What are good reasons for deferral?

Asked by: Benedict Padberg  |  Last update: February 12, 2026
Score: 4.4/5 (36 votes)

Reasons for Deferring Personal Challenges: Illness, family responsibilities, or financial constraints might make it difficult to leave home to start college. Taking the necessary time to address these challenges will allow you to be more focused and prepared when you do attend.

What are valid reasons for deferment?

Types of Deferments
  • Cancer Treatment Deferment. ...
  • Economic Hardship Deferment. ...
  • Graduate Fellowship Deferment. ...
  • In-School Deferment. ...
  • Military Service and Post-Active Duty Student Deferment. ...
  • Parent PLUS Borrower Deferment. ...
  • Rehabilitation Training Deferment. ...
  • Unemployment Deferment.

What are the reasons for getting deferred?

Often, applicants are deferred because the school wants the opportunity to see how students will utilize their last year of high school, if they're maintaining (or improving) their grades, and accomplishing other milestones through their extracurricular involvement.

How do you write a reason for deferment?

Explain Your Reason for Requesting a Deferral

Be transparent and honest, but also ensure that you maintain a professional tone throughout your letter. Use appropriate evidence and documentation to support your request.

How can I increase my chances of getting accepted after deferral?

4 steps students can take when they are deferred:
  • Write a letter of continued interest.
  • Send an updated transcript.
  • Send another letter of recommendation.
  • Demonstrate your interest in attending this college by visiting in person.

When is it right to defer your study abroad journey?

15 related questions found

What percentage of deferrals get accepted?

Some estimates say that most colleges will accept at least 5-10% of deferred students in regular decision pools. Others estimate that the deferral acceptance rate is often approximately equal to the regular decision acceptance rate.

How to turn a deferral into an acceptance?

Our counselors have some tips on what you can do if you're deferred.
  1. Revisit Your School List. ...
  2. Find Out What the College Needs From You. ...
  3. Compose a Letter of Continued Interest (LOCI) or Deferral Letter. ...
  4. Seek Additional Recommendation Letters. ...
  5. Consider Updating Your Application. ...
  6. Visit. ...
  7. Send Additional Grades and Test Scores.

What qualifies for deferment?

The Department of Education allows eligible federal student loan borrowers to defer their payments for a variety of reasons, including economic hardship, cancer treatment, in-school deferment, military duty and more.

How do I ask for a deferral?

How to write a gap year deferral letter to a university
  1. Get Specific. While different colleges will have different requirements for a letter to defer admission, you'll want to get as specific as you can in the text. ...
  2. Talk About the Why. ...
  3. Go For Quality Over Quantity. ...
  4. Don't Worry If Things Change.

What is a sample sentence for deferment?

She requested a six-month deferment on her loan. She requested deferment of her loan. In the case shown in the table, the deferment period is 10 years.

What does reason for deferral mean?

Getting deferred from college means your application was not accepted or denied during the early decision or early action phase. Instead, it is moved to the regular decision pool for further consideration. Deferred applicants are re-evaluated with the regular applicant pool before a final admission decision is made.

What are the benefits of a deferred?

Deferred compensation plans provide a stable income to people after they retire. The money received through retirement plans provides financial stability. Beneficiaries can also invest their money in mutual funds or other investment options later so that they can earn interest income.

Why did I get deferred and not rejected?

A student is deferred when they've applied through Early Action or Early Decision and college admissions officers decide that there isn't enough information or context to grant them a full acceptance. Rather than reject the student, the application is essentially put on pause until the regular decision admission cycle.

What does reason for deferment mean?

Deferment means arranging for something to happen at a later date. [formal] ...the deferment of debt repayments. [ + of] Synonyms: postponement, delay, suspension, putting off More Synonyms of deferment.

What is the reason for deferment of payment?

A deferred payment is one that is delayed, either completely or in part, in order to give the person or business making the payment more time to meet their financial obligations. In accounting terms, any merchant allowing customers to set up a deferred payment agreement will be dealing with accrued revenue.

In what situations might you want need deferment or forbearance?

If you're in a short-term financial bind, you may qualify for a deferment or a forbearance. With either of these options, you can temporarily suspend your payments. But keep in mind that forbearance and deferment have pros and cons. Student loan payments have restarted, and regular interest rates have resumed.

Does a deferral hurt your credit?

No, deferred payments generally won't directly hurt your credit. When a creditor defers your payments, it can report your account's new status to the credit bureaus—Experian, TransUnion and Equifax.

What is considered a deferral?

the act of deferring or putting something off until later; postponement: If you are unable to take the exam, you can request a deferral of your registration fees to the next exam date.

What is a deferral never let me go?

A deferral is a term used to explain the process when two people are in love and need more time to live their lives together. Three years are supposedly used to provide time in which there is no need to donate or care. Ruth believes that she and Tommy may qualify for a deferral.

What are the most common reasons for deferment?

7 good reasons to defer university admission
  • Take a gap year. Taking a gap year might be one of the most popular reasons to defer university admission. ...
  • Address personal concerns. ...
  • Improve your health. ...
  • Raise additional funds. ...
  • Complete an internship abroad. ...
  • Build your academic skill set. ...
  • Volunteer abroad.

What are the reasons for deferment?

The most common reasons are: travel or gap year, family commitments, sports or other commitments, bereavement, health etc. In this case, they should contact the admissions office of the college in question and explain clearly their reasons for deferring.

What is a hardship deferral?

A deferment is a way to postpone paying back your student loans for a certain period of time. The economic hardship deferment is available only if you have a federal student loan. You are eligible only if you are not in default on your loans and if you obtained the loans on or after July 1, 1993.

How do you ask for a deferral?

Deferring your college acceptance is as simple as these six steps:
  1. Start researching your options. ...
  2. Apply to college. ...
  3. Get accepted and confirm that you will attend. ...
  4. Write your deferral letter. ...
  5. Wait for admissions to evaluate your request. ...
  6. Confirm your deferral.

How do you write a deferral?

How to Write a Deferral Letter for a Gap Year
  1. Be Specific. Colleges have different requirements for what they want to see in a deferral letter, but generally, the more specific. ...
  2. Address the “Why” ...
  3. Quality not Quantity. ...
  4. Things Change. ...
  5. Adhere to deadlines.

How common is deferral?

Deferral means a college is delaying their decision until spring, or the regular decision round. Being deferred from college doesn't mean you've been denied acceptance. Being waitlisted means you are on a list reserve because spots are filled. Very selective colleges defer as many as 70-80% of early applicants.