Is it better to claim single or head of household?

Asked by: Kari Kunde  |  Last update: May 24, 2025
Score: 4.1/5 (19 votes)

Head of household (HOH) filing status allows you to file at a lower tax rate and a higher standard deduction than the filing status of single. But to qualify, you must meet specific criteria. Choosing this status by mistake may lead to your HOH filing status being denied at the time you file your tax return.

Should I file as head of household or single?

Filing as Head of Household often benefits you from more favorable tax rates than other filing statuses. When you're in a lower tax bracket, it can reduce your overall tax liability — and maybe even the amount of taxes you owe.

Which filing status gives the biggest refund?

Married filing jointly is the most common filing status for married couples. This status has the highest standard deduction and some of the most beneficial tax rate brackets. You file together and report combined income, along with your combined deductions and qualifying credits on the same return.

How does the IRS verify head of household?

To file as head of household, you must pass three tests: the filing status test, the qualifying person test, and the cost of keeping up a home test.

Can you claim head of household if you are single with no dependents?

No. In order to claim head of household, you have to have a dependent. Without a dependent, if you are not married, you would only be able to file as single. Even if you are providing for your family, it only counts if they are able to be claimed on your tax return as dependents.

Single vs Head Of Household Tax Filing - Side-By-Side Comparison! (What Are The Differences?)

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What qualifies you for head of household?

To qualify for the HOH filing status, you must have a qualifying person who is related to you and meets the requirements of either a qualifying child or qualifying relative. You must also pay more than half the cost of keeping up your home in which you and your qualifying person lived for more than half the year.

What is the best filing status for a single person?

Single filer status is for unmarried people who do not qualify for another filing status. Most single people who can claim qualifying widow(er) or head of household status will find it advantageous to file under that status rather than as a single filer.

What proof is needed for head of household?

You may qualify for Head of Household filing status if you meet the following three tests: Marriage Test, Qualifying Person Test, and Cost of Keeping up a Home Test.

Who gets audited by the IRS the most?

Businesses that show losses are more likely to be audited, especially if the losses are recurring. The IRS might suspect that you must be making more money than you're reporting—otherwise, why would you stay in business? Most likely to be audited are taxpayers reporting small business losses.

What happens if you falsely file head of household?

If someone claims head of household when they understand they are not entitled to, they could be charged with tax fraud.

Does the head of household pay more taxes?

Head of household (HOH) filing status allows you to file at a lower tax rate and a higher standard deduction than the filing status of single.

What gives you a bigger tax refund?

You can increase the amount of your tax refund by decreasing your taxable income and taking advantage of tax credits. Working with a financial advisor and tax professional can help you make the most of deductions and credits you're eligible for.

How to get a $10,000 tax refund?

CAEITC
  1. Be 18 or older or have a qualifying child.
  2. Have earned income of at least $1.00 and not more than $30,000.
  3. Have a valid Social Security Number or Individual Taxpayer Identification Number (ITIN) for yourself, your spouse, and any qualifying children.
  4. Living in California for more than half of the tax year.

Can I change my filing status from single to head of household?

For example, if you filed as a single taxpayer last year, but now realize you qualified for head of household, you need to make the change on an IRS Form 1040-X. When you change this status, you not only obtain a larger standard deduction, but your income for that year is subject to lower tax rates.

Should I claim myself as a dependent?

The short answer is no, you cannot claim yourself as a dependent on your tax return. This is because you are considered to have your own personal exemption. In other words, you cannot claim yourself as a dependent because you are already claiming yourself as a personal exemption.

What raises red flags with the IRS?

Another easily avoidable audit red flag is rounding or estimating dollar amounts on your tax return. Say, for instance, you round $403 of tip income to $400, $847 of student loan interest to $850, and $97 of medical expenses to $100. The IRS is going to see all those nice round numbers and think you're making them up.

What is an eIC on taxes?

The Federal and California Earned Income Tax Credits (EITCs) are special tax breaks for people who work part time or full time. This means extra cash in your pocket. If you have work income, you can file and claim your EITC refunds, even if you don't owe any income tax.

What strategies can you use to avoid making mistakes on your own tax return?

By carefully reviewing their return, taxpayers can save time and effort by not having to correct it later. Filing electronically also helps prevent mistakes. Tax software does the math, flags common errors and prompts taxpayers for missing information. It can also help taxpayers claim valuable credits and deductions.

Can I claim head of household if I live alone?

Typically, to qualify as HOH, you need to live with a dependent for at least half the year and cover the majority of their living expenses.

Can I claim my girlfriend as a dependent?

Your significant other earned less than $5,050 for 2024.

According to the IRS dependent rules, your boyfriend or girlfriend must have earned less than $5,050 for the 2024 tax year if you want to claim them as a dependent.

Can I claim head of household without claiming a dependent?

Answer: You may still qualify for head of household filing status even though you aren't entitled to claim your child as a dependent, if you meet the following requirements: You're not married, or you're considered unmarried on the last day of the year.

Should I file a single or head of household?

Opting for head of household over single status triggers two key advantages: Placing the taxpayer in lower federal income tax brackets and enabling larger standard deductions. These two factors work together to reduce both your tax rate and your taxable income.

Who cannot use the single filing status?

Even if you're married now as you're preparing your return, it's your marriage status from the last day of last year that matters. In other words, if you weren't married on Dec. 31, 2024, you can use the single filing status.

What should you claim if you are single?

If you're a single filer working one job, you can claim 1 allowance on your tax returns. However, you also have the option of claiming 0 allowances on your tax return. Individual filers with children who are eligible may be able to claim them as dependents as well.