The TJX Rewards® Platinum Mastercard® is issued by Synchrony Bank pursuant to a license from Mastercard International Incorporated.
What credit score is needed for a Marshalls Credit Card? You'll need a credit score of 620 or above to qualify for a TJX Rewards credit card.
Applicants for a credit card with TJX are considered for two cards through Synchrony Bank. The rewards for both cards are the same for purchases at TJX Companies including T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense stores. Cardholders will earn 5% back when shopping at these retailers.
Your TJX Rewards® credit card is issued by Synchrony Bank. The Synchrony Bank Privacy Policy governs the use of the TJX Rewards® credit card.
The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.
You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won't be the only factor taken into account, however, so this is only a guideline.
The official credit bureau used by TJ Maxx is TransUnion. Although TJ Maxx uses TransUnion as its brand official credit bureau, it still allows Experian and Equifax to run its credit report. Read on to understand why TransUnion is the recognized credit bureau by the retail store.
The TJX Rewards® Platinum Mastercard® is issued by Synchrony Bank pursuant to a license from Mastercard International Incorporated.
The RedCard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The RedCard debit card is issued by Target Corporation.
You may get pre-approved for a store credit card, but the shopping cart trick might not actually work to get you fully approved. Avoiding a hard credit pull is not guaranteed. You could forget to opt yourself back out of pre-approved credit card offers and find your mailbox full of junk mail in the near future.
Synchrony “pre-screens” customers by using data compiled from three credit bureaus: TransUnion, Equifax and Experian. Synchrony mails prepaid offers to consumers who have at least a fair credit score (640-699).
But while the TJX Rewards® Credit Card can only be used in TJX stores, the TJX Rewards® Platinum Mastercard® gives you the freedom of a globally accepted credit card (and without foreign transaction fees). With the platinum card in your wallet, you can swipe anywhere Mastercard is accepted.
Maxx, both of which are issued by Synchrony Bank: The first is the TJX Rewards Credit Card, which is a store card that can only be used at T.J. Maxx and its partner brands in the U.S. and Puerto Rico or through any of the brands' websites.
Where can I use the TJX Rewards Credit Card? You can use the TJX Rewards Credit Card exclusively at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post.
Your Target Credit Card credit limit will be determined based on your overall creditworthiness, including income and credit score. Initial credit limits tend to be in the vicinity of $500, but they will vary according to each approved applicant's creditworthiness and overall financial situation.
Our Privacy Notice is issued by Capital One, N.A. as the issuer of Kohl's Card accounts.
The bank that issues the Walmart Credit Card is Capital One. The same bank issues the Walmart® Store Card, too. Capital One has been the Walmart Credit Card issuer since October 2019.
Department Stores National Bank (“DSNB”) is the issuer of the Macy's Credit Card and the Macy's American Express Card.
The TJX Rewards Platinum card and TJX Rewards World card can be used anywhere Mastercard is accepted. The TJX Rewards card can only be used within the TJX Family. This includes T.J. Maxx, Marshalls, Home Goods, Homesense, Sierra Trading Post, and online at tjmaxx.com and sierratradingpost.com.
Here's where you can use popular Synchrony credit cards:
American Eagle Outfitters (AEO) Store Card: American Eagle Outfitters. Lowe's Store Card: Lowe's. TJX Store Card: T.J. Maxx, Marshalls, HomeGoods and Sierra Trading Post.
A credit card can be canceled without harming your credit score; just remember that paying down credit card balances first (not just the one you're canceling) is key. Closing a charge card won't affect your credit history (history is a factor in your overall credit score).
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It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.
Synchrony Bank will have done a hard pull to check your credit as part of its evaluation of your application. Hard inquiries can have a negative impact on your credit scores, and they can show up on your credit reports for up to two years.
Lowe's uses all three major credit bureaus. They randomly select Equifax, Experian, or TransUnion to check the applicant's credit.