Capital One 360 keeps your money secure in many ways. It is FDIC-insured, which means your money is insured up to $250,000 for individual accounts and $500,000 for joint bank accounts in case Capital One 360 fails. Capital One 360 encrypts your data to keep your information secure.
Fitch Affirms Capital One at 'A-'/'F1'; Outlook Stable. Fitch Ratings - New York - 10 Oct 2024: Fitch Ratings has affirmed Capital One Financial Corporation's (COF) Long- and Short-Term Issuer Default Ratings (IDR) at 'A-' and 'F1', respectively and, Viability Rating (VR) at 'a-'.
Fitch Ratings - New York - 16 Oct 2023: Fitch Ratings has affirmed Capital One Financial Corporation's (COF) Long- and Short-Term Issuer Default Ratings (IDR) at 'A-' and 'F1', respectively, and the bank's Viability Rating (VR) at 'a-'. The Rating Outlook is Stable.
Capital One offers significantly higher APYs on its deposit products than Chase Bank. While Capital One customers can earn as much as 4.50% APY on their balances, Chase's accounts offer a maximum of 0.02% APY. Read more: APY vs. interest rate: What's the difference, and why does it matter?
Headquartered in McLean, VA, Capital One has total assets of $483.9 billion, ranking ninth. The bank's domestic assets are $483.4 billion, almost all of its total assets. Capital One operates 256 domestic branches and one foreign branch.
Capital One Financial has the Financial Strength Rank of 4.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is.
Your money is safe at Capital One
Capital One, N.A., is a member of the Federal Deposit Insurance Corporation (FDIC), an independent federal agency. The FDIC insures balances up to $250,000 held in various types of consumer and business deposit accounts.
data. The bulk of its deposit growth has come via Capital One 360, its digital-only arm that it acquired from ING Direct in 2012. Paul Schaus, the CEO of the consulting firm CCG Catalyst in Phoenix, said that Capital One has been able to sharply reduce its branch count because its “digital strategy is successful.”
Importantly, Capital One has a liquidity coverage ratio of 167%, which means that even under stressed conditions, it should be able to meet all of its obligations in a timely manner. Capital One is a Level III bank, which means that it is subject to annual supervisory capital stress tests.
User reports indicate no current problems at Capital One
Clients can review their account balances and transactions through online banking and mobile banking apps for iPhone, iPad, and Android devices.
Based on short-term price targets offered by 17 analysts, the average price target for Capital One comes to $189.88. The forecasts range from a low of $119.00 to a high of $232.00. The average price target represents an increase of 3.47% from the last closing price of $183.52.
Capital One data breach affects millions
Capital One worked with law enforcement officials to catch the suspect accused of hacking into the bank's system and accessing the personal financial details of more than 100 million Americans. CBS correspondent Anna Werner joins CBSN to explain what consumers need to know.
Capital One is a solid option for those who are interested in earning as much interest as possible on their deposits. Capital One's checking accounts currently offer 0.10% APY, while its CDs offer rates as high as 4.50% APY.
(December 19, 2024) Capital One (NYSE: COF) announced today that it received approval from the Office of the Delaware State Bank Commissioner on December 18, 2024, to complete its previously announced acquisition of Discover Financial Services (NYSE: DFS) and its subsidiary bank, Discover Bank, which is a Delaware- ...
Capital One (NYSE: COF) announced last week that it had received approval from the Office of the Delaware State Bank Commissioner on Wednesday to acquire Discover Financial. This is seen as one of the key regulatory hurdles in the all-stock merger valued at $35.3 billion which was announced back in February.
An online purchase can be declined if you enter the wrong card information, such as billing address, expiration date, or CVV number. Declines can also happen during in-person transactions because of a malfunctioning chip reader or your card's magnetic stripe not reading correctly when swiped.
Fitch Affirms Capital One at 'A-'/'F1'; Outlook Stable. Fitch Ratings - New York - 21 Feb 2024: Fitch Ratings has affirmed Capital One Financial Corporation's (COF) Long- and Short-Term Issuer Default Ratings (IDRs) at 'A-' and 'F1', respectively, and has affirmed the bank's Viability Rating (VR) at 'a-'.
Capital One was named best big bank and best bank for ATM access as part of the 2024 Bankrate Awards, which recognizes the best financial products available to consumers.
The downsides of having a Capital One credit card are high regular APRs and low credit limits, according to the most common Capital One credit card customer complaints.
Capital One, N.A. is an FDIC member. Our FDIC certificate numbers are 33954 and 4297. All deposits at this Capital One banking institution are FDIC-insured to at least $250,000 per depositor, per ownership category.