Should I claim my adult child as a dependent?

Asked by: Lamar Harvey  |  Last update: August 12, 2025
Score: 4.1/5 (10 votes)

In general, an adult that you can claim as a dependent on your tax return is either a full-time student under the age of 24, a person who is permanently and totally disabled, or a parent that you support and/or care for.

Should I claim my adult child as a dependent on my taxes?

You can claim your adult child as a dependent if the individual lived with you the entire year, made less than $4300 in 2020, and you provided over half their support.

When should I stop claiming my child as a dependent?

Age requirement: Your child must be under age 19 or, if a full-time student, under age 24. There is no age limit if your child is permanently and totally disabled.

How much do you get back for claiming an adult as a dependent?

The maximum credit amount is $500 for each dependent who meets certain conditions. This credit can be claimed for: Dependents of any age, including those who are age 18 or older.

Can I claim my 25 year old child as a dependent?

Answer: No, because your child would not meet the age test, which says your “qualifying child” must be under age 19 or 24 if a full-time student for at least 5 months out of the year. To be considered a “qualifying relative”, his income must be less than $5,050 in 2024 ($4,700 in 2023).

Can I Claim My Parents or Adult Children as Dependents?

27 related questions found

Is it better not to claim my college student as a dependent?

Cons of Claiming a College Student as a Dependent

If your child has earned income and you claim them as a dependent, they lose the opportunity to claim their own personal exemption (when applicable in future years) and certain tax credits that could be more advantageous for them.

Can I claim my daughter as a dependent if she made over $4000?

The child must have lived with you for more than half of the year.2 3. The person's gross income for the year must be less than $4,300.3 Gross income means all income the person received in the form of money, goods, property and services, that isn't exempt from tax.

Is it better not to claim a child as a dependent?

Good Reasons

If your income disqualifies you from claiming these credits, your child's income probably doesn't disqualify him or her. Therefore, your child may be able to report payment of education expenses for tax purposes and then claim one of the credits – but only if you don't claim him or her as a dependent.

Can I still claim my child as a dependent if they work?

You can claim a child who works as a dependent if they still meet the requirements to be a qualifying child – including the age, relationship, residency, and support tests.

How much do you get for claiming a parent as a dependent?

What you'll get. The most you can claim is $592.

At what age can your parents no longer claim you as a dependent?

Once your child reaches the age of 18, they are considered an adult in the eyes of the IRS. However, if they are still a full-time student, you can continue to claim them as a dependent until they turn 24. Once they are no longer a full-time student, you must stop claiming them.

What are the 6 requirements for claiming a child as a dependent?

Who is a qualifying child?
  • The child has to be part of your family. ...
  • The child has to be under a certain age. ...
  • The child has to live with you. ...
  • The child can't provide more than half of their own financial support. ...
  • The child can't file a joint tax return with someone.

Can I file taxes if my parents claim me as a dependent?

Even if someone else, like a parent, claims you on their own tax return, you may still be required to file your own return.

When should I stop claiming my son as a dependent?

To meet the qualifying child test, your child must be younger than you or your spouse if filing jointly and either younger than 19 years old or be a "student" younger than 24 years old as of the end of the calendar year.

Should I claim my elderly parent as a dependent?

A parent may qualify as a dependent if their gross income doesn't exceed $5,050 for tax year 2024 ($4,700 for 2023) and the support you provide exceeds their income by at least one dollar during the tax year.

Who cannot be claimed as a dependent?

A person cannot be claimed as a dependent unless that person is a U.S. citizen, U.S. resident alien, U.S. national, or a resident of Canada or Mexico, for some part of the year. (There is an exception for certain adopted children.) A dependent must be either a qualifying child or qualifying relative.

What are the disadvantages of claiming a parent as dependent?

The downsides of claiming parents as dependents
  • More financial responsibility: To claim a parent as a dependent, you must cover more than half of their financial support. ...
  • Sibling restrictions: Do you share the expenses of caring for a parent with a sibling?

Can I claim my 40 year old son as a dependent?

There is no age limit for how long you can claim adult children or other relatives as dependents, but they must meet other IRS requirements to continue to qualify. Additionally, once they are over 18 and no longer a student, they can only qualify as an "other dependent," not a qualifying child.

Can I claim my 21 year old son as a dependent if he works?

While the income source doesn't matter, there are other income considerations. For qualifying dependents who are not a qualifying child (called “qualifying relatives” in tax law), the person's gross income for the 2023 tax year must be below $4,700 (for 2023).

Can I claim my child as a dependent if they file a tax return?

You can be claimed as a dependent and still need to file your own tax return. Your filing requirement depends on your income, marital status and other criteria. Find details on filing requirements for dependents.

Is it worth claiming someone as a dependent?

Claiming a dependent on your tax return can significantly reduce your tax bill or increase your refund. By taking advantage of credits like the Child Tax Credit, Earned Income Tax Credit, and deductions for child care and medical expenses, you could save thousands of dollars come tax time.

How to claim an adult as a dependent?

But did you know you can claim adult dependents as well? In general, an adult that you can claim as a dependent on your tax return is either a full-time student under the age of 24, a person who is permanently and totally disabled, or a parent that you support and/or care for.

Can I claim my daughter as a dependent if she made over $12000?

A qualifying child can earn an unlimited amount of money and still be claimed as a dependent, so long as the child doesn't also provide more than half of their own support.

When am I no longer a dependent?

Yes, your parents can claim you as a dependent after the age of 18 indefinitely as long as you meet the qualifying household and financial support requirements.

What is the penalty for filing head of household while married?

What's the penalty for filing as head of household while married? There's no tax penalty for filing as head of household while you're married. But you could be subject to a failure-to-pay penalty of any amount that results from using the other filing status.