The Wells Fargo Active Cash® Card normally requires a FICO® Score of at least 670. It's even better to apply with a score of 700 or higher. This is one of the top cash back cards, and Wells Fargo can be selective about the applicants it approves.
Wells Fargo Active Cash Credit Score Requirements
To qualify for the Active Cash, you'll likely need a good credit score of at least 670 on the FICO Score model to qualify.
The Wells Fargo credit card approval odds are best for people who have at least good credit (a credit score of 700+). Just keep in mind that the higher an applicant's credit score is, the higher their approval odds are likely to be. However, your approval odds will be influenced by several other factors, as well.
The Wells Fargo credit card approval odds are best for people who have at least good credit (a credit score of 700+). Just keep in mind that the higher an applicant's credit score is, the higher their approval odds are likely to be. However, your approval odds will be influenced by several other factors, as well.
Once you apply online you will receive an application ID and a phone number you may call to check the status of your application if you are not instantly approved. If you are not instantly approved, we will mail you a credit decision within 5 to 7 business days.
How Long Does It Take for a Wells Fargo Application To Get Approved? Some applications for a credit card are approved instantly. If there is not an instant approval, a decision will be mailed to the applicant within five to seven business days.
While Wells Fargo does not offer these products, some financial institutions may offer secured credit card or secured loan options, which may be an alternative to help build your credit history when used responsibly. These work like any other loan or credit card but require some form of collateral.
Chip Lupo, Credit Card Writer
The Wells Fargo Reflect® Card may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $1,000, and some cardholders report having limits as high as $14,000.
Determine why the credit request was denied
They can include: Insufficient credit history. No proven ability to pay off a loan. Derogatory items on a credit report such as late charges, a lien or a bankruptcy.
Too little time has passed since credit cards were opened (We look for a history of credit use over time) Too many inquiries or applications for credit in the last 6 months (We look at how much new credit you may be taking on)
If you're looking for better rates and lower fees, Wells Fargo will likely be your best bet. Wells Fargo also has a wider variety of bank accounts to choose from. However, whether you choose Chase or Wells Fargo, you can rest easy knowing you'll always have quick and easy access to your accounts.
To qualify for the Wells Fargo Active Cash® Card, you typically need at least a FICO® score of at least 670. However, the issuer also looks at other factors, such as the amount of credit card accounts you have and the time frame from which you opened a new account.
The hard inquiry allows Wells Fargo to determine your credit risk and ultimately decide whether you'll be approved for an account. Wells Fargo credit cards require at least fair to excellent credit to be approved. You can check to see if you pre-qualify for a Wells Fargo credit card online.
Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.
The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card gives about 1% back. Cardholders can also get an initial bonus of $200 cash rewards after spending $500 in...
First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.
A rating of 5 is the best a card can receive. Why We Like It: The Wells Fargo Reflect® Card offers the best credit card rates available right now, giving introductory APRs of 0% for 21 months from account opening on purchases and 0% for 21 months from account opening on qualifying balance transfers.
Wells Fargo will pull your credit report from any of the three major reporting bureaus – Equifax, Experian, and TransUnion.
What credit score do I need to get the Wells Fargo Reflect card? A good to excellent credit score — a 670 or higher FICO score or a 661 or higher VantageScore — may give you the best approval odds for the Wells Fargo Reflect.
You can view the status of your claim by signing on to Wells Fargo Online®. When we complete our research, you will receive a final resolution letter.
They may even do a little research on you to see if you're a good fit for the job. Once the hiring manager has finished their review, they will either invite you to interview for. A review on a Wells Fargo job application means that your application is being looked at by a hiring manager.
It went well as I read up a lot on the hiring questions beforehand and was confident. I put in my application on March 26th. I had 2 phone interviews, 2 online assessments, and 2 in person interviews.