To get a 999 credit score, you ideally need to have a credit history that spans several years. During this time, you should have never missed a credit repayment and have always paid your debt back on time. Your credit utilisation ratio also needs to be low.
First of all, a 900 credit score isn't really possible. And just 1% of the population can achieve a credit score of 850, so there's a certain point where trying to get the highest possible credit score isn't realistic at all. Only a few credit score models have a credit score limit of 900 as is.
Their scores range from 0-999. A credit score of 721-880 is considered fair. A score of 881-960 is considered good. A score of 961-999 is considered excellent (reference: https://www.experian.co.uk/consumer/guides/good-credit-score.html). A fair, good or excellent TransUnion Credit Score.
If the maximum score is 750, you're pretty much a credit genius. If the max is over 1,000, you're sporting a C average—not really all that impressive.
An 845 credit score is Exceptional. Get your free credit report from Experian and credit score to better understand why it's so good, and how to keep it that way. Read more about score ranges and what a good credit score is.
We provide a score from between 0-999 and consider a 'good' score to be anywhere between 881 and 960, with 'fair' or average between 721 and 880.
Your score falls in the range of scores, from 800 to 850, that is considered Exceptional.
An 863 credit score is excellent. Before you can do anything to increase your 863 credit score, you need to identify what part of it needs to be improved, plain and simple.
An 865 credit score is excellent.
Most credit scoring systems use a scale that ranges from 300 to 850. There are, however, some credit scoring models that go up to 900 or 950, including industry-specific scores used by certain institutions.
Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 797 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.
Yes. An Experian study found that as of 2019, 1.2% of all credit-holding Americans had a FICO score of 850. A perfect score generally requires years of exemplary financial behavior, like making on-time payments, keeping a low credit utilization ratio, and maintaining a long history of credit accounts.
An 853 credit score is excellent.
An 871 credit score is excellent. Before you can do anything to increase your 871 credit score, you need to identify what part of it needs to be improved, plain and simple.
Your 802 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
Your 807 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
Your 828 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.
Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 787 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.
It's considered the unicorn of the financial world: a perfect credit score, the highest number a consumer can achieve within a credit scoring system. For the FICO® Score☉ , one of the most commonly used credit scoring models, that mythical and seemingly impossible figure is 850. (FICO® Scores range from 300 to 850.)
An 868 credit score is excellent.
An 891 credit score is excellent.
To get a 999 credit score, you ideally need to have a credit history that spans several years. During this time, you should have never missed a credit repayment and have always paid your debt back on time. Your credit utilisation ratio also needs to be low.
An 841 credit score is Exceptional.
Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 781 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.