No, the government is not shutting down Social Security checks during a government shutdown. Payments for retirement, survivors, disability (SSDI), and Supplemental Security Income (SSI) are funded by mandatory spending, meaning they will continue on time. Local offices may have reduced staff, potentially causing, delays in new applications, but beneficiaries won't experience payment pauses.
During a government shutdown, recipients will continue to receive their Social Security and Supplemental Security Income (SSI) checks.
The dollar amount increase to checks will vary depending on a person's benefit amount, but the average Social Security Retirement benefit, $2,008.31 in July 2025, will grow by about $56.
On March 25th, President Trump issued a new executive order that requires the Federal government to stop issuing paper checks for Federal payments, including benefits payments. The change will take effect on September 30, 2025, and it will affect Social Security beneficiaries.
During a government shutdown, essential services related to national security and public safety like inpatient and emergency medical care, air traffic control, law enforcement, border security, disaster aid, and power grid maintenance, continue, though they may face disruptions.
Federal employees who work during a shutdown don't get paid until the shutdown ends - including the military. This is a large reason for the delays in services that you may experience during a shutdown.
From October 1 to November 12, 2025, the federal government of the United States was shut down as Congress failed to pass appropriations legislation for the 2026 fiscal year.
The Social Security Administration announced in October that beneficiaries will see a 2.8% increase in their monthly payments, known as the cost-of-living adjustment, or COLA. Individuals receiving Social Security benefits will notice the increase starting in January 2026.
Garnishment and Levy Laws
Section 1024 of the Taxpayer Relief Act of 1997 (Public Law 105-30) authorizes the IRS to levy up to 15% of each Social Security payment for overdue Federal tax debts until the tax debt is paid.
The extra $144 added to Social Security usually comes from the Medicare Part B Giveback benefit, offered by some Medicare Advantage (Part C) plans, which pays back some or all your Part B premium, showing up as extra money in your check if it's deducted from your Social Security. To qualify, you need Original Medicare (Parts A & B), pay your own Part B premium, live in a plan's service area, and enroll in a specific Medicare Advantage plan that offers this "rebate," with the amount varying by plan and location.
The COLA was 2.5 percent in 2025. Nearly 71 million Social Security beneficiaries will see a 2.8 percent COLA beginning in January 2026. Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2025. (Note: Some people receive both Social Security benefits and SSI).
The 2.8 percent cost-of-living adjustment (COLA) will begin with benefits payable to nearly 71 million Social Security beneficiaries in January 2026. Increased payments to nearly 7.5 million SSI recipients will begin on December 31, 2025.
As a result of changes to Social Security enacted in 1983, benefits are now expected to be payable in full on a timely basis until 2037, when the trust fund reserves are projected to become exhausted.
All Social Security beneficiaries – retired workers, workers with disabilities, eligible family members, and survivors – may be eligible for the stimulus payment.
Qualification for the $1,400 stimulus check (the third Economic Impact Payment) in 2021 depended on your 2021 Adjusted Gross Income (AGI) and filing status, with full amounts for single filers earning up to $75,000 (phasing out at $80,000) and joint filers up to $150,000 (phasing out at $160,000), plus $1,400 per dependent; you needed a valid Social Security Number and had to claim it as the Recovery Rebate Credit on your 2021 tax return if you missed the payment, with deadlines typically in April 2025.
Visit the IRS Get My Payment (GMP) portal at https://www.irs.gov/coronavirus/get-my-payment to see if you can expect a 2021 Economic Impact Payment. The GMP portal will provide the date when your payment was or will be sent.
In the proposals presented to the Commission, the use of retirement bonds--and annuities based on bond accumulations- would also replace the entire benefit structure of Social Security for the future.
Yes, seniors are getting a 2.8% raise in their Social Security benefits for 2026, a Cost-of-Living Adjustment (COLA) that went into effect in January 2026, increasing the average monthly payment by about $56, though concerns exist about how much of that increase will truly help due to rising costs and Medicare premiums. This adjustment helps benefits keep pace with inflation, though the formula's reliance on the CPI-W index is often criticized for not reflecting seniors' actual expenses.
During a government shutdown, recipients will continue to receive their Social Security and Supplemental Security Income (SSI) checks. The Social Security Administration (SSA) will continue to issue original and replacement Social Security cards and process applications for benefits and appeals.
Shutdown, Day 1: The federal government shut down at midnight after a deadlocked Congress failed to reach a deal on funding.