Is it time to exit small-cap fund?

Asked by: Maud Ferry  |  Last update: May 27, 2025
Score: 4.1/5 (15 votes)

Exit if your portfolio is becoming too concentrated in small-cap stocks. Diversification is a key risk management strategy.

Should I exit the small-cap fund?

Small cap is a very risky portfolio & one shoul avoid it. Since, you already have it please exit only if it is profitable. Otherwise, keep on holding it until it becomes profitable.

Should I get out of small-cap stocks?

The overall quality of publicly traded small caps has deteriorated, as private sponsors help top performers stay private for longer. Instead of small caps, investors should consider actively adding exposure to U.S. large-cap value and mid-cap growth stocks.

What is the forecast for small-cap funds?

Looking ahead, S&P 500 stocks are currently forecast to generate 13% EPS growth in 2025 and 13.1% growth in 2026 (versus 8.5% EPS growth in 2025), while the S&P SmallCap 600 Index is currently forecast to generate EPS growth of 20.9% in 2025 and 18.6% EPS growth in 2026 (versus minus 8.0% EPS growth in 2024), according ...

Should we invest in small-cap funds in 2024?

The small-cap funds saw an average return of 25.69% from December 2023 to December 2024, while mid-cap and large-cap funds yielded returns of 26.91% and 14.97% during the same period. So far, the Sensex has gained 8.92% and the Nifty has risen 9.49% in 2024.

Should I exit from small-cap funds on a loss?

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What is the outlook for small caps in 2024?

Given the changing macroeconomic backdrop, we outline why we see potential value for investors in small caps in 2024. The consensus is that interest rates look to have peaked, with markets now pricing in cuts across many major economies in 2024, something which could prove beneficial to small caps.

Will small caps ever recover?

Small-cap valuations – Attractive

We expect earnings to drive the next leg higher for small-cap share prices. Analysts are looking for robust earnings growth: 15% this year, and by over 30% in 2025 and 2026. That is ahead of the long run rate of 13% growth (see Exhibit 3).

Will small caps do well in 2025?

We expect small-cap earnings growth could exceed that of large-cap stocks in 2025, aided by easier earnings comparisons.

Is it a good time to buy small-cap funds?

It's typically a great time to invest in small-cap stocks when the economy is rebounding, unemployment rates are decreasing quickly, and businesses are seeing strong earnings growth.

What is the future of small-cap funds?

The future outlook for mid-cap and small-cap funds is cautiously optimistic. With India's GDP expected to grow at 6.5%-7% in FY 2025-26, sectors represented in under the mid and small cap indices are poised for expansion.

Do small caps do well in a recession?

Most investors think smaller companies underperform in a recession. In most cases, they are correct. However, what's less well-known is that small caps usually exit recessions quicker than assumed – outperforming large caps. This rebound can begin as early as three months into an economic downturn.

Why not to invest in small-cap?

However, numerous small-cap stocks do not have the capacity to handle exceptionally large trading volumes. In other words, small-cap stocks can face liquidity constraints. Small Cap Mutual Funds also find it challenging to invest the inflows worth crores they are getting each month amid stretched valuations.

What is the outlook for small-cap equity?

2025 outlook: Small caps offer an inexpensive way to gain exposure to the robust US economy. Multiple favorable trends – including onshoring and increased CAPEX – may explain why Wall Street expects to see the strongest earnings gains come from small caps in 2025.

Should I sell small-cap mutual funds now?

Small-cap is not a bad thing, it is just that you should have the time-frame. If you're investing for any 10 year, small-cap will beat all other kinds of funds hands down, but if you are coming with a very short-term expectation, you will be very surprised in a very negative way.

When to exit smallcase?

There are no lock-in periods, you can exit your smallcases anytime. As a concept, however, smallcases work best when used for long-term investing.

Why are small-cap funds falling?

Nifty Smallcap 100 index has fallen 4% to its lowest level since mid-June amid concerns about Q3FY25 performance. Disappointing earnings results have led to increased selling pressure, with many stocks down significantly from their 1-year highs and foreign investors pulling out funds.

Will small caps outperform in 2024?

In July 2024, U.S. small-cap stocks outperformed large-cap stocks after lagging for the first half of the year, driven by a cooler inflation report and improved market sentiment.

Should we remove money from a small-cap fund?

Hence, you may incur losses if you wish to withdraw or redeem your investment from the said small-cap mutual fund. Of course, that is not to say that gains cannot be made, but the risk always looms. That's why it always pays to stay invested in a small-cap fund for at least five to six years.

Should I exit small-cap mutual funds?

If your equity allocation is at least 5% higher than the target overall allocation, sell some small cap and invest in fixed income to reset. If you are debt-heavy, but your small cap allocation is quite high in your equity portfolio, now would be a good time to reduce it.

How long should I invest in small-cap?

With small-cap mutual funds, always opt to invest for the long Term. Therefore, the minimum period for which you should be investing in small-cap mutual funds is 5-6 years. As mentioned earlier, small-cap mutual funds tend to be very volatile. For example, they may go up and down in the short Term.

Do small caps outperform the market?

Small-caps, on average, outperform large-caps by about a percentage point for the six months after a 50 basis point cut, she writes, and the majority of those periods see small-caps outperform by any degree. They average about three percentage points of superior returns over the 12 months following such a rate cut.

Are small caps overvalued?

As of October 19, 2024, the small cap index was overvalued at a Price-to-Earnings (P/E) of 33.39, while the 3 year long term average stands at 24.49. But experts think there are certain sectors within the small cap that are fairly valued.

Is it a good time to invest in small-cap mutual funds?

Small-cap mutual funds are ideal for you if you have an investment horizon of five years and above, as small-cap stocks are volatile in the short term, and small-cap funds perform better in the long term.

Will small caps outperform in 2025?

However, the highly overstretched valuation of large-cap stocks, together with a few positive developments may shift market participants' preference from large to small-cap stocks. At this stage, we recommend small cap stocks with a favorable Zacks Rank that have strong growth potential for 2025.

Does the Russell 2000 outperform the S&P 500?

Since the Russell 2000® began tracking the performance of small-cap stocks in 1979, the stock index has broadly matched, if not slightly exceeded, the performance of the venerable S&P 500® index of large-cap stocks (Figure 1).