This year it is 25 years ago that John Elkington coined the “Triple Bottom Line” of People, Planet and Profit (also known as the 3Ps, TBL or 3BL). Up to today it is still gaining popularity and it has become part of everyday business language. All reason to be satisfied, one would think.
Students classify those characteristics based on the three C's of credit (capacity, character, and collateral), assess the riskiness of lending to that individual based on these characteristics, and then decide whether or not to approve or deny the loan request.
As experts in strategy consultancy, our team at Wingman suggest that the “three Ps: Purpose, people and process” are crucial in enhancing and connecting commercial and cultural ways of working so that teams within organisations flourish together and deliver quality results.
Different models such as the 5C's of credit (Character, Capacity, Capital, Collateral and Conditions); the 5P's (Person, Payment, Principal, Purpose and Protection), the LAPP (Liquidity, Activity, Profitability and Potential), the CAMPARI (Character, Ability, Margin, Purpose, Amount, Repayment and Insurance) model and ...
The five C's, or characteristics, of credit — character, capacity, capital, conditions and collateral — are a framework used by many lenders to evaluate potential small-business borrowers.
This document discusses the 7 Ps of banking services - Product, Price, Place, Promotion, People, Physical Evidence, and Process.
Before the advent of the internet revolution, the three Ps — people, process, product — were all tangible objects that you could literally put your hands on. Processes involved small- or large-scale pieces of equipment linked together into assembly lines, inventory management, and other essential functions.
Seligman calls this technique as the 3 P's of resilient thinking. After spending decades studying how people deal with setbacks, psychologist Martin Seligman found that there are three P's — personalization, pervasiveness, and permanence — that are critical to how we bounce back from hardship.
At the heart of effective project management are the 'Three Ps', which are people, processes, and products. In this article, we'll explore these essential components and explain how they work together to ensure project success.
A loan is a sum of money that an individual or company borrows from a lender. It can be classified into three main categories, namely, unsecured and secured, conventional, and open-end and closed-end loans.
The 6 'C's — character, capacity, capital, collateral, conditions and credit score — are widely regarded as the most effective strategy currently available for assisting lenders in determining which financing opportunity offers the most potential benefits.
A fair lending risk assessment works by evaluating the different types of risks in your institution. In the most general sense, there are three important elements that a fair lending risk assessment will consider: inherent risk, controls, and residual risk.
3P stands for 'People, Planet, and Profit' and is commonly used to refer to the triple bottom line framework. This concept emphasizes that the meaning of 3P is not just about a company's financial performance (profit), but also its impact on people and the planet.
The 3 Ps of Financial Inclusion — People, Products and Partnerships.
The “3P” paradigm—prosecution, protection, and prevention—continues to serve as the fundamental framework used around the world to combat human trafficking.
The three Ps in first aid is an easy framework for responding to a medical emergency. The three P's stand for preserving life, preventing deterioration, and promoting recovery.
The 3Ps of sustainability are a well-known and accepted business concept. The Ps refer to People, Planet, and Profit, also often referred to as the triple bottom line. Sustainability has the role of protecting and maximising the benefit of the 3Ps.
Specifically, the three Ps, a framework known as Learned Optimism: Permanence, Pervasiveness and Personalization. These three areas are key to how we perceive ourselves. Self-criticism can turn self-destructive if you focus on the wrong thing in any of these areas.
The basis of corporate social responsibility is a strategy that seeks a balance between the social, environmental and economic aspects. These three aspects provide the basis for the 3 Ps: People, Planet & Profit. It is an art to ensure that the 3 Ps in daily business activities are and remain in balance.
When it comes to the decision-making process, Board members should check the three P's. Policy. Practice. Precedence.
Passion, purpose, and perseverance are the three Ps that help drive success to a different level. Passion refers to a strong emotional attachment to something. Purpose refers to an individual's sense of direction and meaning in life.
Lenders also use these five Cs—character, capacity, capital, collateral, and conditions—to set your loan rates and loan terms.
The marketing mix, also known as the four P's of marketing, refers to the four key elements of a marketing strategy: product, price, place and promotion.
The Core Principles are the de facto minimum standards for the sound prudential regulation and supervision of banks and banking systems. They are universally applicable and accommodate a range of banking systems and a broad spectrum of banks.