Freedom Flex cardmembers will receive Mastercard's leading World Elite Benefits including: Cell Phone Insurance – Up to $800 per claim and $1,000 per year in cell phone protection against theft or damage for phones listed on cardmembers' monthly bill.
Interest rate: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 16.49%-25.24% Variable APR. Foreign transaction fee: 3%. Other benefits: The Chase Freedom Flex is a World Elite Mastercard, meaning you'll get perks like: Cell phone insurance.
Chase Freedom Flex is a Mastercard credit card. Because Chase Freedom Flex is a World Elite Mastercard, it can be used anywhere in the world and comes with some great benefits, including free cell phone protection and several retail discounts.
Although the Chase Freedom Flex℠ is a cash back card, it offers essential travel benefits as well: Auto rental collision damage waiver: This covers theft and collision damage for most cars, although coverage is secondary for U.S. rentals.
The Chase Freedom Flex card is a good cash rewards credit card for people with above-average credit scores. Chase Freedom Flex has a $0 annual fee, gives new cardholders a bonus of $200 for spending $500 in the first 3 months, and has ongoing rewards rates of up to 5% cash back on select purchases.
Everyone who gets approved for Chase Freedom Flex is guaranteed a credit limit of at least $500, and especially creditworthy cardholders could get limits a lot higher than that. There are reports of some customers getting a Chase Freedom Flex credit limit of over $18,000.
Yes, the Chase Freedom Flex℠ is hard to get because it requires at least a good credit score for approval. This means that applicants need a credit score of around 700+ to have decent odds of getting approved for Chase Freedom Flex.
The difference is that the Chase Freedom Flex℠ earns 5% on quarterly rotating categories and 1% cash back on everything else, while the Chase Freedom Unlimited® earns 1.5% cash back on everything else.
Most Chase credit cards are on the Visa network, though there are also a few Chase cards on the Mastercard network, such as the Chase Freedom Flex.
The Chase Freedom Unlimited® runs on the Visa payment network, while the Chase Freedom Flex℠ is a Mastercard. In terms of acceptance, it doesn't matter much if you carry a Visa or a Mastercard. But Visa and Mastercard do offer some differing side perks.
The Chase Freedom Flex is a popular cash back credit card. Not only can you earn a high rate of rewards for each dollar you spend, but you can redeem your rewards in several different ways, including for travel.
Yes, Chase Freedom was discontinued on September 15, 2020, and it is no longer available to new applicants. Current Chase Freedom cardholders aren't required to change products, though they can upgrade to another rewards credit card from Chase if they'd like.
No. The Flex Card is a special-purpose Visa Card that can be used only for eligible health care/benefits expenses. It cannot be used, for instance, at gas stations or restaurants. There are no monthly bills and no interest.
World Elite is Mastercard's highest benefits level. World Elite Mastercard benefits include everything you'd get with a regular or World Mastercard, plus hundreds of thousands of dollars more in travel insurance, exclusive discounts on many travel services and special nightclub access.
The Chase Freedom Flex℠ is not a metal credit card, as it is made of plastic like most other credit cards.
What credit score do you need for the Chase Freedom Flex? You'll need a good to excellent credit score (a FICO score of 670 or higher) to qualify for the Freedom Flex.
The newest Chase Mastercard launches Sept. 15 with no annual fee and gives users 3% back on drugstore purchases, 3% back when dining out and 5% on travel purchased through the Chase Ultimate Rewards platform.
With Mastercard you can always feel like a VIP
Enjoy free nights at partner hotels, hundreds of staycation offers, amenities and upgrades at properties in our portfolio, savings and status upgrades on cars and RV rentals and personal airport concierge service for that extra peace of mind.
World Elite MasterCard® offers you the Capital One® Concierge Service. Imagine your own Personal Assistant 24 hours a day, 7. days a week, 365 days a year, where knowledgeable experts can assist with whatever you need, whenever you need it.
If you are looking for simplicity in your wallet and have an existing Chase Freedom card, then changing to the Chase Freedom Flex card is a good way to increase the rewards you will earn without opening an additional account and adding complexity to your life.
Flex offers a high 5% cash-back rate that rotates each quarter upon activation, but Unlimited has a simpler cash-back program that doesn't require you to activate bonus categories. Extreme credit card optimizers may even want to consider opening both cards and maximizing cash-back rewards.
Yes, you can have both Chase Freedom Unlimited and Chase Freedom Flex. Having both the Freedom Unlimited and Freedom Flex cards can be a good idea, because their rewards programs work well together and neither card has an annual fee.
Chase Freedom Unlimited® applications could be denied because of a low credit score (below 700), not enough annual income, or too many recent credit inquiries. Other grounds for denial could be incomplete or inaccurate information on the application, or a pending bankruptcy on your credit report.
The easiest Chase credit card to get is the Chase Freedom® Student credit card because applicants can get approved with limited credit. This means the odds of approval are good even for people who are new to credit, making the Chase Freedom® Student credit card much easier to get than other Chase credit cards.
Credit Karma data suggests the Chase Freedom cards seem to typically offer a respectable initial limit averaging around $3,000. More specifically, about 20% of Chase Freedom Flex℠ cardholders reported limits in the $300 to $1,000 range, and another 20% of users obtained limits above $5,000.