Is TransUnion legit? TransUnion is one of the three major credit bureaus, and it has a strong reputation for providing reliable, consistent credit scores. It offers credit monitoring services, fraud alerts, identity theft protection and other useful services to help consumers maximize their credit.
Best Overall AnnualCreditReport.com
The Consumer Financial Protection Bureau confirms that AnnualCreditReport.com is the official website that allows you to access each of your credit reports from all three of the major credit bureaus — Equifax, Experian, and TransUnion — at no cost.
Is TransUnion a good company to work for? TransUnion has an overall rating of 4.1 out of 5, based on over 1,429 reviews left anonymously by employees. 81% of employees would recommend working at TransUnion to a friend and 74% have a positive outlook for the business.
TransUnion is an American consumer credit reporting agency. ... It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three"). TransUnion also markets credit reports and other credit and fraud-protection products directly to consumers.
Is TransUnion more important than Equifax? The short answer is no. Both TransUnion and Equifax are reliable credit reporting agencies that compile reports and calculate your credit scores using different scoring models.
While the FICO® 8 model is the most widely used scoring model for general lending decisions, banks use the following FICO scores when you apply for a mortgage: FICO® Score 2 (Experian) FICO® Score 5 (Equifax) FICO® Score 4 (TransUnion)
TransUnion (Privately held)
Since they are privately held, charts and data are a bit more difficult to come by.
TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace. We do this by having an accurate and comprehensive picture of each person.
Your personal information, such as name, address, date of birth, and Social Security Number, is reported to TransUnion by your creditors. TransUnion maintains a separate credit file for each individual. Without your Social Security Number, the quality and accuracy of your credit history could be compromised.
Great benefits, good people, stale salaries and hit and miss organization and strategy. Overall this is a good company to work for and I WOULD recommend them with a few caveats...
The middle credit score is most significant when buying a house because mortgage companies ignore the highest and lowest number provided by Equifax, Experian, and TransUnion.
Is AnnualCreditReport.com safe? AnnualCreditReport.com is authorized by federal law and safe to use — as long as you ensure you're on the correct site.
And it's still free. The three national credit reporting agencies—TransUnion, Experian and Equifax—are required by federal law to provide you with a free annual credit report. In fact, AnnualCreditReport.com was created by the credit reporting agencies as a one-stop-shop to provide you with your annual credit reports.
Our customers include major high street banks and lenders, leading insurance companies, fintechs, and key and emerging players in retail, gaming, telco, utilities and automotive. We make trust possible by helping consumers be reliably and safely represented in the marketplace.
Goldman bought TransUnion, TRU -0.25% the smallest of the three main credit-reporting firms, in 2012.
You understand that you are on a Site maintained, hosted and offered from TransUnion LLC, a United States-based company, and that international laws, including international privacy laws may not apply to your use of this Site.
Based in Burlington, Ontario, TransUnion Canada is one of two credit reporting agencies in Canada. Like their main competitor, Equifax Canada, they now market their credit reports directly to consumers, in addition to their core business of providing the reports to potential creditors.
While Experian and Equifax are the most popular bureaus among auto lenders and car dealers, TransUnion can also be used for auto loan decisions. ... It's important to note, however, that if one or more of your credit reports is frozen, that could affect your loan application.
Be in the know with TransUnion®
Don't worry. Checking your score won't lower it.
Many consumers are more familiar with FICO scores, as VantageScore is a more recent development, so you may be wondering if a TransUnion credit score is accurate. TransUnion VantageScore is, in fact, accurate — based on that credit score model.