up to $340 in total annual credits toward eligible dining, Uber and hotel purchases make the annual fee well worth it.
1. American Express Centurion Card. The American Express Centurion Card is the most exclusive credit card in the world and commonly known as the “Amex Black Card.” Launched in 1999, American Express has kept it in a shroud of uncertainty, giving it a very high level of status in the minds of consumers.
The Mastercard Titanium card is a heavy, stylish credit card made of stainless steel and carbon that offers 1 point per dollar spent on all purchases and costs a hefty $195 annual fee. Rewards can be redeemed at a value of 2 cents per point for airfare.
The Black Card is an exclusive charge card offered to high-net-worth individuals by invitation only. The Platinum Card is one tier lower.
There's no credit limit
The American Express Black Card doesn't have a pre-set spending limit, so cardholders can spend as much as they want every month. But that's only the case if they can afford it. The Centurion® Card from American Express is a charge card, so cardholders can't carry a balance.
If you consider yourself a foodie, the American Express® Gold Card could be the ideal luxury card for you. This card earns a competitive 4X points per dollar spent at restaurants and 4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
BTS' Jin and Jungkook
The total bill clocked in at around US$730, according to Kpopstarz and Jin paid for it all with his Hyundai black card. The youngest BTS member was also spotted by fans trying to buy snacks from a vending machine.
The highest level American Express card is the Centurion card, which is also known as the 'black card.
You can get savings on essential services such as electricity, insurance, healthcare, and food, as well as getting discounts on entertainment, travel, and general retail. Many places also offer free off-peak public transport to card holders.
American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.
But we have it on good authority that celebrities including Beyoncé, Oprah Winfrey, and Jerry Seinfeld, who reportedly received the first-ever Black Card, all carry it. Collectively there are thought to be fewer than 20,000 AmEx Centurion cardholders around the world.
The answer to which, at least at that moment in time, was a single, crisp $100 bill. It should be noted that the next question Gates answered was “Can I have a million dollars?”, which he tactfully answered by explaining he donates the bulk of his money to needy causes.
No,. American Express is not specifically for rich people, even though it does have a high level of status in many people's minds. Applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards, and you don't need to be rich to have a good credit score.
SBI Advantage Gold Credit Card is a unique secured credit card scheme offered by State Bank of India, which has global acceptance and multifarious uses and privileges. It can be used in any merchant outlet, ATM or for online shopping where Visa/Mastercard is accepted.
The Gold Card is Harris County's healthcare financial assistance for low income Harris County residents.
Although Amex doesn't publish requirements for the card—or its perks, for that matter—it typically extends black card invitations only to high earners who have spent and paid off between $350,000 and $500,000 across all of their American Express accounts in a calendar year.