The RBC Avion Visa Infinite card is generally considered worth it, primarily for its generous welcome bonus (often 35,000–55,000+ points), flexible travel redemption (no blackout dates,, good for flights), and comprehensive insurance, making it valuable for travelers looking for freedom. However, with a $120 annual fee, no airport lounge access, and only decent earn rates, it may not be the best long-term, daily spending card compared to higher-tier options.
The RBC Avion Visa Infinite card offers a full array of travel coverage, as well as rental car discounts and no blackout dates when booking through their online portal. However, for a travel card, there's no airport lounge access and cardholders are charged a foreign transaction fee on purchases in foreign currencies.
3 Downsides to the RBC Avion Visa Infinite Card
What You Earn: 70,000 Avion points1 is equivalent to $1,500 in travel value.
Visa Traditional: Provides essential features and may offer rewards such as cash back bonuses and points. Visa Signature: Offers enhanced benefits and additional perks compared to Visa Traditional cards. Visa Infinite: The highest tier, offering the most extensive range of benefits and premium perks.
Global Airport Lounge Access
Take advantage of your six lounge visits per membership year23. Learn more about airport lounge passes and Dragonpass here.
To apply for this card, you must have a minimum personal income of $60,000 or minimum household income of $100,000 or minimum total investable assets of $250,000.
Key Takeaways
The unique DBS Vantage Visa Infinite Credit Card is a sleek metal card built on IST's Smart Metal Art foil technology, delivering a distinct premium look and feel. DBS favored this format, in part for its composition of 80% recycled metals.
RBC Avion Visa Infinite Privilege. To apply for this card, you must have a minimum personal income of $200,000 or minimum household income of $200,000 or minimum total investable assets of $400,000. Please note, this premium card can impose higher card acceptance costs on merchants.
The 2/3/4 rule is a guideline, primarily used by Bank of America, that limits how many new credit cards you can get: no more than 2 in 30 days, 3 in 12 months, and 4 in 24 months, helping to prevent over-application and manage hard inquiries on your credit report. While not universal, it's a useful benchmark for responsible card application, though other banks have different rules (like Chase's 5/24 rule).
Your TD First Class Travel Visa Infinite Card lets you access 1,200+ airport lounges worldwide with the Visa Airport Companion Program30. Plus, pre-book your visit at participating airport lounges for extra peace of mind.
How many Amex points does it take for a free flight? The number of Amex points required for a free flight depends on where you're flying, what cabin (economy, premium economy, business, or first class), and what award program you're transferring points to. You might pay anywhere from 5,000 to 100,00 points or more.
Every credit card backed by Visa is assigned a specific tier, such as Classic, Signature, Platinum or Infinite, and each tier provides a range of extra benefits and coverage levels. For instance, the Visa Infinite card offers the greatest level of perks, including travel insurance and access to Priority Pass lounges.
It's partly true: most negative items like late payments and collections are removed from your credit report after about seven years, but the underlying debt often still exists, and bankruptcies (Chapter 7) last 10 years, so your credit isn't entirely "clear" but mostly refreshed from old negatives. The 7-year clock starts from the date of the original delinquency, not when you paid it off or sent to collections, and the debt itself can still be pursued by collectors.