It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.
With that said, most of Synchrony Bank's cards are store credit cards, so if you're looking to get one of those, anything above 650 should get you approved.
Easy Credit Cards To Get (Low or No Credit)
We recommend the The OpenSky® Secured Visa® Credit Card which doesn't require a credit check and is a solid option for those looking to boost their credit score.
1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.
In January 2011, Capital One acquired Canada-based Hudson's Bay Company's private credit card portfolio from Synchrony Financial, then known as GE Financial.
In fact, Synchrony uses TransUnion nearly exclusively. Though all three credit bureaus use your financial activities as the basis for their reports about you, there is the possibility that each bureau will have slightly different details and scores.
Synchrony Bank might specialize in retail credit cards, but it also offers a number of additional consumer financial products, such as money market accounts, IRA CDs and other types of credit (like travel rewards cards, medical credit cards and even automaker-branded cards).
The Walmart Credit Card credit score requirement is “fair” for both the Walmart Credit Card and the Walmart® Store Card; that's a credit score of 640+.
You must have a good credit score of at least 670 to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store-only cards that are not credit cards and can only be used for purchases on Amazon.
The Kohl's Credit Card approval requirement is a credit score of 640 or higher; this means you need at least fair credit to get approved for this card, in most cases. Keep in mind, though, that credit card issuers also consider your credit history, income and existing debt obligations when making approval decisions.
You should have a fair credit score to be approved for the Target RedCard. Most reports state a FICO credit score of 615 or higher is recommended but not required.
On June 2, 2014, GE Capital Retail Bank changed its name to Synchrony Bank. Synchrony Financial is the parent company of Synchrony Bank.
Synchrony Bank is a solid online bank with competitive interest rates on savings, money market, and CD accounts. It is a good option for consumers who are happy with their current checking account but want to earn a higher rate of interest on their savings.
Synchrony Financial, the largest retail store credit card issuer, has partnered with Walmart since 1999. That came to a close this July, when Walmart picked Capital One as its new primary credit card partner.
Synchrony Bank uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.
The credit card issuer Synchrony Financial used FICO's top competitor, VantageScore, on a recent $1 billion securitization deal. VantageScore, which is owned by the three major credit bureaus, remains far from dethroning FICO from its dominant role in the industry.
Big lenders are moving away from FICO, according to people familiar with the matter. Capital One Financial Corp. and Synchrony Financial don't use its scores for most consumer-lending decisions.
Overview. Synchrony Financial has a consumer rating of 1.09 stars from 56 reviews indicating that most customers are generally dissatisfied with their purchases. Consumers complaining about Synchrony Financial most frequently mention credit score, good standing and minimum payment problems.
It's likely that Synchrony Bank lowered your credit limit because your recent credit history showed that you were a higher-risk customer than you had been in the past.
Stamford, Connecticut-based Synchrony Bank, which is a subsidiary of Synchrony Financial, also issues co-branded credit cards with Lowe's, Sam's Club, PayPal, Banana Republic and other companies. The new card application sits directly next to the other Amazon cards.
The Synchrony® Mastercard® is one of many credit cards we offer. We think it's a great value with 2% cash back rewards on all purchases anywhere Mastercard is accepted.
Most applicants who are approved for a Macy's Credit Card have a FICO® Score of 600 or higher. If you're aiming for the Macy's American Express® Card, you'll likely need a score of at least 670, and a score of 700 or higher will give you much better odds.
The JCPenney Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the JCPenney Credit Card.
For the Ashley Furniture HomeStore Credit Card you need a credit score of at least 640 (fair credit). While having an adequate credit score is important, that alone won't guarantee your approval. The issuer will also look at your income in relationship to your existing debt when considering you for a new account.