Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
You need to have good credit to get approved for the TJX Credit Card, which means a credit score of at least 700. If you don't quite have a 700 credit score, you can still get the TJX Store Card with fair credit, which is a credit score of about 640 or higher.
While it can be easier to be approved for a store credit card than most other types of cards, it's by no means guaranteed. In general, you can be approved for a store credit card with a limited credit history, or with fair or average credit. This usually means a credit score in the low 600s or better.
You'll need a credit score of 620 or above to qualify for a T.J. Maxx credit card. If your credit score is 670 or above you might be better off with one of the better cashback cards such as the Chase Freedom Flex.
The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.
High interest rates on a TJ Maxx card
Like most store cards, the TJ Maxx credit card comes with a high interest rate. Using the card wisely can help establish credit history and prevent the likelihood of having to pay an astronomical final price.
The TJX Rewards® Credit Card is a decent option for scoring discounts at TJ Maxx, Marshalls, HomeGoods and Sierra stores. ... You can get the TJX Rewards® Credit Card to use when shopping at TJ Maxx, but we recommend sticking to another option for all your other purchases.
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.
What credit score is needed for a Marshalls Credit Card? You'll need a credit score of 620 or above to qualify for a TJX Rewards credit card.
You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target RedCard™. Since it's a closed-loop store card (only good at Target), it may be easier to qualify for than a typical credit card.
What Credit Scores Do You Need for the Saks Credit Cards? We recommend you have a credit rating of fair before applying for either card. That means you should at least be in the FICO range of 580–669 to have a good shot at being approved.
Here's what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.
You cannot apply for a Ross credit card, as Ross does not have a credit card. Additionally, Ross does not offer other financing options. However, Ross gift cards are available for purchase online, and customers also have the option to customize gift cards for an additional fee.
Find the brands you love at prices that work for you with a TJX gift card! ... The TJX gift card is redeemable at over 3200 T.J. Maxx, Marshalls, HomeGoods, Homesense and Sierra (in the U.S. and Puerto Rico) and online at tjmaxx.com, sierra.com and marshalls.com.
See Rewards Program Terms for details. The TJX Rewards® Platinum Mastercard® is issued by Synchrony Bank pursuant to a license from Mastercard International Incorporated.
The Platinum Mastercard is designed for people with good credit and can be used anywhere where MasterCard is accepted. The Rewards Credit Card is designed for people with average credit (at least 620) and can only be used at TJX Stores (T.J. Maxx, Marshalls, Sierra, Home Sense, and Home Goods).
The TJX gift card is redeemable at over 3200 T.J. Maxx, Marshalls, HomeGoods, Homesense and Sierra (in the U.S. and Puerto Rico) and online at tjmaxx.com, sierra.com and marshalls.com.
The TJX Rewards Credit Card is designed for frequent shoppers of TJ Maxx and its affiliated brands like Marshalls, HomeGoods and Sierra Trading Post. Users receive significant points (5x) for each dollar spent at those stores.
The TJX Store Card mainly uses TransUnion for approval. That doesn't mean it won't use Experian or Equifax, or all of them when doing a hard pull on your credit report. But don't worry about the randomness of it. If you're using your credit responsibly, all of these reports should reflect that.
TJX Reward closes my credit card due to inactivity and I didn't receive any notification. I was informed through Credit Karma about the card closing because they had it listed under closed accounts.
But while the TJX Rewards® Credit Card can only be used in TJX stores, the TJX Rewards® Platinum Mastercard® gives you the freedom of a globally accepted credit card (and without foreign transaction fees). With the platinum card in your wallet, you can swipe anywhere Mastercard is accepted.
This is a store rewards credit card issued by Capital One. If you're wondering whether Neiman Marcus credit card is the right card for you, read on.
Bloomingdales Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you're looking to apply, we recommend at least a 630 credit score. If you're not sure what your Credit Score is, apply for a report, here.