Linebarger, Goggan, Blair & Sampson, LLP – Company Profile
Many of these letters were sent by Linebarger Goggan Blair & Sampson, which is one of the country's largest government debt collectors. It is hired to collect any type of debt such as water bills and property taxes.
Under the federal FDCPA, if you request that a debt collector stop contacting you completely, it must do so, subject to a few exceptions. Your request must be in writing. You can send a letter by mail, return receipt requested (keep a copy), stating that you want the collection agency to stop all contact with you.
Disputing the debt doesn't restart the clock unless you admit that the debt is yours. You can get a validation letter in an effort to dispute the debt to prove that the debt is either not yours or is time-barred.
There are 3 ways to remove collections without paying: 1) Write and mail a Goodwill letter asking for forgiveness, 2) study the FCRA and FDCPA and craft dispute letters to challenge the collection, and 3) Have a collections removal expert delete it for you.
The first step to stopping debt collectors from calling you is telling them the 11-word phrase - “Please cease and desist all calls and contact with me, immediately.”
A 609 dispute letter is a letter sent to the bureaus requesting this information is actually not a dispute but is simply a way of requesting that the credit bureaus provide you with certain documentation that substantiates the authenticity of the bureaus' reporting.
Making a payment on the debt will likely reset the statute of limitations — which is disastrous. If the collection agency can't show ownership of the debt. Frequently, the sale of a debt from a creditor to a collector is sloppy. A collection agency hounding you may not be able to show they actually own your debt.
The term "zombie debt" is used to describe debt that is very old or no longer owed. In short, it's debt that has come back from the dead to haunt you. Zombie debt is typically purchased from the original creditor (or even from another debt collection agency) for pennies on the dollar.
The debt dispute letter should include your personal identifying information; verification of the amount of debt owed; the name of the creditor for the debt; and a request the debt not be reported to credit reporting agencies until the matter is resolved or have it removed from the report, if it already has been ...
Under the FDCPA, you can tell a debt collector to stop contacting you; but it's not always a good idea. The federal Fair Debt Collection Practices Act (FDCPA) gives you the right to force a debt collector to stop communicating with you.
When a debt collector calls, it's possible that you've already taken care of the debt and no longer owe the money. Perhaps you paid the original creditor. Maybe you previously settled with the same or with a different debt collection agency. It could be that the debt was discharged in bankruptcy.
Linebarger Goggan Blair & Sampson, LLP is a national law firm with a practice dedicated to the collection of delinquent government receivables. For over 45 years now, Linebarger has been providing customized collection programs for its public sector clientele.
Last name: Linebarger
In this case the translation is 'the mountain (berg) covered by lime trees'.
What is Linebarger? Linebarger Goggan Blair & Sampson, LLP (Linebarger) is a law firm that assists the court with the collection of traffic citations and criminal court ordered fines and fees. If you have received a notice from them, you must call (844) 566-6558.
If the debt no longer appears on your credit report and has also passed the statute of limitations, then there is no reason to act on it. You can safely ignore this type of zombie debt. You can write to the debt collector and instruct them not to contact you. They have to comply.
Superlative RM is not a scam. We are a nationally licensed debt collection agency highly trained in FDCPA regulations. We are an accounts receivable management company authorized by creditors to recover account balances on their behalf.
These third-party companies are hired to pursue a firm's unpaid debts. You're still liable for your bill even after it's sent to a collection agency. Many people don't want to pay collection agencies, perhaps because there's no immediate benefit for paying off the debt—other than ending debt collection calls.
However, on a credit report, a paid collection can still stay on your credit report for up to seven years, regardless of whether the account has a $0 balance. After seven years, the paid collection will automatically drop off your credit report.
The worst thing that can happen when ignoring the debt collector is that the original creditor or the collector may sue you. If you do not have a good defense, they will get a judgment against you. After getting the judgment, they may record it and thereby create a lien that attaches to your property.
A 609 Dispute Letter is often billed as a credit repair secret or legal loophole that forces the credit reporting agencies to remove certain negative information from your credit reports. And if you're willing, you can spend big bucks on templates for these magical dispute letters.
A 604 dispute letter asks credit bureaus to remove errors from your report that fall under section 604 of the Fair Credit Reporting Act (FCRA). While it might take some time, it's a viable option to protect your credit and improve your score.
The name 623 dispute method refers to section 623 of the Fair Credit Reporting Act (FCRA). The method allows you to dispute a debt directly with the creditor in question as long as you have already filed your complaint with the credit bureau and completed their process.